401(k) Plans

19,362 topics in this forum

1. Eligibility question with Rehire

   By Tom, August 24, 2023
   • 6 replies
   • 1.1k views
   • 
   • Tom
   • August 29, 2023

2. SECURE ACT 2.0 Roth Catch Up - 2-year transition period

   By legort69, August 26, 2023
   • 11 replies
   • 1.3k views
   • 
   • Luke Bailey
   • August 29, 2023

3. Missed Roth deferral and QNEC is non-Roth

   By andrew, August 28, 2023
   • 6 replies
   • 3.6k views
   • 
   • andrew
   • August 29, 2023

4. SECURE 2.0 Employer contribution credit

   By justanotheradmin, August 28, 2023
   • 2 replies
   • 602 views
   • 
   • PhilyK
   • August 28, 2023

5. Treatment of Otherwise Excludable Employees for Coverage and ADP Testing-Option 1

   By Logan401, August 23, 2023
   • 1 reply
   • 429 views
   • 
   • Logan401
   • August 28, 2023

6. Correction of 402(g) excess by amending W2?

   By BG5150, August 24, 2023
   • 7 replies
   • 1.3k views
   • 
   • CuseFan
   • August 28, 2023

7. Prototype Plan - Catchup Contributions allowed but no Roth

   By R.G., August 24, 2023
   • 14 replies
   • 1.3k views
   • 
   • Belgarath
   • August 28, 2023

8. 2022 415c failure distributed September 2023 - taxation?

   By AlbanyConsultant, August 25, 2023
   • 4 replies
   • 1.1k views
   • 
   • Luke Bailey
   • August 25, 2023

9. auto enrollment & Entry Dates

   By TPApril, August 24, 2023
   • 1 reply
   • 456 views
   • 
   • EPCRSGuru
   • August 25, 2023

10. New, small plans have to be auto enroll--for how long?

    By BG5150, August 24, 2023
    • 3 replies
    • 605 views
    • 
    • Peter Gulia
    • August 25, 2023

11. 401-k Plan Audits

    By KevinMc, August 25, 2023
    • 1 reply
    • 588 views
    • 
    • C. B. Zeller
    • August 25, 2023

12. Eligiblity of a Rehire

    By Lou81, August 23, 2023   

    • rehire
    • 6 replies
    • 1k views
    • 
    • Lou81
    • August 25, 2023

13. bad 415(c) correction - prohibited transaction?

    By casey72, August 24, 2023
    • 1 reply
    • 463 views
    • 
    • Josette
    • August 24, 2023

14. QACA vs SHMAC

    By gregburst, August 24, 2023
    • 0 replies
    • 432 views
    • 
    • gregburst
    • August 24, 2023

15. Bonus pay period start and end vs check date

    By dragondon, August 22, 2023
    • 4 replies
    • 2.4k views
    • 
    • Josette
    • August 24, 2023

16. 402(g) refund after 4/15 but has IRS extension

    By BG5150, August 23, 2023
    • 1 reply
    • 572 views
    • 
    • C. B. Zeller
    • August 23, 2023

17. Salary Reduction for 401k SH Match

    By TN CPA, August 21, 2023
    • 5 replies
    • 2.7k views
    • 
    • CuseFan
    • August 23, 2023

18. RMD - Sole Spouse Beneficiary

    By M_2015, August 23, 2023
    • 0 replies
    • 681 views
    • 
    • M_2015
    • August 23, 2023

19. SECURE 2.0 - Roth Catch-Up for HPEs: Lookback comp for onboarding PEO

    By legort69, August 22, 2023
    • 1 reply
    • 548 views
    • 
    • Peter Gulia
    • August 22, 2023

20. Hardship Distribution for Purchase of Multiplex Building

    By cathgrace, July 24, 2023   

    • hardship
    • principal residence
    • 13 replies
    • 1.2k views
    • 
    • cathgrace
    • August 22, 2023

21. Matching Contributions With Monthly Plan Entry

    By metsfan026, August 17, 2023
    • 3 replies
    • 469 views
    • 
    • BG5150
    • August 22, 2023

22. LPTP Question - Age Requirement

    By Gilmore, August 21, 2023
    • 2 replies
    • 601 views
    • 
    • Gilmore
    • August 22, 2023

23. Hardship distributions and definition of child

    By 30Rock, August 21, 2023
    • 2 replies
    • 1.2k views
    • 
    • 30Rock
    • August 21, 2023

24. Catch up contributions at a previous employer with short limitation year

    By ERISA-Bubs, August 21, 2023
    • 1 reply
    • 456 views
    • 
    • Bri
    • August 21, 2023

25. Economic Benefit and 1099R Reporting for Self Employed

    By ErnieG, August 17, 2023
    • 11 replies
    • 1.4k views
    • 
    • CuseFan
    • August 21, 2023

26. Auto enroll permissible withdrawal after termination?

    By BG5150, August 18, 2023
    • 4 replies
    • 1.2k views
    • 
    • Luke Bailey
    • August 19, 2023

27. Break-in-Service & Eligibility

    By metsfan026, August 17, 2023
    • 3 replies
    • 732 views
    • 
    • CuseFan
    • August 18, 2023

28. Controlled Group Question - Family Attribution

    By metsfan026, January 6, 2022
    • 10 replies
    • 2k views
    • 
    • pmacduff
    • August 18, 2023

29. |Cash vs 401k

    By 52626, August 16, 2023
    • 8 replies
    • 838 views
    • 
    • Roycal
    • August 18, 2023

30. Back Pay

    By BTG, August 15, 2023
    • 1 reply
    • 1.5k views
    • 
    • Luke Bailey
    • August 17, 2023

31. 415 and off calendar year plan year

    By 30Rock, August 16, 2023
    • 6 replies
    • 1.3k views
    • 
    • Tom
    • August 17, 2023

32. Secure 2.0

    By ratherbereading, August 16, 2023
    • 10 replies
    • 1.1k views
    • 
    • Peter Gulia
    • August 17, 2023

33. Missed Deferral Opportunity/Match - QNEC deposit

    By TPApril, August 15, 2023
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • August 17, 2023

34. Quarterly Benefit Statements

    By dragondon, August 16, 2023
    • 4 replies
    • 575 views
    • 
    • Belgarath
    • August 17, 2023

35. RMD when Roth and pretax in a 401(k) plan

    By Tom, August 15, 2023
    • 4 replies
    • 3.7k views
    • 
    • Paul I
    • August 17, 2023

36. 2024 Catch-Ups as Roth

    By msmith, August 16, 2023
    • 2 replies
    • 543 views
    • 
    • Lou S.
    • August 16, 2023

37. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 510 views
    • 
    • Paul I
    • August 16, 2023

38. Early Retirement Age

    By baileybear, August 15, 2023
    • 1 reply
    • 510 views
    • 
    • CuseFan
    • August 16, 2023

39. Takeover plan was not tested last year

    By ilovetotest, August 16, 2023
    • 1 reply
    • 360 views
    • 
    • Belgarath
    • August 16, 2023

40. ROBS Client -

    By SwimmingInBowelsOfERISA, August 14, 2023
    • 3 replies
    • 1.9k views
    • 
    • Peter Gulia
    • August 16, 2023

41. Roth contributions made to plan from employee bank account

    By Pixie, August 14, 2023
    • 5 replies
    • 1.7k views
    • 
    • SwimmingInBowelsOfERISA
    • August 14, 2023

42. Reversion to Employer from a 401(k) Plan

    By bzorc, August 10, 2023
    • 6 replies
    • 1.6k views
    • 
    • rocknrolls2
    • August 11, 2023

43. Do we have a problem with different subsidiaries administering Catch-Ups differently?

    By ERISA-Bubs, August 10, 2023
    • 6 replies
    • 728 views
    • 
    • ERISA-Bubs
    • August 11, 2023

44. LTPT, 401(k) only for now

    By Belgarath, August 9, 2023
    • 7 replies
    • 939 views
    • 
    • Peter Gulia
    • August 10, 2023

45. 402(g) Excess - Correction Options After April 15

    By Towanda, July 28, 2022   

    • 402(g) excess
    • correction after april 15
    • 9 replies
    • 1.9k views
    • 
    • KEM
    • August 10, 2023

46. How are TPA firms preparing for SECURE 2.0 changes next year?

    By R. Scott, August 10, 2023
    • 1 reply
    • 435 views
    • 
    • Lois Baker
    • August 10, 2023

47. Form for relying on a participant’s written statement that she has a hardship?

    By Peter Gulia, August 4, 2023   

    • hardship; self-certification; secure 2.0
    • 21 replies
    • 3k views
    • 
    • MoJo
    • August 9, 2023

48. Quick eligibility for deferral, 1 year for safe harbor match - top heavy issue?

    By Tom, August 8, 2023
    • 6 replies
    • 1.8k views
    • 
    • C. B. Zeller
    • August 9, 2023

49. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

    By Pammie57, August 7, 2023
    • 6 replies
    • 1k views
    • 
    • Belgarath
    • August 9, 2023

50. Software

    By TinaW, August 3, 2023
    • 5 replies
    • 1.7k views
    • 
    • R. Scott
    • August 8, 2023