401(k) Plans

19,275 topics in this forum

1. PEO spin off plan - PEO and new plan Safe Harbor

   By cpc0506, March 22, 2019
   • 1 reply
   • 1.6k views
   • 
   • Kevin C
   • March 22, 2019

2. Eligibility - When does a Participant Enter

   By 52626, March 22, 2019
   • 8 replies
   • 3.2k views
   • 
   • Tom Poje
   • March 25, 2019

3. Incorrect Deferral % - Overage

   By Purplemandinga, March 22, 2019
   • 1 reply
   • 369 views
   • 
   • Luke Bailey
   • March 22, 2019

4. Ineligible to participate in 401k because of unionization

   By erisa_novice, March 21, 2019
   • 9 replies
   • 3.8k views
   • 
   • FPGuy
   • March 22, 2019

5. Excluding Union Members from 401(k) Plan

   By erisa_novice, March 20, 2019   

   • union workers
   • exclusions
   • 1 reply
   • 973 views
   • 
   • Mike Preston
   • March 20, 2019

6. Exclusion of Fringe Benefits

   By BTG, March 20, 2019
   • 5 replies
   • 3.6k views
   • 
   • Doc Ument
   • March 21, 2019

7. Participant Request to Add Asset Class

   By khn, March 20, 2019
   • 5 replies
   • 735 views
   • 
   • Cardscrazy
   • March 21, 2019

8. Controlled Group Safe Harbor and Traditional

   By 52626, March 19, 2019
   • 5 replies
   • 417 views
   • 
   • Mike Preston
   • March 21, 2019

9. Affordable Care Act Ins Prem Refunds Count as Plan Compensation?

   By cheersmate, March 18, 2019   

   • insurance premium refunds
   • plan compensation
   • (and 1 more)

     Tagged with:

     • insurance premium refunds
     • plan compensation
     • affordable care act
   • 4 replies
   • 881 views
   • 
   • CuseFan
   • March 20, 2019

10. Congratulations

    By legort69, March 16, 2019
    • 0 replies
    • 301 views
    • 
    • legort69
    • March 16, 2019

11. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 897 views
    • 
    • CuseFan
    • March 18, 2019

12. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 355 views
    • 
    • 401king
    • March 15, 2019

13. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.5k views
    • 
    • Kevin C
    • March 18, 2019

14. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 493 views
    • 
    • duckthing
    • March 15, 2019

15. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.5k views
    • 
    • Melissa
    • March 15, 2019

16. Participant deferred from severance--what kind of refund

    By BG5150, March 14, 2019
    • 9 replies
    • 1.1k views
    • 
    • JamesK
    • March 15, 2019

17. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.2k views
    • 
    • TMH
    • March 18, 2019

18. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 556 views
    • 
    • CuseFan
    • March 14, 2019

19. Year End True-up - % of total match

    By Ryan L, March 12, 2019
    • 10 replies
    • 968 views
    • 
    • Ryan L
    • March 19, 2019

20. $0 W-2 wages deferred $9,000

    By jsample, March 12, 2019
    • 13 replies
    • 1.1k views
    • 
    • card
    • March 19, 2019

21. 30 Day Notice Fee Disclosure

    By khn, March 12, 2019
    • 0 replies
    • 447 views
    • 
    • khn
    • March 12, 2019

22. Exclude HCEs from match

    By Scott50, March 11, 2019
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • March 12, 2019

23. Safe Harbor 401(k) Plan/Failed 414s compensation test

    By rew, March 11, 2019
    • 12 replies
    • 7k views
    • 
    • Belgarath
    • May 1, 2019

24. Fringe Benefit? Meals and Lodging?

    By justanotheradmin, March 11, 2019
    • 6 replies
    • 3k views
    • 
    • justanotheradmin
    • March 13, 2019

25. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • March 12, 2019

26. ACP test

    By cdavis25, March 11, 2019
    • 1 reply
    • 421 views
    • 
    • BG5150
    • March 11, 2019

27. 6/30 FISCAL YR, HAD SIMPLE WANTS SH401K

    By cheersmate, March 10, 2019   

    • simple plan
    • 401k plan
    • (and 1 more)

      Tagged with:

      • simple plan
      • 401k plan
      • overlapping plans deduction considerations
    • 0 replies
    • 343 views
    • 
    • cheersmate
    • March 10, 2019

28. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 701 views
    • 
    • justanotheradmin
    • March 11, 2019

29. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 1 reply
    • 465 views
    • 
    • C. B. Zeller
    • March 8, 2019

30. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 401 views
    • 
    • austin3515
    • March 8, 2019

31. SH Plan Eligibility- Excluding EEs in Controlled Group

    By kshawbenefits, March 7, 2019
    • 9 replies
    • 1.6k views
    • 
    • Kevin C
    • March 8, 2019

32. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 1.6k views
    • 
    • CuseFan
    • March 8, 2019

33. Affiliated Service Groups

    By ERISA-Bubs, March 7, 2019
    • 3 replies
    • 869 views
    • 
    • PensionPro
    • March 8, 2019

34. Multiple Business Owner Plan Participation

    By coleboy, March 7, 2019
    • 3 replies
    • 651 views
    • 
    • Luke Bailey
    • March 7, 2019

35. Mom Answers Phones for 10 hours

    By austin3515, March 7, 2019
    • 9 replies
    • 1.2k views
    • 
    • BG5150
    • March 8, 2019

36. 401k Hardship withdrawl for purchase of primary residence

    By Watson, March 7, 2019
    • 4 replies
    • 5.6k views
    • 
    • Doc Ument
    • March 7, 2019

37. Individually Designed Document Question

    By khn, March 6, 2019
    • 21 replies
    • 1.7k views
    • 
    • jpod
    • March 7, 2019

38. Safe Harbor Match Question

    By Pammie57, March 6, 2019
    • 4 replies
    • 628 views
    • 
    • Kevin C
    • March 6, 2019

39. working less than 500 hours and benefiting under SHNEC

    By AJC, March 5, 2019
    • 4 replies
    • 619 views
    • 
    • AJC
    • March 5, 2019

40. Entry date calculation

    By AKconsult, March 5, 2019
    • 1 reply
    • 848 views
    • 
    • Tom Poje
    • March 5, 2019

41. Client Leaving PEO 401k Plan

    By coleboy, March 4, 2019
    • 1 reply
    • 684 views
    • 
    • Kevin C
    • March 5, 2019

42. How to protect your 401k from a looming recession?

    By Stella, March 1, 2019   

    • recession
    • bonds
    • 9 replies
    • 1.1k views
    • 
    • david rigby
    • March 4, 2019

43. Allocating Gains Loss on Pooled Accounts

    By Karoline Curran, March 1, 2019
    • 12 replies
    • 2.9k views
    • 
    • justanotheradmin
    • March 5, 2019

44. blackout period w/out moving recordkeepers?

    By TPApril, March 1, 2019
    • 4 replies
    • 818 views
    • 
    • BG5150
    • March 4, 2019

45. Including Nanny on Payroll of S Corp, Exclude from 401(k)?

    By matthny, February 28, 2019
    • 5 replies
    • 2.5k views
    • 
    • Bill Presson
    • March 5, 2019

46. Safe Harbor Match and Top Heavy Rules

    By ldr, February 28, 2019   

    • safe harbor match
    • top heavy
    • 6 replies
    • 2.1k views
    • 
    • BG5150
    • March 4, 2019

47. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 5.8k views
    • 
    • Tom Poje
    • March 8, 2019

48. W-2 error

    By R. Butler, February 27, 2019
    • 3 replies
    • 609 views
    • 
    • Kevin C
    • March 1, 2019

49. plan document missing-VCP issue

    By cpc0506, February 26, 2019
    • 10 replies
    • 2.3k views
    • 
    • Luke Bailey
    • February 27, 2019

50. Can Plan Sponsor make a loan to a plan?

    By TPApril, February 26, 2019
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 26, 2019