401(k) Plans

19,278 topics in this forum

1. Technical Amendment Due To Mistake At Plan Setup

   By metsfan026, Monday at 03:07 PM
   • 6 replies
   • 464 views
   • 
   • justanotheradmin
   • 5 hours ago

2. safe harbor for those still employed on LDOY only

   By Tom, Tuesday at 08:25 PM
   • 2 replies
   • 111 views
   • 
   • C. B. Zeller
   • 7 hours ago

3. Mandatory Roth Catch Up related

   By Jakyasar, November 19
   • 10 replies
   • 525 views
   • 
   • PainPA
   • 14 hours ago

4. Prior year testing for first plan test

   By 30Rock, Monday at 11:16 PM
   • 3 replies
   • 275 views
   • 
   • CuseFan
   • Tuesday at 07:52 PM

5. Possible Fraudulent Participant Cash Out Request

   By DR_EA, November 20
   • 4 replies
   • 670 views
   • 
   • Peter Gulia
   • Friday at 06:01 PM

6. Receivable Contributions & RMD

   By metsfan026, Friday at 03:48 PM
   • 2 replies
   • 175 views
   • 
   • metsfan026
   • Friday at 05:09 PM

7. Mandatory Roth Catch-up for SE comp, W-2 combo

   By ejohnke, November 19
   • 2 replies
   • 266 views
   • 
   • Peter Gulia
   • November 20

8. Lawsuit settlement - contributions to 401(k)?

   By Belgarath, November 20
   • 2 replies
   • 397 views
   • 
   • Belgarath
   • November 20

9. HCEs excluded for SH

   By TH 401k, November 11
   • 17 replies
   • 1k views
   • 
   • BG5150
   • November 19

10. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15
    • 5 replies
    • 351 views
    • 
    • jsample
    • November 19

11. S-Corp and whether or not to add ROTH provisions for 2026

    By cheersmate, November 16
    • 2 replies
    • 215 views
    • 
    • PensionPete
    • November 18

12. Can ER stop auto-enroll in a new plan

    By BG5150, November 18
    • 1 reply
    • 309 views
    • 
    • Peter Gulia
    • November 18

13. Break in Service - Rehire

    By TH 401k, November 18
    • 0 replies
    • 116 views
    • 
    • TH 401k
    • November 18

14. Employer Contribution Tax Credit - NHCE Requirement

    By austin3515, November 16
    • 1 reply
    • 111 views
    • 
    • austin3515
    • November 18

15. Easiest way to find old terminated employees?

    By RayJJohnsonJr, November 13
    • 6 replies
    • 335 views
    • 
    • RayJJohnsonJr
    • November 17

16. Use QNEC allocated under one-to-one correction to offset top heavy allocation?

    By swam, November 17   

    • 401k
    • qnec
    • (and 1 more)

      Tagged with:

      • 401k
      • qnec
      • top heavy
    • 0 replies
    • 120 views
    • 
    • swam
    • November 17

17. Plan Takeover/Merger - Beneficiary info carryforward - best practice

    By legort69, November 13
    • 3 replies
    • 434 views
    • 
    • Paul I
    • November 14

18. 401(k)/Profit-Sharing Plan with Group Annuity Contracts

    By NewBieHere, October 16
    • 4 replies
    • 385 views
    • 
    • BG5150
    • November 14

19. 2025 comp for 2026 HPI

    By AlbanyConsultant, November 10
    • 7 replies
    • 762 views
    • 
    • AlbanyConsultant
    • November 14

20. Retention Schedules for Distribution Info

    By 401Katie, November 10
    • 7 replies
    • 251 views
    • 
    • CuseFan
    • November 13

21. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11
    • 6 replies
    • 330 views
    • 
    • CuseFan
    • November 13

22. Passage of time eligibility

    By 30Rock, November 5
    • 6 replies
    • 568 views
    • 
    • RatherBeGolfing
    • November 11

23. Limiting the Number of 60-Day Rollovers?

    By metsfan026, November 6
    • 3 replies
    • 441 views
    • 
    • austin3515
    • November 10

24. RMD for Beneficiary

    By MGOAdmin, November 7
    • 1 reply
    • 664 views
    • 
    • Peter Gulia
    • November 9

25. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6
    • 2 replies
    • 340 views
    • 
    • Interested Party
    • November 7

26. platform plus individual brokerage accounts

    By Pixie, November 6
    • 4 replies
    • 381 views
    • 
    • Peter Gulia
    • November 7

27. Triggering 3(21) fiduciary responsibility

    By Mleech, November 5
    • 3 replies
    • 518 views
    • 
    • Peter Gulia
    • November 7

28. Enrolling spouse in owner only 401k plan

    By Renee H, November 5
    • 3 replies
    • 275 views
    • 
    • Renee H
    • November 6

29. M&A - terminate buyer's plan?

    By casey72, October 16
    • 13 replies
    • 893 views
    • 
    • casey72
    • November 6

30. Roth mandate and off calendar year plan

    By MATRIX, October 30
    • 5 replies
    • 519 views
    • 
    • 30Rock
    • November 6

31. Timing of Amendment for Change to Match

    By metsfan026, November 3
    • 2 replies
    • 605 views
    • 
    • Ilene Ferenczy
    • November 4

32. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.1k views
    • 
    • Bantais
    • November 3

33. auto enrollment for rehires who opted out previously

    By TPApril, October 31
    • 2 replies
    • 315 views
    • 
    • Artie M
    • October 31

34. Loan from Roth accounts

    By Ian, October 30
    • 3 replies
    • 506 views
    • 
    • Artie M
    • October 31

35. Coverage test with allocation condition

    By TH 401k, October 29
    • 6 replies
    • 520 views
    • 
    • TH 401k
    • October 30

36. same old 414 game?

    By gregburst, December 13, 2013   

    • if it walks like a duck . . .
    • 4 replies
    • 1.3k views
    • 
    • Bantais
    • October 29

37. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26
    • 4 replies
    • 642 views
    • 
    • Peter Gulia
    • October 28

38. Payroll advance

    By 401kAllTheWay, October 27
    • 0 replies
    • 209 views
    • 
    • 401kAllTheWay
    • October 27

39. Forfeiture Account Use

    By khn, October 24
    • 3 replies
    • 552 views
    • 
    • Pam Shoup
    • October 27

40. Automatic enrollment - protected benefit?

    By Santo Gold, October 24
    • 4 replies
    • 383 views
    • 
    • Peter Gulia
    • October 25

41. 401k Termination with Partners

    By Gilmore, October 22
    • 3 replies
    • 472 views
    • 
    • Gilmore
    • October 23

42. Maximum Deductible Contribution - 2-person Plan

    By metsfan026, October 22
    • 10 replies
    • 672 views
    • 
    • CuseFan
    • October 23

43. mandatory automatic enrollment count... and part-time employees

    By AlbanyConsultant, October 22
    • 1 reply
    • 432 views
    • 
    • C. B. Zeller
    • October 22

44. 410(b) Testing with Control Group

    By Rose, October 22
    • 1 reply
    • 525 views
    • 
    • C. B. Zeller
    • October 22

45. Roth Catch Up, Spillover/Linked NQDCs and deemed Roth elections

    By Paul I, October 22
    • 0 replies
    • 278 views
    • 
    • Paul I
    • October 22

46. Off Calendar: Secure 2.0 Roth Rules

    By justatester, October 16
    • 2 replies
    • 499 views
    • 
    • MDCPA
    • October 21

47. Is a default rollover divided into Roth and non-Roth subaccounts?

    By Peter Gulia, October 21
    • 3 replies
    • 606 views
    • 
    • Paul I
    • October 21

48. Safe Harbor and Dual Eligibility

    By Gilmore, June 14, 2021
    • 15 replies
    • 2.2k views
    • 
    • TH 401k
    • October 20

49. Integration - Maximize

    By TH 401k, October 16
    • 5 replies
    • 398 views
    • 
    • TH 401k
    • October 18

50. mandatory automatic enrollment count - includes union ee?

    By AlbanyConsultant, October 17
    • 2 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • October 17