401(k) Plans

19,319 topics in this forum

1. Written directions for a New Comparability allocation

   By ldr, September 22, 2020   

   • cross testing
   • new comparability
   • 10 replies
   • 1.4k views
   • 
   • ldr
   • September 23, 2020

2. ADP test refund going to automatic non-deductible contribution bucket?

   By ldr, September 18, 2020   

   • adp test; non-deductible contributions
   • 17 replies
   • 1.8k views
   • 
   • BG5150
   • September 23, 2020

3. Controlled Group status (100% of Company A and 50% of company B)

   By Sammiemor, September 18, 2020
   • 4 replies
   • 530 views
   • 
   • DJL
   • September 22, 2020

4. Successor plan - when can new plan start?

   By jmartin, September 18, 2020
   • 2 replies
   • 723 views
   • 
   • Bri
   • September 18, 2020

5. Waiving a death benefit

   By austin3515, September 17, 2020
   • 5 replies
   • 1.9k views
   • 
   • Luke Bailey
   • September 18, 2020

6. Stale dated checks - Form 5500

   By EMoney, September 16, 2020
   • 15 replies
   • 1.8k views
   • 
   • ESOP Guy
   • September 18, 2020

7. Beneficiary is also a participant in the same plan

   By austin3515, November 16, 2017
   • 5 replies
   • 2.2k views
   • 
   • AJC
   • September 17, 2020

8. Profit Sharing to encourage more participation?

   By Gilmore, September 17, 2020
   • 8 replies
   • 1.1k views
   • 
   • Gilmore
   • September 17, 2020

9. Start Up 3% Nonelective Safe Harbor

   By Gilmore, August 12, 2020
   • 11 replies
   • 2k views
   • 
   • Bill Presson
   • September 17, 2020

10. Error Found by Auditor

    By khn, September 16, 2020
    • 5 replies
    • 967 views
    • 
    • khn
    • September 17, 2020

11. Switch from Single Employer to One Participant Plan

    By 401kSteve, September 16, 2020
    • 4 replies
    • 725 views
    • 
    • 401kSteve
    • September 16, 2020

12. Hardship Withdrawal - Can this be done without directly involving my employer?

    By ufo9, September 14, 2020
    • 8 replies
    • 30.8k views
    • 
    • BG5150
    • September 16, 2020

13. 401(a) early withdrawal now considered an overpayment!

    By Maria Danna, November 1, 2019   

    • distribution
    • overpayment
    • 14 replies
    • 2.4k views
    • 
    • Bird
    • September 16, 2020

14. Amending from Plan Year Match to Per Payroll Mid-Year

    By Hayden Taylor, April 23, 2020
    • 2 replies
    • 798 views
    • 
    • MWeddell
    • September 15, 2020

15. True Up Contribution

    By 52626, September 14, 2020
    • 2 replies
    • 873 views
    • 
    • MWeddell
    • September 15, 2020

16. Safe Harbor Match but no 401k deferred

    By Becky Schwing, September 14, 2020
    • 3 replies
    • 531 views
    • 
    • RatherBeGolfing
    • September 15, 2020

17. Affiliated Service Groups - Current IRS Guidance??

    By kmhaab, September 10, 2020
    • 3 replies
    • 512 views
    • 
    • C. B. Zeller
    • September 14, 2020

18. SECURE Act - Part-time employees and vesting

    By Lisa2005, August 31, 2020
    • 16 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • September 13, 2020

19. Dumb question about top-heavy

    By thepensionmaven, September 4, 2020
    • 4 replies
    • 551 views
    • 
    • thepensionmaven
    • September 11, 2020

20. Participating Employers, employees and deferrals

    By Pammie57, September 9, 2020
    • 2 replies
    • 521 views
    • 
    • Mike Preston
    • September 10, 2020

21. Maxing Annual Additions Plus Funding Backdoor Roth

    By AJC, September 8, 2020
    • 8 replies
    • 1.6k views
    • 
    • acm_acm
    • September 10, 2020

22. controlled group

    By Lou81, September 8, 2020   

    • controlled group
    • 5 replies
    • 775 views
    • 
    • Belgarath
    • September 10, 2020

23. Inadvertent Error on 404(a)(5) Notice

    By Molgilny89, September 9, 2020
    • 1 reply
    • 699 views
    • 
    • Lou S.
    • September 9, 2020

24. Fixed Match-Amendment to remove

    By justatester, September 3, 2020
    • 8 replies
    • 1.6k views
    • 
    • Luke Bailey
    • September 9, 2020

25. Partner Deferred on Draw and has a loss for SE income

    By Pammie57, September 9, 2020
    • 1 reply
    • 641 views
    • 
    • Belgarath
    • September 9, 2020

26. 402(g) Violation?

    By Joe L, September 9, 2020   

    • 401k
    • testing
    • (and 1 more)

      Tagged with:

      • 401k
      • testing
      • 402(g)
    • 1 reply
    • 675 views
    • 
    • MWeddell
    • September 9, 2020

27. Key employee determination in a short plan year

    By SW77, September 9, 2020
    • 0 replies
    • 412 views
    • 
    • SW77
    • September 9, 2020

28. removal of participating employer who is no longer related

    By WCC, September 8, 2020
    • 3 replies
    • 1.5k views
    • 
    • Bill Presson
    • September 8, 2020

29. Adding Managed Accounts to Plan

    By khn, September 3, 2020
    • 4 replies
    • 540 views
    • 
    • Alonzo Church
    • September 8, 2020

30. No social security number

    By 30Rock, August 26, 2020
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • September 7, 2020

31. Payback Loan After Default - after 1099R issued

    By Sophia Wang, May 27, 2020
    • 25 replies
    • 10.8k views
    • 
    • Barbara S
    • September 6, 2020

32. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 647 views
    • 
    • Below Ground
    • September 3, 2020

33. Start-up Credit SECURE

    By austin3515, September 3, 2020
    • 5 replies
    • 679 views
    • 
    • RatherBeGolfing
    • September 3, 2020

34. Beginner Question regarding which fund to choose and why it's important?

    By AlohaGuy, August 16, 2020   

    • 401k
    • funds
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • September 3, 2020

35. Startup Safe Harbor Non-elective 401(k)

    By Gilmore, September 1, 2020
    • 1 reply
    • 482 views
    • 
    • Gilmore
    • September 1, 2020

36. Related Employer compensation

    By AKconsult, September 1, 2020
    • 1 reply
    • 594 views
    • 
    • Mike Preston
    • September 1, 2020

37. Sole Prop defers on draw, then has zero Sch. C income

    By Belgarath, August 31, 2020
    • 12 replies
    • 1.4k views
    • 
    • Bird
    • September 1, 2020

38. Short plan year, what hours to prorate?

    By BG5150, August 28, 2020
    • 7 replies
    • 1.4k views
    • 
    • Belgarath
    • September 1, 2020

39. MEPS/PEPS

    By austin3515, August 25, 2020
    • 21 replies
    • 2.1k views
    • 
    • austin3515
    • August 31, 2020

40. 2 Schedule C's - Can you have 2 Plans?

    By JMP, August 25, 2020
    • 3 replies
    • 677 views
    • 
    • Appleby
    • August 31, 2020

41. Eligibility requirements for 401k

    By Pammie57, August 26, 2020
    • 8 replies
    • 1.3k views
    • 
    • Mike Preston
    • August 28, 2020

42. Mid year change to Safe Harbor matching plan - with a twist

    By Belgarath, August 27, 2020
    • 1 reply
    • 1.3k views
    • 
    • Luke Bailey
    • August 27, 2020

43. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 27, 2020

44. SHNE suspend and then reinstate in same plan year

    By DJL, August 13, 2020
    • 3 replies
    • 1.1k views
    • 
    • DJL
    • August 27, 2020

45. Deferrals withheld between MEP and Single Employer Plan

    By Purplemandinga, August 26, 2020
    • 5 replies
    • 737 views
    • 
    • Lou S.
    • August 26, 2020

46. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 579 views
    • 
    • RatherBeGolfing
    • August 26, 2020

47. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 491 views
    • 
    • ESOP Guy
    • August 26, 2020

48. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 508 views
    • 
    • MWeddell
    • August 26, 2020

49. Life Insurance in 401k Plan

    By Ahuntingus, August 25, 2020
    • 1 reply
    • 627 views
    • 
    • Bill Presson
    • August 25, 2020

50. Tax withhholding versus 401k deferral on irregular pay

    By Pammie57, August 24, 2020
    • 1 reply
    • 406 views
    • 
    • Bird
    • August 25, 2020