401(k) Plans

19,334 topics in this forum

1. Plan Design - Using Staffing Company

   By PFranckowiak, September 16, 2019
   • 3 replies
   • 2.4k views
   • 
   • Larry Starr
   • September 16, 2019

2. Stock Purchase Question

   By Madison71, September 16, 2019
   • 3 replies
   • 598 views
   • 
   • Kevin C
   • September 17, 2019

3. Short Question

   By Dougsbpc, September 13, 2019
   • 4 replies
   • 868 views
   • 
   • Bri
   • September 17, 2019

4. PEO spin-off to single employer plan

   By cathyw, September 12, 2019
   • 3 replies
   • 4.2k views
   • 
   • Kevin C
   • September 18, 2019

5. Who is counted as an NHCE

   By LHW, September 12, 2019
   • 3 replies
   • 1.2k views
   • 
   • Lou S.
   • September 13, 2019

6. Control Group with a Safe Harbor and a Non-Safe Harbor Plan

   By Vlad401k, September 12, 2019
   • 1 reply
   • 689 views
   • 
   • chc93
   • September 12, 2019

7. Can a parent make a deferral election for their child?

   By MSN, September 12, 2019
   • 32 replies
   • 3.6k views
   • 
   • MoJo
   • September 23, 2019

8. Prevailing wage

   By Evelyn, September 11, 2019
   • 4 replies
   • 1k views
   • 
   • Bill Presson
   • September 12, 2019

9. 457 and Catch-Up Contributions

   By MTWeeks, September 11, 2019
   • 2 replies
   • 481 views
   • 
   • Patricia Neal Jensen
   • September 12, 2019

10. Employer Matching Contributions in a Controlled Group

    By AmandaJ, September 11, 2019
    • 1 reply
    • 445 views
    • 
    • CuseFan
    • September 11, 2019

11. Safe Harbor Match on pre-tax and Roth deferrals

    By BG5150, September 11, 2019
    • 11 replies
    • 1.7k views
    • 
    • Belgarath
    • September 13, 2019

12. Benefits, rights and features testing

    By Barbara, September 10, 2019   

    • tiered match non safe harbor plan
    • 4 replies
    • 4.9k views
    • 
    • Barbara
    • September 11, 2019

13. New 5310-A required?

    By bblaw, September 10, 2019
    • 2 replies
    • 1.9k views
    • 
    • ERISA guy
    • September 28, 2022

14. SH starts mid year, what comp?

    By BG5150, September 10, 2019
    • 11 replies
    • 2.5k views
    • 
    • BG5150
    • September 12, 2019

15. QRDO Quandary 1 2

    By ldr, September 10, 2019   

    • qdro
    • dro
    • (and 1 more)

      Tagged with:

      • qdro
      • dro
      • divorce
    • 70 replies
    • 9.5k views
    • 
    • ldr
    • September 23, 2019

16. safe harbor when business commmenced 7/1

    By thepensionmaven, September 10, 2019
    • 4 replies
    • 791 views
    • 
    • Eve Sav
    • September 13, 2019

17. In-service withdrawal before 59.5

    By CaitlinMarg, September 9, 2019
    • 6 replies
    • 4.6k views
    • 
    • FPGuy
    • September 11, 2019

18. Solo 401k TPA working with an advisor

    By Jim White, CFP, EA, September 9, 2019
    • 4 replies
    • 1.6k views
    • 
    • Amyrmaid
    • September 10, 2019

19. Contingent Benefit Rule in Terminated Plan

    By EBECatty, September 9, 2019
    • 1 reply
    • 472 views
    • 
    • Luke Bailey
    • September 9, 2019

20. SH NEC contributions to PS plan

    By Cynchbeast, September 8, 2019
    • 5 replies
    • 847 views
    • 
    • imchipbrown
    • September 9, 2019

21. Underfunded safe harbor match

    By legort69, September 6, 2019
    • 2 replies
    • 648 views
    • 
    • Larry Starr
    • September 6, 2019

22. Form 5558 - Incorrect Plan Name and Plan Number

    By CLE401kGuy, September 5, 2019
    • 0 replies
    • 518 views
    • 
    • CLE401kGuy
    • September 5, 2019

23. 5330 line 3b

    By Lou81, September 5, 2019
    • 3 replies
    • 962 views
    • 
    • Below Ground
    • September 9, 2019

24. One person plan - unvested ER @bop

    By TPApril, September 4, 2019
    • 6 replies
    • 760 views
    • 
    • david rigby
    • September 4, 2019

25. Safe Harbor Match?

    By Dougsbpc, September 3, 2019
    • 9 replies
    • 1k views
    • 
    • Mike Preston
    • September 5, 2019

26. 3(16)

    By austin3515, September 3, 2019
    • 12 replies
    • 1.2k views
    • 
    • jpod
    • October 31, 2019

27. Severance pay and SH NEC

    By Cynchbeast, August 30, 2019
    • 1 reply
    • 658 views
    • 
    • Luke Bailey
    • September 3, 2019

28. QDIA notice - who is responsible ?

    By Ford74, August 30, 2019
    • 3 replies
    • 1.8k views
    • 
    • Pam Shoup
    • September 3, 2019

29. Post-severance compensation

    By Belgarath, August 30, 2019
    • 3 replies
    • 1.9k views
    • 
    • duckthing
    • August 30, 2019

30. Deemed 401K Loan

    By 401kchallenged, August 29, 2019
    • 3 replies
    • 885 views
    • 
    • Patricia Neal Jensen
    • September 3, 2019

31. SH top heavy pass

    By pmacduff, August 29, 2019
    • 1 reply
    • 551 views
    • 
    • Below Ground
    • September 3, 2019

32. Rebalance 401(k) Account / Participant Loans 1 2

    By austin3515, August 29, 2019
    • 56 replies
    • 6.3k views
    • 
    • Bill Presson
    • October 24, 2019

33. IRS Audit- Power of Attorney

    By coleboy, August 29, 2019
    • 6 replies
    • 1.8k views
    • 
    • Bird
    • August 30, 2019

34. RMDs for < 5% Owner still Working-401k Plan

    By ERISAGal, August 28, 2019   

    • 401k
    • rmd
    • (and 1 more)

      Tagged with:

      • 401k
      • rmd
      • owner
    • 21 replies
    • 2.4k views
    • 
    • WDIK
    • September 4, 2019

35. Control Group Safe Harbor Plan with two different safe harbor contributions

    By lcollins300, August 28, 2019   

    • control group
    • safe harbor 401k plan
    • 3 replies
    • 984 views
    • 
    • C. B. Zeller
    • August 30, 2019

36. No more suspension for h'ship withdrawals--question

    By BG5150, August 28, 2019
    • 1 reply
    • 631 views
    • 
    • C. B. Zeller
    • August 28, 2019

37. Non-Profits and New Comparability - Free Choice?

    By ldr, August 27, 2019   

    • non-profit
    • cross testing
    • (and 1 more)

      Tagged with:

      • non-profit
      • cross testing
      • new comp
    • 5 replies
    • 762 views
    • 
    • jpod
    • August 28, 2019

38. Controlled Group, multiple plans, controlled group status never reviewed

    By WCC, August 27, 2019
    • 6 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • August 29, 2019

39. Forfeitures before ACP or after ACP

    By Purplemandinga, August 27, 2019
    • 4 replies
    • 1.6k views
    • 
    • BG5150
    • August 28, 2019

40. domestic partner distribution options

    By justanotheradmin, August 26, 2019
    • 6 replies
    • 3.3k views
    • 
    • justanotheradmin
    • August 27, 2019

41. Amend Mid-Year to Reduce Safe Harbor 401(k) Match Contributions

    By §#$%!, August 26, 2019
    • 1 reply
    • 582 views
    • 
    • C. B. Zeller
    • August 26, 2019

42. 1099 IC

    By ratherbereading, August 26, 2019
    • 16 replies
    • 1.6k views
    • 
    • ratherbereading
    • August 28, 2019

43. Summary Annual Report and Right to Receive Benefit

    By TPABob, August 23, 2019
    • 4 replies
    • 1.3k views
    • 
    • TPABob
    • August 23, 2019

44. Terminating MEP participation to start a stand-alone plan

    By jpdc, August 22, 2019
    • 0 replies
    • 748 views
    • 
    • jpdc
    • August 22, 2019

45. Roth in Plan Doc but never wanted to offer it

    By PainPA, August 22, 2019
    • 3 replies
    • 988 views
    • 
    • PainPA
    • August 27, 2019

46. Safe Harbor 401k and Required Top Heavy Test

    By ERISAGal, August 21, 2019   

    • 401k
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • 401k
      • safe harbor 401k
      • top heavy issue
    • 5 replies
    • 1.6k views
    • 
    • Tom Poje
    • August 21, 2019

47. Exclude NHCE that are currently eligible

    By justanotheradmin, August 20, 2019
    • 11 replies
    • 2.1k views
    • 
    • BG5150
    • September 3, 2019

48. Exclude Vesting Prior to Plan Effective Date

    By 401Kerfuffle, August 20, 2019   

    • prior plan
    • 403(b)
    • (and 1 more)

      Tagged with:

      • prior plan
      • 403(b)
      • vesting
    • 0 replies
    • 547 views
    • 
    • 401Kerfuffle
    • August 20, 2019

49. Loans

    By Tmile1928, August 17, 2019
    • 1 reply
    • 642 views
    • 
    • QDROphile
    • August 17, 2019

50. 404a-5 requirements

    By Will, August 17, 2019
    • 1 reply
    • 916 views
    • 
    • Pam Shoup
    • August 19, 2019