401(k) Plans

19,275 topics in this forum

1. Summary Annual Report and Right to Receive Benefit

   By TPABob, August 23, 2019
   • 4 replies
   • 1.3k views
   • 
   • TPABob
   • August 23, 2019

2. Terminating MEP participation to start a stand-alone plan

   By jpdc, August 22, 2019
   • 0 replies
   • 719 views
   • 
   • jpdc
   • August 22, 2019

3. ADP test and Statutory exclusions

   By rcline46, January 6, 2006
   • 17 replies
   • 10.8k views
   • 
   • C. B. Zeller
   • August 22, 2019

4. Safe Harbor 401k and Required Top Heavy Test

   By ERISAGal, August 21, 2019   

   • 401k
   • safe harbor 401k
   • (and 1 more)

     Tagged with:

     • 401k
     • safe harbor 401k
     • top heavy issue
   • 5 replies
   • 1.5k views
   • 
   • Tom Poje
   • August 21, 2019

5. Layoff treated like a termination?

   By spencerhastings, August 11, 2019
   • 2 replies
   • 1.1k views
   • 
   • spencerhastings
   • August 20, 2019

6. Exclude Vesting Prior to Plan Effective Date

   By 401Kerfuffle, August 20, 2019   

   • prior plan
   • 403(b)
   • (and 1 more)

     Tagged with:

     • prior plan
     • 403(b)
     • vesting
   • 0 replies
   • 513 views
   • 
   • 401Kerfuffle
   • August 20, 2019

7. 404a-5 requirements

   By Will, August 17, 2019
   • 1 reply
   • 842 views
   • 
   • Pam Shoup
   • August 19, 2019

8. sponsor 401(k) and SEP at same time?

   By M Norton, August 15, 2019
   • 1 reply
   • 548 views
   • 
   • CuseFan
   • August 19, 2019

9. Are RMDs triggered once a distribution is taken?

   By asdfgdfa, August 16, 2019
   • 8 replies
   • 2k views
   • 
   • asdfgdfa
   • August 18, 2019

10. Loans

    By Tmile1928, August 17, 2019
    • 1 reply
    • 613 views
    • 
    • QDROphile
    • August 17, 2019

11. Loan help

    By greg, August 16, 2019
    • 4 replies
    • 531 views
    • 
    • Lou S.
    • August 16, 2019

12. Safe Harbor 401k Closing / Contribution Requirements

    By jtbrown1111, August 15, 2019   

    • safe harbor plans
    • 7 replies
    • 808 views
    • 
    • Bri
    • August 16, 2019

13. Merging 2 Safe Harbor Plans mid year

    By austin3515, August 14, 2019
    • 3 replies
    • 1.4k views
    • 
    • Luke Bailey
    • August 15, 2019

14. Minimum distribution from 401(k) plan

    By rblum50, August 14, 2019
    • 3 replies
    • 574 views
    • 
    • rblum50
    • August 15, 2019

15. Calculating 25% of eligible compensation for deductibility limit

    By gdlfa, August 14, 2019
    • 6 replies
    • 5.1k views
    • 
    • NJ Mike
    • August 15, 2019

16. "Employee Elective Deferral Failure" under RP 2019-19

    By Belgarath, July 2, 2019
    • 2 replies
    • 1.3k views
    • 
    • Below Ground
    • August 14, 2019

17. profit sharing deduction timing

    By Minnesota planner, August 2, 2019
    • 19 replies
    • 2.2k views
    • 
    • Below Ground
    • August 12, 2019

18. Plan Sponsor Reimbursement from Forfeiture Account

    By MarZDoates, August 6, 2019
    • 8 replies
    • 2.8k views
    • 
    • RPAS
    • August 9, 2019

19. Safe Harbor Eligibility

    By Chippy, August 9, 2019
    • 1 reply
    • 568 views
    • 
    • justanotheradmin
    • August 9, 2019

20. Safe Harbor Non-Elective - Recordkeeper disagreement

    By imchipbrown, August 5, 2019
    • 9 replies
    • 1.3k views
    • 
    • imchipbrown
    • August 9, 2019

21. Earnings for a missed deferral election -Always DOL Calculator?

    By Loves401(k), April 2, 2018
    • 16 replies
    • 11.4k views
    • 
    • Bird
    • August 8, 2019

22. VFCP vs. no VFCP

    By 401(k)athryn, July 31, 2019
    • 3 replies
    • 2k views
    • 
    • 401(k)athryn
    • August 8, 2019

23. Missed Match True-Up Contributions

    By ERISAGal, August 2, 2019
    • 2 replies
    • 1.3k views
    • 
    • JackS
    • August 7, 2019

24. Catch up contributions for short plan year

    By Pixie, August 6, 2019   

    • adp test
    • 2 replies
    • 987 views
    • 
    • Below Ground
    • August 7, 2019

25. In Plan Roth Rollover - After Tax Basis Recovery

    By Gruegen, August 6, 2019
    • 1 reply
    • 727 views
    • 
    • hr for me
    • August 7, 2019

26. EPCRS, corrected part loan: treatment of now incorrect 1099R

    By QP_Guy, June 12, 2019
    • 9 replies
    • 3.5k views
    • 
    • RatherBeGolfing
    • August 6, 2019

27. Amending SH effective date

    By BG5150, August 6, 2019
    • 3 replies
    • 501 views
    • 
    • Mike Preston
    • August 6, 2019

28. Excluding union employees from safe harbor match?

    By Flyboyjohn, July 24, 2019   

    • union
    • safe harbor
    • 7 replies
    • 2.5k views
    • 
    • AMDG
    • August 6, 2019

29. Blackout Notices for Transfers out of a MEP 5500 disclosure

    By Purplemandinga, August 5, 2019
    • 2 replies
    • 663 views
    • 
    • Purplemandinga
    • August 6, 2019

30. Eligibility for Certain Employee

    By TPA Bob, July 30, 2019   

    • eligibility
    • 8 replies
    • 1.3k views
    • 
    • loserson
    • August 5, 2019

31. ACP Test in Safe Harbor Plan

    By BG5150, July 30, 2019
    • 3 replies
    • 2.5k views
    • 
    • AKconsult
    • August 5, 2019

32. Board resolution used to limit deferral percentage and define catch-up contributions

    By baileybear, August 1, 2019
    • 7 replies
    • 1.2k views
    • 
    • Luke Bailey
    • August 2, 2019

33. Sponsor left a MEP

    By CLE401kGuy, July 31, 2019
    • 4 replies
    • 2.3k views
    • 
    • MSN
    • August 2, 2019

34. EPCRS Loan Correction

    By austin3515, July 29, 2019
    • 18 replies
    • 2k views
    • 
    • austin3515
    • July 30, 2019

35. USERRA - Make-up Contributions

    By 401(k)athryn, July 29, 2019
    • 1 reply
    • 897 views
    • 
    • Bri
    • July 30, 2019

36. Bloated Forfeiture Account

    By BERPA, July 25, 2019
    • 11 replies
    • 3.7k views
    • 
    • rr_sphr
    • July 30, 2019

37. Employees with Prevailing Wages

    By coleboy, April 18, 2018
    • 7 replies
    • 3.1k views
    • 
    • Belgarath
    • July 30, 2019

38. Safe Harbor Plan and Hardship issue

    By cpc0506, July 29, 2019
    • 1 reply
    • 641 views
    • 
    • Luke Bailey
    • July 29, 2019

39. 2019-19 EPCRS

    By austin3515, July 25, 2019
    • 11 replies
    • 2.2k views
    • 
    • Luke Bailey
    • July 26, 2019

40. Timely Enrollment Errors - Who is Monitoring

    By ldr, July 24, 2019   

    • enrollment
    • epcrs
    • 2 replies
    • 845 views
    • 
    • ldr
    • July 26, 2019

41. ASG vs. MEP

    By cerickson, July 25, 2019
    • 3 replies
    • 708 views
    • 
    • david rigby
    • July 26, 2019

42. Foreign company with U.S. employees

    By LisaS, July 16, 2019   

    • foreign corporation with u.s. employees
    • 7 replies
    • 2.5k views
    • 
    • LisaS
    • July 26, 2019

43. Removing Auto Enrollment Feature

    By kpickering, July 26, 2019
    • 0 replies
    • 799 views
    • 
    • kpickering
    • July 26, 2019

44. Merging Safe Harbor Plan Mid Year

    By 52626, July 24, 2019
    • 1 reply
    • 1.3k views
    • 
    • Luke Bailey
    • July 25, 2019

45. Affiliated Service Group?

    By sdix401k, July 24, 2019
    • 1 reply
    • 568 views
    • 
    • Bill Presson
    • July 25, 2019

46. 401k Eligibility

    By RP, July 24, 2019
    • 3 replies
    • 707 views
    • 
    • Patricia Neal Jensen
    • July 24, 2019

47. Form 8955-SSA (Check mark column)

    By Christopher Wilson, July 23, 2019
    • 3 replies
    • 942 views
    • 
    • Kristina
    • July 24, 2019

48. Change initial Plan Year for SH Plan?

    By BG5150, July 23, 2019
    • 2 replies
    • 564 views
    • 
    • Luke Bailey
    • July 24, 2019

49. Failure to provide auto enroll notice

    By SadieJane, July 24, 2019
    • 1 reply
    • 1.8k views
    • 
    • Belgarath
    • July 24, 2019

50. Withdrawal of Participating Employer

    By RLR, June 27, 2018
    • 6 replies
    • 4.1k views
    • 
    • PensionPete
    • July 23, 2019