401(k) Plans

19,333 topics in this forum

1. Solo 401(k) - No intention of utilizing

   By MjInvestments, February 15, 2021
   • 16 replies
   • 2.1k views
   • 
   • Luke Bailey
   • February 18, 2021

2. Partial Plan Termination Rules

   By austin3515, March 18, 2020
   • 25 replies
   • 4.6k views
   • 
   • Mike Preston
   • February 18, 2021

3. Retroactive reinstatement of Safe Harbor nonelective - 3% or 4%?

   By Belgarath, February 17, 2021
   • 2 replies
   • 600 views
   • 
   • Belgarath
   • February 17, 2021

4. 401a4 Testing Question

   By Nic Pospiech, February 16, 2021
   • 2 replies
   • 829 views
   • 
   • MWeddell
   • February 17, 2021

5. Who must receive the minimum allocation gateway?

   By stephen20, February 17, 2021
   • 1 reply
   • 1.3k views
   • 
   • BG5150
   • February 17, 2021

6. Refund after Roth conversion

   By BG5150, February 12, 2021
   • 1 reply
   • 583 views
   • 
   • Bri
   • February 16, 2021

7. Missed Match more than 12 months after plan year end

   By Vlad401k, February 8, 2021
   • 10 replies
   • 1k views
   • 
   • Mike Preston
   • February 16, 2021

8. W2 and K1 in a controlled group

   By BG5150, February 12, 2021
   • 5 replies
   • 1.1k views
   • 
   • BG5150
   • February 15, 2021

9. Controlled Group - Permissive Aggregation - Plan Termination

   By kdubinski, February 12, 2021
   • 1 reply
   • 693 views
   • 
   • CuseFan
   • February 12, 2021

10. Employee bonus paid out as 401(k) SH Match

    By KdGal, February 11, 2021
    • 2 replies
    • 817 views
    • 
    • KdGal
    • February 12, 2021

11. Is this a safe harbor match formula

    By Santo Gold, February 12, 2021
    • 3 replies
    • 454 views
    • 
    • BG5150
    • February 12, 2021

12. 401(a)(17) Prorated Due to Suspended Discretionary Match?

    By QualGeek, February 11, 2021
    • 1 reply
    • 555 views
    • 
    • Bird
    • February 12, 2021

13. Non-Participant Loan for Property Purchase

    By katdmin, February 10, 2021
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • February 12, 2021

14. Targeted QNEC

    By Gilmore, February 10, 2021
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • February 12, 2021

15. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 813 views
    • 
    • Lou S.
    • February 11, 2021

16. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1k views
    • 
    • C. B. Zeller
    • February 11, 2021

17. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 780 views
    • 
    • Luke Bailey
    • February 11, 2021

18. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 572 views
    • 
    • Scuba 401
    • February 11, 2021

19. Ownership and Ability to Contribute

    By coleboy, February 9, 2021
    • 3 replies
    • 883 views
    • 
    • Luke Bailey
    • February 11, 2021

20. Triple Stack Match

    By Catch22PGM, February 8, 2021
    • 11 replies
    • 2.5k views
    • 
    • Catch22PGM
    • February 10, 2021

21. NUA

    By Dobber, February 8, 2021
    • 1 reply
    • 354 views
    • 
    • Luke Bailey
    • February 10, 2021

22. Partial Termination and Plan Merger

    By CMC, February 8, 2021
    • 5 replies
    • 1.4k views
    • 
    • EBECatty
    • February 9, 2021

23. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • February 9, 2021

24. Loan Source restrictions - time for a new recordkeeper?

    By justanotheradmin, February 5, 2021
    • 14 replies
    • 2k views
    • 
    • msmith
    • February 8, 2021

25. Paid out terminated employee due SH contribution

    By K-t-F, February 2, 2021
    • 2 replies
    • 462 views
    • 
    • K-t-F
    • February 8, 2021

26. Eligible Designated Beneficiary

    By ALS, February 8, 2021
    • 1 reply
    • 487 views
    • 
    • EBECatty
    • February 8, 2021

27. Participant Fees based on employee classification

    By Benefits 101, February 5, 2021
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 5, 2021

28. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 983 views
    • 
    • david rigby
    • February 5, 2021

29. Terminating a Cycle 3 Plan 2021

    By Benefits Vet, February 5, 2021
    • 1 reply
    • 621 views
    • 
    • Bill Presson
    • February 5, 2021

30. Tax Credit & EACA

    By susieQ, February 3, 2021
    • 5 replies
    • 1.2k views
    • 
    • Bird
    • February 5, 2021

31. 401(k) adoption, election - year confusion

    By Rachelk, February 3, 2021
    • 3 replies
    • 858 views
    • 
    • Rachelk
    • February 5, 2021

32. 1099-R Question for CARES Act

    By Stash026, January 28, 2021
    • 6 replies
    • 1.4k views
    • 
    • KTBS5827
    • February 4, 2021

33. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1k views
    • 
    • Lou S.
    • February 4, 2021

34. HCE Aggregation in both US 401(k) and Puerto Rico Plan

    By compliancecrazy, February 4, 2021
    • 0 replies
    • 374 views
    • 
    • compliancecrazy
    • February 4, 2021

35. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 2k views
    • 
    • Luke Bailey
    • February 4, 2021

36. Employer Withheld Too Much 401k - correction required?

    By cheersmate, February 2, 2021   

    • 401k correction
    • employer withheld too much
    • 6 replies
    • 1.4k views
    • 
    • cheersmate
    • February 3, 2021

37. Missed match for HCE

    By BG5150, February 3, 2021
    • 2 replies
    • 1.2k views
    • 
    • CuseFan
    • February 3, 2021

38. PLAN TERMINATION WITH LIFE INSURANCE

    By Riley Britton, February 2, 2021
    • 10 replies
    • 1.1k views
    • 
    • Bird
    • February 3, 2021

39. Irrevocable Waiver

    By Catch22PGM, February 1, 2021   

    • irrevocable election
    • waiver
    • 11 replies
    • 2.6k views
    • 
    • ESOP Guy
    • February 3, 2021

40. Recognition of Service

    By Ahuntingus, February 1, 2021
    • 9 replies
    • 1.4k views
    • 
    • Ahuntingus
    • February 2, 2021

41. Compensation Limit- Contributions Post Tax

    By coleboy, February 1, 2021
    • 7 replies
    • 1.7k views
    • 
    • Luke Bailey
    • February 2, 2021

42. 401(k) limit between 2 Plans

    By Vlad401k, February 1, 2021
    • 3 replies
    • 565 views
    • 
    • CuseFan
    • February 1, 2021

43. ...

    By Griswold, January 27, 2021
    • 13 replies
    • 1.9k views
    • 
    • Luke Bailey
    • January 30, 2021

44. No Beneficiary Designation- distribute to estate

    By Kat, January 28, 2021
    • 1 reply
    • 617 views
    • 
    • FORMER ESQ.
    • January 30, 2021

45. PPP2 2020 PS deposited in 2021 - can include?

    By TPApril, January 22, 2021
    • 1 reply
    • 659 views
    • 
    • vacat
    • January 30, 2021

46. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 2.6k views
    • 
    • vacat
    • January 30, 2021

47. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 9 replies
    • 2.2k views
    • 
    • Jakyasar
    • January 29, 2021

48. ADP Test and Refunds

    By ratherbereading, January 28, 2021
    • 7 replies
    • 1.6k views
    • 
    • Mike Preston
    • January 28, 2021

49. Auto-escalate mid plan year tied to salary increases?

    By Steamboat, January 25, 2021
    • 2 replies
    • 735 views
    • 
    • david rigby
    • January 28, 2021

50. Treatment/correction of excess employer contribution to profit sharing plan coordinated with DB Cash Balance Plan

    By CubsFanAZ, January 26, 2021
    • 10 replies
    • 2.4k views
    • 
    • Mike Preston
    • January 28, 2021