401(k) Plans

19,299 topics in this forum

1. payroll company messed up

   By thepensionmaven, November 13, 2015
   • 3 replies
   • 1.2k views
   • 
   • hr for me
   • November 16, 2015

2. 404a5

   By karl, November 13, 2015
   • 2 replies
   • 968 views
   • 
   • BG5150
   • November 16, 2015

3. ROTH in-plan rollover

   By Scuba 401, November 13, 2015
   • 1 reply
   • 700 views
   • 
   • Belgarath
   • November 13, 2015

4. QACA Safe Harbor Match and Plan is Top Heavy

   By steverenner, November 12, 2015   

   • Top Heavy
   • QACA
   • 7 replies
   • 3.3k views
   • 
   • BG5150
   • November 13, 2015

5. Prior year testing and missed employee

   By cpc0506, November 12, 2015
   • 0 replies
   • 875 views
   • 
   • cpc0506
   • November 12, 2015

6. ADP Testing and correction of other errors

   By Janice F, November 12, 2015   

   • ADP ACP
   • 0 replies
   • 752 views
   • 
   • Janice F
   • November 12, 2015

7. 401(k) MRD Issue

   By bzorc, November 10, 2015
   • 3 replies
   • 1.2k views
   • 
   • Bird
   • November 12, 2015

8. Nanny Included in 401(k) Plan?

   By pjbaer, November 10, 2015
   • 2 replies
   • 1.9k views
   • 
   • John Feldt ERPA CPC QPA
   • November 11, 2015

9. Plan termination

   By PFranckowiak, November 10, 2015
   • 5 replies
   • 1k views
   • 
   • PFranckowiak
   • November 11, 2015

10. Top Heavy question

    By drewmc2001, May 25, 2015   

    • Top Heavy
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • November 11, 2015

11. Latest date to start Deferrals - new calendar year Plan w/ Non-HCE

    By SomeQSomeA, November 8, 2015   

    • Effective availability
    • safe harbor
    • (and 2 more)

      Tagged with:

      • Effective availability
      • safe harbor
      • deferrals
      • non-HCE
    • 3 replies
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • November 11, 2015

12. Top Heavy Vesting

    By New2EB, October 29, 2015
    • 14 replies
    • 3.7k views
    • 
    • Belgarath
    • November 10, 2015

13. Rate of Match Test fails

    By Earl, November 10, 2015
    • 1 reply
    • 611 views
    • 
    • Tom Poje
    • November 10, 2015

14. Participant Notice Solution (Preparation & Fulfillment)???

    By LANDO, November 10, 2015   

    • participant notices
    • notices
    • (and 4 more)

      Tagged with:

      • participant notices
      • notices
      • fee disclosure notices
      • safe harbor notices
      • combined notices
      • deliver solutions
    • 0 replies
    • 814 views
    • 
    • LANDO
    • November 10, 2015

15. Equal Investment Opportunities

    By Stash026, November 9, 2015
    • 1 reply
    • 933 views
    • 
    • ESOP Guy
    • November 9, 2015

16. Excluding CU's from ACP Safe Harbor Match

    By austin3515, November 6, 2015
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • November 8, 2015

17. Involuntary transfers between 2 employer plans?

    By AndrewZ, November 6, 2015
    • 0 replies
    • 878 views
    • 
    • AndrewZ
    • November 6, 2015

18. UBTI in a 401k plan

    By alcat649, November 6, 2015   

    • UBTI 401k 990-T
    • 0 replies
    • 1.3k views
    • 
    • alcat649
    • November 6, 2015

19. participant enrollment

    By pmacduff, November 5, 2015
    • 1 reply
    • 680 views
    • 
    • four01kman
    • November 5, 2015

20. two beneficiary forms for one participant

    By Pixie, November 4, 2015
    • 6 replies
    • 924 views
    • 
    • Bird
    • November 5, 2015

21. Forfeitures

    By ac, November 4, 2015
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • November 5, 2015

22. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

    By HarleyBabe, October 13, 2015
    • 2 replies
    • 1.2k views
    • 
    • HarleyBabe
    • November 4, 2015

23. K-1 Compensation Question

    By austin3515, November 3, 2015
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • November 3, 2015

24. EACA Covered Employees / Uniformity Requirement

    By Gruegen, November 3, 2015
    • 0 replies
    • 1.4k views
    • 
    • Gruegen
    • November 3, 2015

25. prior year testing ADP

    By pmacduff, November 3, 2015
    • 2 replies
    • 617 views
    • 
    • pmacduff
    • November 3, 2015

26. Year End Notices and Required Disclosures

    By Pammie57, November 2, 2015
    • 2 replies
    • 862 views
    • 
    • Pammie57
    • November 3, 2015

27. Another Control Group Question

    By coleboy, November 2, 2015
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • November 3, 2015

28. Terminate Safe Harbor 401(k) mid year

    By Dougsbpc, November 1, 2015
    • 4 replies
    • 3.1k views
    • 
    • Lou S.
    • November 2, 2015

29. Source Excluded From Loan

    By Stash026, October 29, 2015
    • 2 replies
    • 640 views
    • 
    • Bird
    • October 29, 2015

30. Missed match

    By Pension RC, October 29, 2015
    • 1 reply
    • 856 views
    • 
    • Bill Presson
    • October 29, 2015

31. Solo 401(k) did not file 5500 EZ - Has anyone tried a letter, lately?

    By Jim Chad, October 28, 2015
    • 1 reply
    • 869 views
    • 
    • Lou S.
    • October 28, 2015

32. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • October 27, 2015

33. Safe Harbor Question

    By Stash026, October 27, 2015
    • 3 replies
    • 755 views
    • 
    • Tom Poje
    • October 27, 2015

34. PEO vs leased employees

    By 52626, October 26, 2015
    • 2 replies
    • 2.6k views
    • 
    • shERPA
    • October 26, 2015

35. Force out protocol/lost participants

    By Pixie, October 26, 2015   

    • force out
    • lost participant
    • 3 replies
    • 2.4k views
    • 
    • BG5150
    • October 26, 2015

36. Coverage Testing for plan changing from related employers to MEP

    By DLavigne, October 26, 2015
    • 0 replies
    • 773 views
    • 
    • DLavigne
    • October 26, 2015

37. Life Insurance and loans

    By artvandelay3, June 24, 2015
    • 7 replies
    • 2.3k views
    • 
    • PJF414
    • October 26, 2015

38. LLC / S-Corp Owner with Employees looking for 401k options

    By KGLO44, October 23, 2015
    • 6 replies
    • 4.8k views
    • 
    • austin3515
    • October 25, 2015

39. SH Match plan failing 414(s)

    By BG5150, October 22, 2015
    • 6 replies
    • 1.2k views
    • 
    • BG5150
    • October 23, 2015

40. EACA - Have to be in effect for a full 12-month plan year?

    By benefitsguru, October 23, 2015
    • 0 replies
    • 864 views
    • 
    • benefitsguru
    • October 23, 2015

41. Unrelated Participating Employer - No Participation Agreement

    By LANDO, October 21, 2015   

    • Participation Agreement
    • VCP
    • (and 5 more)

      Tagged with:

      • Participation Agreement
      • VCP
      • Operational Failure
      • Document Error
      • 401k
      • qualification issue
      • multiple employer plan
    • 14 replies
    • 7.5k views
    • 
    • LANDO
    • October 22, 2015

42. Missed Catch Up Contribution - Rev Proc 2015-28

    By 52626, October 22, 2015
    • 0 replies
    • 1.2k views
    • 
    • 52626
    • October 22, 2015

43. Missed Enrollment of Rehired Participant in SH401k

    By cheersmate, October 21, 2015   

    • 401k safe harbor
    • eligibility correction
    • (and 1 more)

      Tagged with:

      • 401k safe harbor
      • eligibility correction
      • corrective contribution
    • 0 replies
    • 936 views
    • 
    • cheersmate
    • October 21, 2015

44. Blackout Notice and Enrollment

    By 52626, October 20, 2015
    • 3 replies
    • 1.5k views
    • 
    • hr for me
    • October 21, 2015

45. Off calendar - compensation to use

    By Pammie57, October 20, 2015
    • 2 replies
    • 899 views
    • 
    • Tom Poje
    • October 21, 2015

46. VCP alternative(s) to Appendix A or B corrections for ADP/ACP failures

    By Belgarath, October 20, 2015
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • October 21, 2015

47. New QACA formula

    By traveler, September 23, 2015   

    • 401(k)(13) auto enroll
    • 2 replies
    • 1.3k views
    • 
    • traveler
    • October 19, 2015

48. Another reason to hate SIMPLE 401k

    By Flyboyjohn, October 16, 2015
    • 1 reply
    • 751 views
    • 
    • Tom Poje
    • October 19, 2015

49. can US citizen residing abroad serve as trustee of own solo 401(k) ?

    By JJA, October 16, 2015
    • 5 replies
    • 3.4k views
    • 
    • JJA
    • October 18, 2015

50. 401(a)(17) Annual Compensation Limit

    By Guest BenMngr08, March 18, 2008
    • 17 replies
    • 5.7k views
    • 
    • ETA Consulting LLC
    • October 18, 2015