401(k) Plans

19,294 topics in this forum

1. 401K via Health and Welfare benefit.

   By Sebricon, February 27
   • 3 replies
   • 803 views
   • 
   • Sebricon
   • February 28

2. QDRO Procedures: Compliant WIth ERISA?

   By ERISAlaw, February 25
   • 10 replies
   • 2k views
   • 
   • ERISAlaw
   • February 27

3. 401(a)(4)Testing

   By ratherbereading, February 27
   • 0 replies
   • 802 views
   • 
   • ratherbereading
   • February 27

4. Long Term Part Time Employee

   By Dougsbpc, February 27
   • 3 replies
   • 808 views
   • 
   • CuseFan
   • February 27

5. Mandatory Roth Catch-Up Contributions

   By Jen, February 27
   • 2 replies
   • 1.1k views
   • 
   • Jen
   • February 27

6. Employee deferred prior to entry date

   By Renee H, February 24
   • 7 replies
   • 1k views
   • 
   • Bri
   • February 27

7. Contribution offsets?

   By Mleech, February 27
   • 0 replies
   • 436 views
   • 
   • Mleech
   • February 27

8. SECURE2.0 TH change - optional?

   By AlbanyConsultant, February 25
   • 2 replies
   • 652 views
   • 
   • Leopurrd-401k
   • February 26

9. QACA and LTPT auto enrollment

   By 30Rock, February 26
   • 0 replies
   • 484 views
   • 
   • 30Rock
   • February 26

10. DoL Problems

    By Below Ground, February 12   

    • dont answer the phone!
    • 10 replies
    • 1.4k views
    • 
    • Peter Gulia
    • February 25

11. exclusion from plan by citizenship

    By pmacduff, November 30, 2022
    • 6 replies
    • 1.2k views
    • 
    • Monica Barnard
    • February 25

12. Secure 2.0 - Traumatic Vel Non

    By fmsinc, February 21
    • 9 replies
    • 1.2k views
    • 
    • Peter Gulia
    • February 25

13. W-2 Comp & Health Insurance Wage Expense

    By TPApril, February 23
    • 7 replies
    • 1.2k views
    • 
    • Ilene Ferenczy
    • February 25

14. Employer changing pay roll company and 401K plan company

    By Kevin T, February 3
    • 3 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • February 25

15. DDR Allocation condition waivers

    By 30Rock, February 24
    • 0 replies
    • 409 views
    • 
    • 30Rock
    • February 24

16. Controlled group with 3 partnerships, one has a loss. How to calculate compensation

    By jkharvey, February 20
    • 1 reply
    • 534 views
    • 
    • Peter Gulia
    • February 20

17. Erroneous profit sharing funding correction

    By Tom, February 16
    • 5 replies
    • 906 views
    • 
    • David Schultz
    • February 18

18. Amending Plan to Exclude HCEs From SHNEC

    By Connor, February 17
    • 1 reply
    • 780 views
    • 
    • John Feldt ERPA CPC QPA
    • February 18

19. Recharacterizing deferrals as profit sharing?

    By Mleech, February 14
    • 4 replies
    • 798 views
    • 
    • Mleech
    • February 15

20. PSP/Universal individual life insurance/premiums charged to participant

    By JCS, February 12
    • 5 replies
    • 879 views
    • 
    • Bird
    • February 14

21. What is the compensation?

    By Basically, February 11
    • 9 replies
    • 1.6k views
    • 
    • RatherBeGolfing
    • February 13

22. Employer forgot to make a Roth deferral

    By gc@chimentowebb.com, February 11
    • 9 replies
    • 1.8k views
    • 
    • gc@chimentowebb.com
    • February 12

23. Mid year auto enroll change

    By 401KsRme, February 11
    • 0 replies
    • 455 views
    • 
    • 401KsRme
    • February 11

24. Top-heavy contributions for plans without deferrals

    By Mleech, February 11
    • 1 reply
    • 1.1k views
    • 
    • C. B. Zeller
    • February 11

25. Plan Termination and Forfeitures

    By 30Rock, February 11
    • 3 replies
    • 975 views
    • 
    • Peter Gulia
    • February 11

26. SECURE 2.0 Roth treatment of catch-up contributions

    By youngbenefitslawyer, February 11
    • 3 replies
    • 824 views
    • 
    • Peter Gulia
    • February 11

27. ACP 4% non-discretionary match

    By Bruce1, January 29
    • 12 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • February 11

28. Compensation for HCE determination

    By justatester, February 6
    • 2 replies
    • 830 views
    • 
    • Artie M
    • February 10

29. Sign-on bonuses

    By austin3515, November 6, 2015
    • 13 replies
    • 3.4k views
    • 
    • austin3515
    • February 7

30. Individual Brokerage 401k

    By Bruce1, February 6
    • 13 replies
    • 950 views
    • 
    • Paul I
    • February 7

31. Is a 401(k) Spin Off a Viable Option? What are the considerations?

    By youngbenefitslawyer, February 6
    • 2 replies
    • 873 views
    • 
    • Paul I
    • February 6

32. Resources for Independent Valuations

    By HCE, February 6
    • 2 replies
    • 680 views
    • 
    • Paul I
    • February 6

33. Does a de minimis financial incentive work?

    By Peter Gulia, February 5
    • 3 replies
    • 671 views
    • 
    • Peter Gulia
    • February 6

34. No Rollover Contribution Fees for 6 Months -- Any Issues?

    By Interested Party, February 5
    • 5 replies
    • 828 views
    • 
    • Interested Party
    • February 5

35. Off calendar plan year (6/30 year end) - catch-up reclass

    By MGOAdmin, January 15   

    • cathup
    • reclass
    • 4 replies
    • 1k views
    • 
    • MGOAdmin
    • February 5

36. Employee Who Sponsors Their Own Plan

    By Connor, February 4
    • 3 replies
    • 743 views
    • 
    • Connor
    • February 4

37. Controlled Group Question

    By Vlad401k, January 31
    • 5 replies
    • 784 views
    • 
    • Artie M
    • February 4

38. Hardship Self Certification

    By MGOAdmin, February 4
    • 1 reply
    • 618 views
    • 
    • Connor
    • February 4

39. self-employed participants vs. mandatory automatic enrollment

    By AlbanyConsultant, February 4
    • 0 replies
    • 452 views
    • 
    • AlbanyConsultant
    • February 4

40. returning a refund... or not

    By AlbanyConsultant, January 31
    • 2 replies
    • 954 views
    • 
    • AlbanyConsultant
    • February 4

41. Safe Harbor 401(k) Match top heavy plan - PS only to non-key/non-HCE

    By Tom, February 4
    • 1 reply
    • 522 views
    • 
    • RatherBeGolfing
    • February 4

42. match increase amendment (non s/h plan)

    By TPApril, February 3
    • 0 replies
    • 382 views
    • 
    • TPApril
    • February 3

43. Beneficiary Designations and Divorce

    By youngbenefitslawyer, January 31
    • 6 replies
    • 1.1k views
    • 
    • fmsinc
    • February 1

44. Discrimination Testing If Everyone Is An HCE

    By metsfan026, January 31
    • 4 replies
    • 957 views
    • 
    • Artie M
    • January 31

45. In Plan Roth Rollovers In Service Withdrawals

    By AJ North, January 24
    • 4 replies
    • 800 views
    • 
    • AJ North
    • January 30

46. 401k safe harbor nonunion/union

    By MURPHY, January 28
    • 8 replies
    • 922 views
    • 
    • Bri
    • January 30

47. Avoiding Single-Employer Treatment for Portfolio Company Benefits

    By NonQualified, January 29
    • 4 replies
    • 887 views
    • 
    • Peter Gulia
    • January 29

48. Deferral Change frequency

    By Santo Gold, January 28
    • 4 replies
    • 1.2k views
    • 
    • Artie M
    • January 29

49. ADP Test Correction & RMD

    By pixiebear, January 29
    • 1 reply
    • 522 views
    • 
    • C. B. Zeller
    • January 29

50. Enrollment Statistics on SH Match vs SH Nonelective

    By EJS_TPA, January 10   

    • help
    • 6 replies
    • 693 views
    • 
    • R Griffith
    • January 28