401(k) Plans

19,275 topics in this forum

1. controlled group question

   By K2retire, March 12, 2015
   • 2 replies
   • 834 views
   • 
   • K2retire
   • March 12, 2015

2. failed ADP test after HCE fully paid out

   By Tom Poje, December 5, 2014
   • 4 replies
   • 4k views
   • 
   • 401 Chaos
   • March 11, 2015

3. Safe Harbor 3% Maybe

   By 52626, March 11, 2015
   • 1 reply
   • 956 views
   • 
   • Tom Poje
   • March 11, 2015

4. QDRO outsourcing

   By Peter Gulia, March 7, 2015   

   • QDRO
   • outsourcing
   • (and 3 more)

     Tagged with:

     • QDRO
     • outsourcing
     • fiduciary
     • service provider
     • non-discretionary
   • 14 replies
   • 3.1k views
   • 
   • Peter Gulia
   • March 11, 2015

5. No compensation and 401(a)(4)

   By 30Rock, March 10, 2015
   • 1 reply
   • 921 views
   • 
   • Lou S.
   • March 10, 2015

6. Top-heavy Minimum / Change from Excluded Class

   By austin3515, March 9, 2015
   • 4 replies
   • 2.3k views
   • 
   • austin3515
   • March 10, 2015

7. For Testing & Determining HCE - Does Comp Definition include W-2 and 1099 or just W-2?

   By AContreras, March 9, 2015   

   • Determining HCE
   • 10 replies
   • 2.6k views
   • 
   • hr for me
   • March 10, 2015

8. ADP corrective distributions too much

   By DMcGovern, March 9, 2015
   • 1 reply
   • 1.5k views
   • 
   • hr for me
   • March 10, 2015

9. Loan from ROTH account of 401k

   By tertue, March 9, 2015   

   • Roth Loan Payments
   • 3 replies
   • 1.4k views
   • 
   • Lou S.
   • March 9, 2015

10. Increasing Loan Interest Rate

    By austin3515, March 6, 2015
    • 15 replies
    • 2.7k views
    • 
    • GMK
    • March 9, 2015

11. $30,500 in contributions on $26,000 wages?

    By Flyboyjohn, March 2, 2015
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • March 9, 2015

12. Safe harbor contribution can't be made

    By Bill Presson, March 6, 2015
    • 5 replies
    • 1.7k views
    • 
    • mbozek
    • March 7, 2015

13. Rollovers

    By ERISAWiz, March 4, 2015
    • 8 replies
    • 1.4k views
    • 
    • ESOP Guy
    • March 5, 2015

14. ADP/ACP Shifting - Prior Year Testing

    By Lou S., March 4, 2015
    • 6 replies
    • 2.5k views
    • 
    • BG5150
    • March 5, 2015

15. Amended After Year-end (Top Paid Group)

    By MGOAdmin, March 3, 2015   

    • amend
    • top paid
    • 3 replies
    • 1.8k views
    • 
    • Kevin C
    • March 3, 2015

16. QSLOB - 50 Employee in Line of Business Rule

    By 401_4_ever, March 3, 2015
    • 1 reply
    • 1.3k views
    • 
    • TPAMan
    • March 3, 2015

17. Rate Group Testing - Mid-Point vs. Actual Coverage %age

    By austin3515, March 3, 2015
    • 7 replies
    • 2.6k views
    • 
    • Tom Poje
    • March 3, 2015

18. Loan Default / Loan Offset - A Doozy...

    By austin3515, March 3, 2015
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • March 3, 2015

19. correct ADP before 401b?

    By AlbanyConsultant, February 25, 2015
    • 9 replies
    • 1.8k views
    • 
    • AlbanyConsultant
    • March 3, 2015

20. Safe Harbor Contribution and Terminated Participants

    By EEK, March 2, 2015
    • 3 replies
    • 1.7k views
    • 
    • Lou S.
    • March 3, 2015

21. Prior Yr ADP with change in Sponsor

    By TPATC, February 28, 2015   

    • 401k
    • adp
    • (and 1 more)

      Tagged with:

      • 401k
      • adp
      • change in plan sponsor
    • 0 replies
    • 1.2k views
    • 
    • TPATC
    • February 28, 2015

22. Rehire Eligibility

    By MGOAdmin, February 27, 2015   

    • rehire
    • elgibility
    • 2 replies
    • 1.8k views
    • 
    • chc93
    • February 27, 2015

23. January 3, 2014 Paycheck was included in 2013 year

    By Jim Chad, February 27, 2015
    • 3 replies
    • 890 views
    • 
    • Tom Poje
    • February 27, 2015

24. ERISA Outline Book

    By austin3515, February 27, 2015
    • 2 replies
    • 1.5k views
    • 
    • akern
    • February 27, 2015

25. Employer Won't Safe Harbor Plan: Other Options?

    By 401kquestion, February 22, 2015
    • 20 replies
    • 2.6k views
    • 
    • mbozek
    • February 27, 2015

26. 3/15 is Sunday...ADP refunds taken by 3/16 ok?

    By jkharvey, February 25, 2015
    • 9 replies
    • 3k views
    • 
    • Belgarath
    • February 26, 2015

27. 401(k) Testing

    By S- Milwaukee, February 24, 2015   

    • ADP test
    • 1 reply
    • 937 views
    • 
    • Lou S.
    • February 24, 2015

28. QDRO

    By austin3515, February 19, 2015
    • 28 replies
    • 5.2k views
    • 
    • mbozek
    • February 24, 2015

29. ACP Failure - Match Funded AFTER March 15th

    By kevind2010, February 19, 2015
    • 4 replies
    • 2.5k views
    • 
    • chc93
    • February 20, 2015

30. Separate forfeiture account

    By ratherbereading, February 19, 2015   

    • Balance forward
    • forfeiture
    • (and 1 more)

      Tagged with:

      • Balance forward
      • forfeiture
      • 401k
    • 3 replies
    • 2k views
    • 
    • Bird
    • February 20, 2015

31. Safe harbor match for HCEs

    By ssntrr, February 19, 2015
    • 2 replies
    • 976 views
    • 
    • ssntrr
    • February 19, 2015

32. Spinoff - new company asset sale - HCEs

    By Lou S., February 18, 2015
    • 2 replies
    • 1.6k views
    • 
    • Lou S.
    • February 18, 2015

33. Plan imposed deferral limits for HCEs

    By cpc0506, February 16, 2015
    • 3 replies
    • 1.7k views
    • 
    • cpc0506
    • February 17, 2015

34. True-up only for individuals who hit the 402(g) limit

    By bitsyhaze, February 16, 2015
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 17, 2015

35. Change in Ownership - Closely Held Corp. Top Heavy Requirements

    By LangLangTPA, February 16, 2015
    • 2 replies
    • 981 views
    • 
    • Kevin C
    • February 16, 2015

36. 401(k) Safe Harbor Plan and Participating Employer

    By LMOC, January 23, 2015
    • 6 replies
    • 2.4k views
    • 
    • LMOC
    • February 16, 2015

37. Davis Bacon Plan and QNECs for HCEs

    By Vlad401k, February 13, 2015
    • 2 replies
    • 1.5k views
    • 
    • KATS
    • February 16, 2015

38. Employer Or Employee Paid Medical Benefits?

    By austin3515, February 13, 2015
    • 4 replies
    • 1k views
    • 
    • QDROphile
    • February 13, 2015

39. When is a stockholder/owner considered "terminated"?

    By jkharvey, February 13, 2015
    • 3 replies
    • 1k views
    • 
    • Bill Presson
    • February 13, 2015

40. Employer Profit Sharing Contribution before 1 YOS eligibility

    By jpmurphjp, February 13, 2015
    • 5 replies
    • 1.7k views
    • 
    • jpmurphjp
    • February 13, 2015

41. annual addition limits

    By pmacduff, February 12, 2015
    • 5 replies
    • 1.5k views
    • 
    • Lou S.
    • February 13, 2015

42. Hardship after loan default

    By Bird, February 11, 2015
    • 6 replies
    • 1.7k views
    • 
    • hr for me
    • February 13, 2015

43. Match As-You-Go w/ Allocation Conditions

    By LANDO, February 12, 2015   

    • Match
    • allocation conditions
    • 4 replies
    • 1.7k views
    • 
    • LANDO
    • February 13, 2015

44. Participant Education

    By 52626, February 11, 2015
    • 5 replies
    • 1.7k views
    • 
    • GMK
    • February 12, 2015

45. Salary Continuation Considered for SH 3% Contribution?

    By chris, February 12, 2015
    • 2 replies
    • 1.6k views
    • 
    • chris
    • February 12, 2015

46. Deferral deposit for large plans

    By 52626, February 10, 2015
    • 16 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • February 12, 2015

47. Over Match Due to Reaching Comp Limit

    By KTB, February 11, 2015
    • 2 replies
    • 1.1k views
    • 
    • KTB
    • February 11, 2015

48. Inclusion of participant prior to entry date.

    By Lori H, February 10, 2015
    • 4 replies
    • 870 views
    • 
    • Lori H
    • February 11, 2015

49. Voluntary Correction Program - Missed Safe Harbor Contribtions

    By Alex Daisy, February 11, 2015
    • 1 reply
    • 1.2k views
    • 
    • Lou S.
    • February 11, 2015

50. Simple RMD Question

    By newplananalyst, February 6, 2015
    • 2 replies
    • 874 views
    • 
    • My 2 cents
    • February 11, 2015