401(k) Plans

19,319 topics in this forum

1. Top Heavy Allocation to Key Employees

   By NW529, August 10, 2020   

   • 401k
   • top heavy
   • (and 1 more)

     Tagged with:

     • 401k
     • top heavy
     • key employee
   • 16 replies
   • 1.6k views
   • 
   • BG5150
   • August 12, 2020

2. Top Heavy Allocation when changing divisions

   By Dan, April 28, 2005
   • 5 replies
   • 1.4k views
   • 
   • jaemmons
   • May 5, 2005

3. Top Heavy and ADP/ACP Rules

   By Guest dhoefer, November 4, 2002
   • 1 reply
   • 1.6k views
   • 
   • Tom Poje
   • November 5, 2002

4. Top heavy and catch up contributions

   By Guest kelly9522, February 16, 2004
   • 2 replies
   • 1.2k views
   • 
   • E as in ERISA
   • February 16, 2004

5. top heavy and catch up contributions

   By Guest Peggy806, January 31, 2011
   • 1 reply
   • 1.8k views
   • 
   • Guest
   • January 31, 2011

6. Top Heavy and Covid Distributions

   By justatester, March 31, 2023
   • 1 reply
   • 440 views
   • 
   • Lou S.
   • March 31, 2023

7. Top heavy and different eligibility

   By Chippy, October 29, 2010
   • 1 reply
   • 970 views
   • 
   • Tom Poje
   • October 29, 2010

8. Top Heavy and Excess Deferral

   By Catch22PGM, July 9, 2020   

   • top heavy
   • excess deferral
   • 3 replies
   • 1.2k views
   • 
   • Catch22PGM
   • July 9, 2020

9. top heavy and family aggregation

   By Guest erisalady, October 9, 2012
   • 4 replies
   • 1.4k views
   • 
   • Guest
   • October 9, 2012

10. Top Heavy and Forfeiture Allocation

    By Guest Sheryl L, February 21, 2002
    • 1 reply
    • 1.7k views
    • 
    • Medusa
    • February 21, 2002

11. Top heavy and former key ee's

    By Guest lindamichals, February 2, 2006
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • February 2, 2006

12. top heavy and former key employee

    By chc93, March 26, 2013
    • 2 replies
    • 2.8k views
    • 
    • chc93
    • March 26, 2013

13. Top Heavy and Gateway

    By jim241, May 2, 2018   

    • safe harbor
    • top heavy
    • (and 3 more)

      Tagged with:

      • safe harbor
      • top heavy
      • gateway
      • hce
      • non-key
    • 7 replies
    • 990 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

14. Top Heavy and Gateway Minimum

    By ConnieStorer, December 27, 2022
    • 3 replies
    • 844 views
    • 
    • Lou S.
    • December 28, 2022

15. TOP HEAVY AND MANDATORY AGGREGATION

    By KJohnson, April 7, 2000
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • April 8, 2000

16. top heavy and MEP

    By AlbanyConsultant, May 3, 2023
    • 2 replies
    • 681 views
    • 
    • AlbanyConsultant
    • May 3, 2023

17. Top Heavy and Multiple Employer

    By cdavis25, July 27, 2018
    • 1 reply
    • 678 views
    • 
    • ETA Consulting LLC
    • July 27, 2018

18. Top Heavy and Prevailing wage

    By Jim Chad, September 7, 2022
    • 6 replies
    • 828 views
    • 
    • 401kology
    • September 8, 2022

19. Top heavy and retirement

    By hileman, January 29, 2020
    • 1 reply
    • 531 views
    • 
    • Bri
    • January 29, 2020

20. Top Heavy and Safe Harbor

    By coleboy, April 13, 2021
    • 29 replies
    • 2.4k views
    • 
    • Lou S.
    • April 15, 2021

21. Top Heavy and Safe Harbor

    By coleboy, February 24, 2021
    • 2 replies
    • 399 views
    • 
    • coleboy
    • February 24, 2021

22. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 814 views
    • 
    • C. B. Zeller
    • February 25, 2022

23. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 6.1k views
    • 
    • Tom Poje
    • March 8, 2019

24. Top Heavy and Safe Harbor match question

    By Lori H, September 11, 2013
    • 4 replies
    • 1.4k views
    • 
    • Kevin C
    • September 13, 2013

25. Top heavy and safe harbor nonelective contribution

    By Guest Dolores Lawrence, March 4, 2004
    • 9 replies
    • 3k views
    • 
    • Tom Poje
    • March 12, 2004

26. Top Heavy and Secure 2.0

    By tpa_girl, September 14, 2024   

    • top heavy
    • top heavy minimum
    • (and 2 more)

      Tagged with:

      • top heavy
      • top heavy minimum
      • secure 2.0
      • otherwise excludable
    • 5 replies
    • 2.7k views
    • 
    • C. B. Zeller
    • September 16, 2024

27. Top Heavy and under 1,000 HOS

    By Guest dhall, May 18, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • May 18, 2010

28. Top Heavy and Vesting

    By Earl, January 27, 2003
    • 3 replies
    • 1.7k views
    • 
    • Earl
    • January 27, 2003

29. Top Heavy Balance Cash/Accrual

    By AmyETPA, February 2, 2024
    • 4 replies
    • 834 views
    • 
    • Bri
    • February 6, 2024

30. Top Heavy benefits under DC plan when DB is frozen

    By nancy, October 25, 2002
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2002

31. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 856 views
    • 
    • CuseFan
    • January 10, 2019

32. Top Heavy Calc: inactive employee - include?

    By TPApril, June 22, 2022
    • 12 replies
    • 1.6k views
    • 
    • FORMER ESQ.
    • June 27, 2022

33. top heavy calculation

    By Guest ghal, May 11, 2012
    • 5 replies
    • 3.1k views
    • 
    • Guest
    • May 11, 2012

34. Top Heavy Calculation

    By Guest JLecas, April 23, 2010
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • May 19, 2010

35. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

36. Top Heavy Calculation in Multiple Employer Plan

    By #toomanyrules, January 11, 2021
    • 3 replies
    • 1k views
    • 
    • FORMER ESQ.
    • January 16, 2021

37. Top Heavy Contribution

    By DP, August 27, 2002
    • 12 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2002

38. Top Heavy Contribution

    By Guest jetfaninmn, November 28, 2005
    • 1 reply
    • 1.2k views
    • 
    • Leopurrd
    • November 28, 2005

39. Top Heavy Contribution

    By MBCarey, July 24, 2003
    • 7 replies
    • 2.3k views
    • 
    • R. Butler
    • July 24, 2003

40. Top Heavy Contribution

    By Guest hpaine, July 8, 2003
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • July 9, 2003

41. Top Heavy Contribution -- 3% of Which Year's Comp?

    By Guest mrjones, June 29, 2014
    • 4 replies
    • 1k views
    • 
    • david rigby
    • June 30, 2014

42. Top Heavy Contribution -Frozen Plan

    By Guest UKH, June 27, 2002
    • 2 replies
    • 1.6k views
    • 
    • Larry M
    • June 27, 2002

43. Top Heavy Contribution & Non-ACP Match

    By Guest Much2Learn, September 3, 2002
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • September 3, 2002

44. Top heavy contribution and leave of absence

    By blue, November 7, 2006
    • 0 replies
    • 1.4k views
    • 
    • blue
    • November 7, 2006

45. Top Heavy Contribution because of Match

    By imchipbrown, August 29, 2018
    • 14 replies
    • 1.9k views
    • 
    • imchipbrown
    • August 30, 2018

46. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 920 views
    • 
    • CuseFan
    • March 6, 2023

47. Top Heavy Contribution For Controlled Group

    By Lori Foresz, March 25, 2004
    • 0 replies
    • 1.3k views
    • 
    • Lori Foresz
    • March 25, 2004

48. Top Heavy contribution for deceased participant?

    By Guest persie, March 13, 2012
    • 1 reply
    • 1.2k views
    • 
    • movedon
    • March 13, 2012

49. Top heavy contribution for key employee

    By cathyw, March 24, 2025
    • 11 replies
    • 1.7k views
    • 
    • Paul I
    • March 26, 2025

50. Top Heavy Contribution in 401(k) Plan

    By Guest ryler, March 30, 2004
    • 10 replies
    • 1.6k views
    • 
    • Archimage
    • April 1, 2004