401(k) Plans

19,321 topics in this forum

1. Elected Deferral Not Deducted

   By ruth_ann69, August 23, 2018
   • 7 replies
   • 1.3k views
   • 
   • Larry Starr
   • August 27, 2018

2. fund change notice

   By Scuba 401, August 23, 2018
   • 2 replies
   • 1.4k views
   • 
   • Pam Shoup
   • August 23, 2018

3. Brighthouse Financial

   By austin3515, August 23, 2018
   • 2 replies
   • 681 views
   • 
   • Larry Starr
   • August 23, 2018

4. Determination Letter Fees?

   By ML68, August 21, 2018
   • 2 replies
   • 518 views
   • 
   • ML68
   • August 22, 2018

5. Vesting BRF, Controlled group

   By AATPA, August 20, 2018
   • 2 replies
   • 746 views
   • 
   • AATPA
   • August 20, 2018

6. SE with SH Match and Discretionary PS

   By Susan S., August 17, 2018
   • 3 replies
   • 756 views
   • 
   • RatherBeGolfing
   • August 20, 2018

7. safe harbor plan mid year acquisition

   By R. Butler, August 17, 2018
   • 2 replies
   • 798 views
   • 
   • Kevin C
   • August 21, 2018

8. Top Heavy; Safe Harbor excludes HCEs

   By Tom, August 17, 2018
   • 4 replies
   • 2.6k views
   • 
   • justanotheradmin
   • August 20, 2018

9. Third party payments during leave of absence

   By Jackie, August 16, 2018   

   • 401k loans
   • loan repayments
   • (and 3 more)

     Tagged with:

     • 401k loans
     • loan repayments
     • level amortization
     • third party payments
     • 401k loan repayments
   • 1 reply
   • 1.4k views
   • 
   • Luke Bailey
   • August 17, 2018

10. Match on Separate Bonus Deferral Election

    By J. Bringhurst, August 16, 2018
    • 5 replies
    • 1.8k views
    • 
    • Luke Bailey
    • August 16, 2018

11. Missed Deferral Opportunity

    By JKW, August 15, 2018
    • 1 reply
    • 559 views
    • 
    • Bri
    • August 16, 2018

12. Land Investment in Plan

    By mjf06241972, August 14, 2018   

    • land 401k plan
    • 3 replies
    • 538 views
    • 
    • mjf06241972
    • August 14, 2018

13. EPCRS Correction / Missed Match

    By austin3515, August 14, 2018
    • 8 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • August 15, 2018

14. 401K Top Heavy Testing

    By ML68, August 13, 2018
    • 13 replies
    • 2k views
    • 
    • ACK
    • August 17, 2018

15. How must a 404(a)(5) Notice be delivered?

    By ldr, August 10, 2018   

    • 404(a)(5)
    • disclosure
    • 12 replies
    • 5.2k views
    • 
    • RatherBeGolfing
    • January 5, 2020

16. Short Plan Year - Match correction

    By Gilmore, August 9, 2018
    • 2 replies
    • 559 views
    • 
    • Gilmore
    • August 10, 2018

17. Auto enrollment failure - Is retroactive opt out permitted?

    By Clare, August 9, 2018
    • 2 replies
    • 593 views
    • 
    • K2
    • August 11, 2018

18. One participant 401k real estate lawsuit

    By Lawrence, August 9, 2018   

    • 401k
    • law suit
    • (and 1 more)

      Tagged with:

      • 401k
      • law suit
      • real estate
    • 1 reply
    • 483 views
    • 
    • Larry Starr
    • August 9, 2018

19. Repay 401K loan with in 5 year term

    By Andy Daniels, August 9, 2018   

    • loan repay
    • amend tax return
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 14, 2018

20. Combine plans for coverage

    By Jim Chad, August 9, 2018
    • 7 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 10, 2018

21. MEP, adopting employer and 408b2 requirement

    By WCC, August 8, 2018
    • 4 replies
    • 1.2k views
    • 
    • justanotheradmin
    • August 9, 2018

22. Controlled Group - Multiple Plans - Coverage Testing

    By msmith, August 8, 2018
    • 2 replies
    • 837 views
    • 
    • msmith
    • August 10, 2018

23. Married 401(k) participant beneficiary not spouse

    By Brewerr, August 8, 2018   

    • 401(k)
    • marital status
    • (and 3 more)

      Tagged with:

      • 401(k)
      • marital status
      • beneficary
      • non-spouse
      • spouse
    • 1 reply
    • 648 views
    • 
    • Larry Starr
    • August 8, 2018

24. "25% of compensation" limit

    By Pension RC, August 8, 2018
    • 5 replies
    • 2k views
    • 
    • Luke Bailey
    • August 9, 2018

25. Student Loan Genius

    By Chippy, August 7, 2018
    • 11 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 17, 2018

26. Form 6088 for terminating 401(k) Plan

    By RWPHoenix, August 7, 2018
    • 1 reply
    • 463 views
    • 
    • RWPHoenix
    • August 7, 2018

27. orphaned plan sort of?

    By Jim Chad, August 7, 2018
    • 3 replies
    • 466 views
    • 
    • ERISAAPPLE
    • August 7, 2018

28. Participant Notice For Self-Directed 401(k) Plans

    By mming, August 7, 2018
    • 7 replies
    • 1.5k views
    • 
    • Bird
    • August 8, 2018

29. safe harbor match with HCE discretionary match

    By kgrant, August 6, 2018   

    • safe harbor
    • 8 replies
    • 3.1k views
    • 
    • kgrant
    • August 10, 2018

30. 5500 Schedule C Question

    By Madison71, August 6, 2018
    • 0 replies
    • 485 views
    • 
    • Madison71
    • August 6, 2018

31. May 401k plan create LLC with Plan Sponsor

    By Dalai Pookah, August 6, 2018   

    • prohibited transaction
    • joint investment
    • 20 replies
    • 1.5k views
    • 
    • Luke Bailey
    • August 10, 2018

32. Changing Third Party Administrator

    By hch4cpa, August 2, 2018
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • August 3, 2018

33. Controlled group and safe harbor

    By JPIngold, August 2, 2018
    • 2 replies
    • 1.2k views
    • 
    • JPIngold
    • August 6, 2018

34. When is 'loss date' for late deferrals?

    By BG5150, August 2, 2018
    • 11 replies
    • 3.2k views
    • 
    • John Feldt ERPA CPC QPA
    • August 3, 2018

35. Who are the participants "affected" by partial termination

    By Luke Bailey, August 2, 2018   

    • partial termination
    • 9 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 8, 2018

36. Acquisition and 401(k) Sponsorship complicated by a SIMPLE IRA plan

    By ldr, August 1, 2018   

    • plan sponsor
    • simple ira
    • (and 2 more)

      Tagged with:

      • plan sponsor
      • simple ira
      • acquisitions
      • mergers
    • 9 replies
    • 3.1k views
    • 
    • ldr
    • August 9, 2018

37. Prior Year Term and Profit Sharing Contribution

    By 401kQ's, August 1, 2018
    • 8 replies
    • 1.8k views
    • 
    • 401kQ's
    • August 2, 2018

38. 401k deposit vs payroll timing for 1-person plan

    By TPApril, July 31, 2018
    • 10 replies
    • 1.6k views
    • 
    • Larry Starr
    • August 3, 2018

39. Correcting Impermissible Distribution, Successor 401(k) Plan

    By PensionPro, July 31, 2018   

    • successor
    • 401(k)
    • (and 2 more)

      Tagged with:

      • successor
      • 401(k)
      • impermissible distribution
      • correction
    • 6 replies
    • 1.4k views
    • 
    • PensionPro
    • August 1, 2018

40. HELP! Quit then rehired as Consultant

    By Surfer451, July 31, 2018   

    • rehire
    • cash out
    • (and 1 more)

      Tagged with:

      • rehire
      • cash out
      • consultant
    • 4 replies
    • 2.4k views
    • 
    • Luke Bailey
    • August 1, 2018

41. Participant Loans

    By hsctpa, July 30, 2018
    • 1 reply
    • 529 views
    • 
    • Madison71
    • July 30, 2018

42. Two 401(k) Plans, same employer

    By imchipbrown, July 27, 2018
    • 0 replies
    • 503 views
    • 
    • imchipbrown
    • July 27, 2018

43. Blackout Notice - only affects owner

    By 401(k)athryn, July 27, 2018
    • 2 replies
    • 1.8k views
    • 
    • Peter Gulia
    • July 30, 2018

44. Top Paid Group Election

    By Madison71, July 27, 2018
    • 2 replies
    • 1.1k views
    • 
    • Kevin C
    • July 27, 2018

45. Top Heavy and Multiple Employer

    By cdavis25, July 27, 2018
    • 1 reply
    • 681 views
    • 
    • ETA Consulting LLC
    • July 27, 2018

46. Prevailing Wage Formula Structured as a Match?

    By Purplemandinga, July 27, 2018
    • 11 replies
    • 2.8k views
    • 
    • Purplemandinga
    • July 30, 2018

47. ADP failure and 415 excess

    By Belgarath, July 27, 2018
    • 3 replies
    • 1.8k views
    • 
    • K2
    • July 27, 2018

48. Federal Work Study Students and 401k Plan

    By 52626, July 25, 2018
    • 5 replies
    • 3.3k views
    • 
    • Belgarath
    • July 26, 2018

49. Safe Harbor non-elective payments

    By bobbyM35, July 25, 2018
    • 29 replies
    • 4.8k views
    • 
    • Mike Preston
    • August 7, 2018

50. Inelig HCE deferred - how to correct (& tax)?

    By AlbanyConsultant, July 24, 2018
    • 9 replies
    • 920 views
    • 
    • AlbanyConsultant
    • July 25, 2018