401(k) Plans

19,294 topics in this forum

1. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

   By Peter Gulia, September 19
   • 6 replies
   • 3.5k views
   • 
   • FishOn
   • September 24

2. Compensation after termination

   By Lou81, September 22
   • 1 reply
   • 763 views
   • 
   • ratherbereading
   • September 22

3. May a “notice” about discretionary matching contributions be in the summary plan description?

   By Peter Gulia, September 18
   • 9 replies
   • 3.5k views
   • 
   • Peter Gulia
   • September 22

4. Employer Stock in 401k plan - exit strategy

   By Jesse C, September 19
   • 3 replies
   • 401 views
   • 
   • Jesse C
   • September 20

5. Roth Catch Up final regs

   By Paul I, September 15
   • 15 replies
   • 4.3k views
   • 
   • LMK TPA
   • September 19

6. Employee Roth elections not withheld correctly for 2024

   By Tom, September 17
   • 1 reply
   • 1.6k views
   • 
   • austin3515
   • September 18

7. 2024 Form 5330 Filing / Payment Question

   By notapensiongeek, September 18
   • 0 replies
   • 394 views
   • 
   • notapensiongeek
   • September 18

8. Part time employees

   By Dougsbpc, September 16
   • 5 replies
   • 2.1k views
   • 
   • austin3515
   • September 18

9. Solo-K gone wild

   By 401k Conundrums, September 16
   • 12 replies
   • 4.1k views
   • 
   • John Feldt ERPA CPC QPA
   • September 18

10. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16
    • 4 replies
    • 2.1k views
    • 
    • David D
    • September 17

11. Re-enrollment under the MAE rules when plan becomes a QACA

    By MATRIX, September 17
    • 0 replies
    • 1.1k views
    • 
    • MATRIX
    • September 17

12. Reallocation of Forfeitures Upon Plan Termination

    By austin3515, September 15
    • 15 replies
    • 3.3k views
    • 
    • austin3515
    • September 17

13. Plan Mergers - Change in Equivalencies

    By BentoBox, September 16
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • September 16

14. Excluded employee allowed to participate

    By Belgarath, September 11
    • 3 replies
    • 2.9k views
    • 
    • Artie M
    • September 12

15. Excess deferral question

    By Tom, September 11
    • 4 replies
    • 1.8k views
    • 
    • austin3515
    • September 12

16. Mandatory Automatic Enrollment and Pooled Plans

    By austin3515, September 10
    • 4 replies
    • 1.3k views
    • 
    • acm_acm
    • September 12

17. Death of Participant and Outstanding Loan

    By 401k Conundrums, September 11
    • 1 reply
    • 989 views
    • 
    • Lucky32
    • September 11

18. Lifetime Income Disclosures - Tables for Calculations

    By austin3515, April 5, 2022
    • 13 replies
    • 1.7k views
    • 
    • Paul I
    • September 11

19. Business acquisition - merge or terminate plan

    By Tom, September 11
    • 4 replies
    • 1.9k views
    • 
    • Paul I
    • September 11

20. SIMPLE Roth Rollover

    By MGOAdmin, September 8
    • 1 reply
    • 751 views
    • 
    • G8Rs
    • September 10

21. Address Changes

    By 401Katie, September 9
    • 4 replies
    • 2.2k views
    • 
    • Paul I
    • September 10

22. SECURE 2.0 Act Section 603 Mandatory Roth Catch Up - ADP Testing

    By FishOn, September 9
    • 2 replies
    • 1.2k views
    • 
    • FishOn
    • September 9

23. Roth Conversion for ADP Catch-up Reclass

    By MGOAdmin, September 8
    • 4 replies
    • 2k views
    • 
    • FishOn
    • September 9

24. Adding 401(k) to Profit Sharing

    By ejohnke, September 9
    • 1 reply
    • 413 views
    • 
    • Lou S.
    • September 9

25. No Delays in Mandatory Roth Catch-ups, right?

    By austin3515, September 4
    • 12 replies
    • 3k views
    • 
    • ACK
    • September 9

26. Late Deposits (Small Plan vs Large Plan after new participant counting methodology)

    By 401k Conundrums, September 8
    • 2 replies
    • 1.8k views
    • 
    • 401k Conundrums
    • September 9

27. Forfeiture cases...

    By fmsinc, September 2
    • 5 replies
    • 2k views
    • 
    • CuseFan
    • September 4

28. rehire, eligiblity and entry

    By Lou81, September 2
    • 2 replies
    • 1.1k views
    • 
    • Lou81
    • September 3

29. Auto enrollment procedures

    By Santo Gold, August 11
    • 4 replies
    • 2.2k views
    • 
    • Peter Gulia
    • September 2

30. ACP Correction After Distribution

    By In House Counsel, August 29
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2

31. Eligibility for A Participant Working Remotely Out of the US

    By metsfan026, August 29
    • 13 replies
    • 2.7k views
    • 
    • Artie M
    • September 2

32. True-ups

    By Belgarath, August 27
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • August 28

33. New plan under new audit participant count definition

    By John ATL, March 4, 2024
    • 4 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • August 27

34. plan merger

    By Tom, August 27
    • 2 replies
    • 1.1k views
    • 
    • Paul I
    • August 27

35. Permissive disaggregation and ineligible employees

    By t.haley, August 27
    • 0 replies
    • 919 views
    • 
    • t.haley
    • August 27

36. Husband & Wife Solo PS Allocation

    By Basically, August 26
    • 7 replies
    • 2.5k views
    • 
    • Jakyasar
    • August 26

37. Definition of Comp - Overtime and Tips Deduction

    By austin3515, August 24
    • 12 replies
    • 1.8k views
    • 
    • G8Rs
    • August 26

38. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26
    • 4 replies
    • 1.2k views
    • 
    • Interested Party
    • August 26

39. PEO plan for NHCE, not for HCE/Owners

    By justanotheradmin, August 26
    • 2 replies
    • 1.9k views
    • 
    • justanotheradmin
    • August 26

40. Reporting of Late Deposits on form 5500

    By Nic Pospiech, August 25
    • 8 replies
    • 711 views
    • 
    • Nic Pospiech
    • August 26

41. Timing of Mega Backdoor Roth

    By metsfan026, August 22
    • 4 replies
    • 2.6k views
    • 
    • Peter Gulia
    • August 26

42. EACA Mandate and QACA

    By MATRIX, June 30
    • 7 replies
    • 1.2k views
    • 
    • Lou S.
    • August 25

43. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22
    • 3 replies
    • 658 views
    • 
    • EBECatty
    • August 25

44. Accredited Professional Corporation and SE Income

    By justanotheradmin, August 22
    • 2 replies
    • 3k views
    • 
    • CuseFan
    • August 25

45. Investment: LLC K-1 is negative

    By TPApril, August 22
    • 2 replies
    • 2.1k views
    • 
    • Peter Gulia
    • August 22

46. thoughts on HPI deferral elections?

    By AlbanyConsultant, August 21
    • 2 replies
    • 1.4k views
    • 
    • Peter Gulia
    • August 22

47. Long Term Part Time Employee - plan started 1/1/2023

    By MQS0413, August 21
    • 2 replies
    • 1.4k views
    • 
    • MQS0413
    • August 21

48. acquistion and plan freeze amendment

    By MATRIX, August 20
    • 1 reply
    • 2.7k views
    • 
    • CuseFan
    • August 21

49. 415 Compensation

    By KevinMc, August 19
    • 3 replies
    • 2.1k views
    • 
    • CuseFan
    • August 21

50. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

    By OrderOfOps, August 19
    • 4 replies
    • 1.3k views
    • 
    • OrderOfOps
    • August 21