401(k) Plans

19,299 topics in this forum

1. Safe Harbor Document Drafting Question

   By Phlyers, April 12, 2017
   • 3 replies
   • 599 views
   • 
   • Kevin C
   • April 12, 2017

2. Changing discretionary per-payroll match mid-year

   By AlbanyConsultant, April 12, 2017
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • April 12, 2017

3. 401(k) Safe Harbor Match fails 414(s)

   By bcmom, April 6, 2017   

   • 414(s) comp
   • safe harbor plan 401(k)
   • (and 1 more)

     Tagged with:

     • 414(s) comp
     • safe harbor plan 401(k)
     • mckay hochman prototype
   • 22 replies
   • 5.9k views
   • 
   • Tom Poje
   • April 11, 2017

4. Mandatory Cash-Out Question--Unresponsive Accounts Under $1000

   By TPAJake, October 19, 2016
   • 10 replies
   • 2.2k views
   • 
   • ESOP Guy
   • April 7, 2017

5. Another ECPRS Retroactive Eligibility Amendment question

   By RatherBeGolfing, April 5, 2017
   • 2 replies
   • 660 views
   • 
   • RatherBeGolfing
   • April 7, 2017

6. Safe Harbor status and impermissible hardship

   By 30Rock, April 6, 2017
   • 4 replies
   • 591 views
   • 
   • 30Rock
   • April 7, 2017

7. 401(k) with both participant directed accounts and a trustee directed brokerage account

   By lradimer, April 6, 2017   

   • participant directed
   • trustee directed
   • (and 3 more)

     Tagged with:

     • participant directed
     • trustee directed
     • 401k
     • brf
     • benefits rights and features
   • 1 reply
   • 748 views
   • 
   • K2
   • April 7, 2017

8. Delayed Start of Deferrals for entire Plan

   By 401(k)athryn, April 6, 2017   

   • 401(k)
   • epcrs
   • (and 2 more)

     Tagged with:

     • 401(k)
     • epcrs
     • missed deferral
     • amendment
   • 1 reply
   • 1.2k views
   • 
   • Doghouse
   • April 6, 2017

9. 401(k) deferrals missed on a recent check

   By JKW, April 5, 2017
   • 7 replies
   • 1.6k views
   • 
   • Belgarath
   • April 6, 2017

10. Increased excise tax

    By Trisports, April 5, 2017   

    • 4975
    • 1 reply
    • 413 views
    • 
    • Kevin C
    • April 6, 2017

11. Prevailing Wage Compensation

    By jeff77, April 5, 2017
    • 1 reply
    • 502 views
    • 
    • CuseFan
    • April 5, 2017

12. ECPRS Retroactive Eligibility Amendment

    By austin3515, April 5, 2017
    • 5 replies
    • 631 views
    • 
    • austin3515
    • April 5, 2017

13. Proof of Hardship

    By AKPension, March 30, 2017
    • 9 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 5, 2017

14. TIAA CREF Conversion

    By MjInvestments, April 4, 2017   

    • tiaa-cref
    • tiaa
    • (and 1 more)

      Tagged with:

      • tiaa-cref
      • tiaa
      • variable annuity
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • April 5, 2017

15. Early participation

    By Belgarath, April 4, 2017
    • 2 replies
    • 633 views
    • 
    • Belgarath
    • April 4, 2017

16. Excluding Interns as a Class from 401(k) Plan Participation

    By coleboy, March 28, 2017
    • 10 replies
    • 9k views
    • 
    • jpod
    • April 4, 2017

17. New Comp Contribution red flags

    By Sammiemor, April 4, 2017
    • 7 replies
    • 828 views
    • 
    • K2
    • April 4, 2017

18. Discretionary Match

    By Nuts, March 21, 2017   

    • discretionary match
    • amendment after year end
    • (and 1 more)

      Tagged with:

      • discretionary match
      • amendment after year end
      • top heavy
    • 4 replies
    • 1.2k views
    • 
    • Nuts
    • April 4, 2017

19. VFCP Program

    By austin3515, March 30, 2017
    • 8 replies
    • 1.1k views
    • 
    • austin3515
    • April 3, 2017

20. 401K active loan, then hardship request on balance with resignation

    By Aeolia, April 3, 2017
    • 2 replies
    • 682 views
    • 
    • Lou S.
    • April 3, 2017

21. 401(k) plan + SEP, and nondiscrimination testing

    By AndrewZ, April 3, 2017
    • 0 replies
    • 560 views
    • 
    • AndrewZ
    • April 3, 2017

22. Hardships and Rehire

    By 52626, March 30, 2017
    • 2 replies
    • 687 views
    • 
    • 52626
    • March 30, 2017

23. Can you exclude catchups from SH Match?

    By Jim Chad, March 30, 2017
    • 2 replies
    • 536 views
    • 
    • Tom Poje
    • March 30, 2017

24. ADP Failure but funds rolled over

    By Blinky the 3-eyed Fish, March 28, 2017
    • 6 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2017

25. Life Insurance Plans in 401(k)

    By 401(k) DUDE, March 28, 2017
    • 1 reply
    • 401 views
    • 
    • Belgarath
    • March 29, 2017

26. SEP IRA In SAme Year as 401k

    By austin3515, March 28, 2017
    • 7 replies
    • 1.1k views
    • 
    • austin3515
    • March 28, 2017

27. Successor plan rule

    By R.G., March 27, 2017
    • 21 replies
    • 6.8k views
    • 
    • MoJo
    • March 28, 2017

28. 401k vesting lost when transferring abroad

    By George, March 27, 2017
    • 2 replies
    • 623 views
    • 
    • MoJo
    • March 28, 2017

29. Empower/KGPF Lawsuit

    By austin3515, March 24, 2017
    • 12 replies
    • 10.1k views
    • 
    • RatherBeGolfing
    • March 27, 2017

30. State FMLA and Break In Service

    By goldtpa, March 22, 2017
    • 1 reply
    • 607 views
    • 
    • Peter Gulia
    • March 24, 2017

31. Term of Service Waiver

    By whistlingvivaldi, March 23, 2017   

    • 401k
    • 3 replies
    • 411 views
    • 
    • Bill Presson
    • March 24, 2017

32. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 387 views
    • 
    • Bird
    • March 24, 2017

33. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 520 views
    • 
    • Belgarath
    • March 23, 2017

34. Remove Auto Enroll

    By CJS07, March 22, 2017   

    • timing?
    • 2 replies
    • 2.3k views
    • 
    • TPAJake
    • March 23, 2017

35. Must an individual-designed-plan be restated if compliant?

    By kmhaab, March 17, 2017   

    • restatement
    • nonamender failure
    • 4 replies
    • 1.4k views
    • 
    • david rigby
    • March 23, 2017

36. EPCRS Correction / Loan Default

    By austin3515, March 21, 2017
    • 15 replies
    • 2.5k views
    • 
    • Tom Poje
    • March 23, 2017

37. New Comparability, NOT top heavy, No safe harbor

    By Pension Panda, March 21, 2017
    • 12 replies
    • 1.7k views
    • 
    • Mike Preston
    • March 21, 2017

38. New Safe Harbor 401K & Terminated Employees

    By JToenes, March 17, 2017   

    • safe harbor
    • terminated employee
    • (and 4 more)

      Tagged with:

      • safe harbor
      • terminated employee
      • terminated employees
      • 401(k)
      • 401
      • new
    • 3 replies
    • 2k views
    • 
    • Mr Bagwell
    • March 20, 2017

39. ADP/ACP, Ratio Percentage

    By fiona1, March 17, 2017
    • 1 reply
    • 554 views
    • 
    • BG5150
    • March 17, 2017

40. Hardship Withdrawal vs. Loan for First Time Home buyers

    By Pammie57, March 17, 2017
    • 1 reply
    • 587 views
    • 
    • Belgarath
    • March 17, 2017

41. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.2k views
    • 
    • RatherBeGolfing
    • March 16, 2017

42. Match refunded or forfeited in this case

    By BG5150, March 16, 2017
    • 4 replies
    • 516 views
    • 
    • Tom Poje
    • March 16, 2017

43. Hardships / Self-Certification

    By austin3515, March 15, 2017
    • 10 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • March 16, 2017

44. Early Entry Deferrals/1 yr wait for match

    By Guest Effie Clark, February 28, 2000
    • 5 replies
    • 1.9k views
    • 
    • K2retire
    • March 16, 2017

45. Safe Harbor Nonelective with exclusions

    By AKPension, March 15, 2017
    • 5 replies
    • 499 views
    • 
    • ETA Consulting LLC
    • March 15, 2017

46. Cross tested Calc

    By Pammie57, March 14, 2017
    • 4 replies
    • 552 views
    • 
    • CuseFan
    • March 14, 2017

47. Mid-Year Open MEP Conversion - 5500 Filings

    By The 402"(G)", March 10, 2017   

    • 5500
    • mep
    • (and 4 more)

      Tagged with:

      • 5500
      • mep
      • multiple
      • employer
      • plan
      • multiple employer plan
    • 2 replies
    • 904 views
    • 
    • The 402"(G)"
    • March 14, 2017

48. How bad does this mid-year SHM change feel?

    By AlbanyConsultant, March 13, 2017
    • 6 replies
    • 1.2k views
    • 
    • Kevin C
    • March 14, 2017

49. Safe Harbor Nonelective & HCE exclusion

    By AdKu, March 13, 2017
    • 2 replies
    • 566 views
    • 
    • Bird
    • March 14, 2017

50. Safe Harbor to HCEs

    By Gilmore, March 1, 2016
    • 15 replies
    • 4k views
    • 
    • Tom Poje
    • March 14, 2017