401(k) Plans

19,382 topics in this forum

1. 5% Owner -HCE status-ADP test

   By Pammie57, January 13, 2016
   • 2 replies
   • 1.4k views
   • 
   • Lou S.
   • January 13, 2016

2. Form 5308

   By bitsyhaze, January 13, 2016   

   • Short Plan Year
   • Form 5308
   • 0 replies
   • 863 views
   • 
   • bitsyhaze
   • January 13, 2016

3. Confused Self Directed Solo 401k Plan - Trust vs Custodial Account

   By SwimmingInBowelsOfERISA, January 8, 2016
   • 20 replies
   • 5.5k views
   • 
   • austin3515
   • January 12, 2016

4. 1099r for a roth 401k

   By Beemer, January 9, 2016
   • 2 replies
   • 742 views
   • 
   • Beemer
   • January 11, 2016

5. National Independent 401(k) Benchmarking Services

   By Eric Taylor, January 6, 2016
   • 3 replies
   • 1k views
   • 
   • Bill Presson
   • January 8, 2016

6. auto enrollment failure

   By Earl, January 7, 2016
   • 4 replies
   • 1.2k views
   • 
   • EBECatty
   • January 8, 2016

7. PPA 06 restatement effective date 2016 or 2017?

   By Pension Panda, January 7, 2016
   • 2 replies
   • 1.8k views
   • 
   • Pension Panda
   • January 8, 2016

8. Start a 401k plan

   By ombskid, November 5, 2013
   • 10 replies
   • 1.8k views
   • 
   • SwimmingInBowelsOfERISA
   • January 8, 2016

9. Union Plan Allocation Conditions

   By John Feldt ERPA CPC QPA, January 7, 2016   

   • union
   • collectively bargained
   • (and 4 more)

     Tagged with:

     • union
     • collectively bargained
     • accrual
     • allocation conditions
     • allocation requirements
     • special rules
   • 4 replies
   • 1.4k views
   • 
   • Kevin C
   • January 7, 2016

10. Legally Married In New York

    By austin3515, January 7, 2016
    • 2 replies
    • 558 views
    • 
    • My 2 cents
    • January 7, 2016

11. Controlled Group/For Profit/Non-Profit

    By austin3515, January 7, 2016
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • January 7, 2016

12. plan took 401k contribution on Bonus

    By JKW, January 7, 2016
    • 0 replies
    • 710 views
    • 
    • JKW
    • January 7, 2016

13. Missed Auto Increase

    By S- Milwaukee, January 6, 2016
    • 1 reply
    • 861 views
    • 
    • Belgarath
    • January 7, 2016

14. Controlled Group ADP Testing

    By JBones, January 6, 2016   

    • controlled group
    • disaggregation
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • January 6, 2016

15. Notification of Stable Value Rate Change

    By khn, January 6, 2016
    • 0 replies
    • 770 views
    • 
    • khn
    • January 6, 2016

16. Safe Harbor Amendment Restriction Work Around

    By Young Curmudgeon, December 30, 2015
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 5, 2016

17. deferral % based on comp limit or total comp?

    By WCC, June 3, 2014
    • 36 replies
    • 5.8k views
    • 
    • Bird
    • January 5, 2016

18. HCEs in both US and Puerto Rico Plan

    By justatester, January 5, 2016
    • 0 replies
    • 860 views
    • 
    • justatester
    • January 5, 2016

19. Elect Def Failures (RP 2015-28)

    By austin3515, January 2, 2016
    • 0 replies
    • 830 views
    • 
    • austin3515
    • January 2, 2016

20. Plan Design - Exclude HCEs

    By Gilmore, December 30, 2015
    • 5 replies
    • 1.1k views
    • 
    • K2retire
    • December 31, 2015

21. Match con eligibility when 401k maxed earlier

    By TPApril, December 30, 2015
    • 4 replies
    • 1k views
    • 
    • TPApril
    • December 31, 2015

22. PPA restatement deadline

    By JPIngold, December 22, 2015
    • 23 replies
    • 3.4k views
    • 
    • Peter Gulia
    • December 31, 2015

23. excluded compensation

    By Chippy, December 30, 2015
    • 1 reply
    • 884 views
    • 
    • ETA Consulting LLC
    • December 30, 2015

24. Limit Catch-up Eligible Participant Contributions?

    By austin3515, December 30, 2015
    • 9 replies
    • 1k views
    • 
    • austin3515
    • December 30, 2015

25. solo 401k plans for highly compensated s-corp owners

    By tomf, December 28, 2015   

    • solo 401k
    • s-corp retirement plan
    • 9 replies
    • 2.6k views
    • 
    • Mike Preston
    • December 30, 2015

26. Business name change

    By ratherbereading, December 29, 2015   

    • 401k; business name change
    • 7 replies
    • 2.1k views
    • 
    • Doghouse
    • December 30, 2015

27. Compensation

    By PFranckowiak, December 29, 2015
    • 2 replies
    • 715 views
    • 
    • PFranckowiak
    • December 29, 2015

28. new comparability and partners

    By Chippy, December 28, 2015
    • 10 replies
    • 1.6k views
    • 
    • QDROphile
    • December 28, 2015

29. Annual Compensation Limit and Deferrals

    By StevenM, December 23, 2015   

    • 401(a)(17)
    • 6 replies
    • 6.5k views
    • 
    • Kevin C
    • December 24, 2015

30. Loan Interest Rates

    By austin3515, December 23, 2015
    • 10 replies
    • 1.4k views
    • 
    • austin3515
    • December 24, 2015

31. Acquisition of sponsor of Safe Harbor 401k

    By 401QUE, November 20, 2015   

    • M&A
    • Safe Harbor 401k
    • (and 2 more)

      Tagged with:

      • M&A
      • Safe Harbor 401k
      • Safe Harbor Notice
      • mid-year elimination
    • 4 replies
    • 2k views
    • 
    • 401QUE
    • December 24, 2015

32. Imputing Permitted Disparity

    By austin3515, December 22, 2015
    • 4 replies
    • 843 views
    • 
    • austin3515
    • December 22, 2015

33. Roth 401(k)

    By thepensionmaven, December 21, 2015
    • 1 reply
    • 594 views
    • 
    • Bird
    • December 22, 2015

34. IRS Audit

    By Soundbc1, December 19, 2015
    • 6 replies
    • 1.5k views
    • 
    • Bill Presson
    • December 21, 2015

35. RMD

    By mehmgo, December 21, 2015
    • 1 reply
    • 793 views
    • 
    • WCC
    • December 21, 2015

36. Business owners reversing prior paychecks due to cashflow. Need deferrals refunded.

    By 401king, December 17, 2015
    • 7 replies
    • 1.1k views
    • 
    • EBECatty
    • December 19, 2015

37. S Corp Solo 401k - Can health premiums count as wages?

    By Guest notmyhand, December 2, 2014
    • 8 replies
    • 17.2k views
    • 
    • Farmergal
    • December 17, 2015

38. Rollover inside same plan

    By cdavis25, December 17, 2015
    • 1 reply
    • 681 views
    • 
    • Lou S.
    • December 17, 2015

39. S Corp Tax savings with Solo 401K

    By sunshine, December 15, 2015   

    • s-corp
    • solo-401k
    • 11 replies
    • 4.1k views
    • 
    • Belgarath
    • December 17, 2015

40. Re-contributing 401k distribution within 60-days

    By MGOAdmin, December 15, 2015   

    • 60 days
    • 4 replies
    • 1.2k views
    • 
    • 401king
    • December 16, 2015

41. Entry date - rehired employee

    By mrslappywhite, December 14, 2015   

    • eligibility
    • rehire
    • (and 1 more)

      Tagged with:

      • eligibility
      • rehire
      • plan entry
    • 3 replies
    • 4.2k views
    • 
    • mrslappywhite
    • December 15, 2015

42. New Plan Salary Deferral Timeline

    By AdKu, December 10, 2015   

    • New Plan Salary Deferral Time
    • 13 replies
    • 2.1k views
    • 
    • AdKu
    • December 15, 2015

43. 2 separate plans - one for union one for regular - asset account question

    By HarleyBabe, December 3, 2015
    • 27 replies
    • 3.6k views
    • 
    • HarleyBabe
    • December 15, 2015

44. fixed match with no allocation conditions

    By K2retire, December 9, 2015
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 15, 2015

45. Profit Sharing Declared bu Not Funded

    By austin3515, December 14, 2015
    • 8 replies
    • 1.1k views
    • 
    • austin3515
    • December 15, 2015

46. Basis for related match to FF from failed ADP

    By cdavis25, December 14, 2015
    • 1 reply
    • 578 views
    • 
    • cdavis25
    • December 14, 2015

47. Transfer 401k to PEO 401k

    By goldtpa, December 3, 2015
    • 2 replies
    • 1.8k views
    • 
    • GBurns
    • December 13, 2015

48. Solo 401(k)-Never Funded-Terminating-Filing Required?

    By jala, December 10, 2015
    • 13 replies
    • 2.5k views
    • 
    • Mike Preston
    • December 13, 2015

49. Additional funding due on Plan that is terminating

    By MaryM, December 11, 2015
    • 2 replies
    • 667 views
    • 
    • MaryM
    • December 11, 2015

50. Solo 401k to max out pretax savings.

    By Ponzu, December 10, 2015
    • 2 replies
    • 900 views
    • 
    • Mike Preston
    • December 11, 2015