401(k) Plans

19,294 topics in this forum

1. Money purchase pension assets in top heavy testing

   By Mleech, April 3
   • 3 replies
   • 635 views
   • 
   • ESOP Guy
   • April 3

2. Discretionary Matching Contribution Question

   By metsfan026, March 29
   • 4 replies
   • 756 views
   • 
   • metsfan026
   • April 1

3. Flexible Discretionary Match Formula

   By Transplant, April 1
   • 1 reply
   • 567 views
   • 
   • Paul I
   • April 1

4. Enhanced safe harbor match rules

   By Tom, March 26
   • 2 replies
   • 1.2k views
   • 
   • Tom
   • March 31

5. For the automatic-contribution requirement, what is the employer?

   By Peter Gulia, March 29
   • 4 replies
   • 563 views
   • 
   • Peter Gulia
   • March 30

6. S-Corp, W-2, 401k and match deposits

   By LMK TPA, March 28
   • 6 replies
   • 1.2k views
   • 
   • Paul I
   • March 29

7. Controlled Group Spreadsheet

   By aleallie, March 29
   • 0 replies
   • 447 views
   • 
   • aleallie
   • March 29

8. Different vesting schedules

   By 30Rock, March 28
   • 5 replies
   • 1.3k views
   • 
   • 30Rock
   • March 29

9. Spousal Consent and Power of Attorney

   By ejohnke, March 26
   • 6 replies
   • 1.2k views
   • 
   • Peter Gulia
   • March 28

10. 'Prefunding' Profit Sharing Contributions

    By 0AMatt, March 27   

    • profit sharing
    • correction
    • 6 replies
    • 1k views
    • 
    • Paul I
    • March 28

11. Plan Document Restatements - Solo 401(k) Plans

    By metsfan026, March 27
    • 2 replies
    • 623 views
    • 
    • AlbanyConsultant
    • March 28

12. True-up Timing - BRF Issue?

    By BTG, March 26
    • 5 replies
    • 1k views
    • 
    • Paul I
    • March 27

13. New VFCP Program - Poll on Anticipated Use

    By austin3515, March 27
    • 0 replies
    • 560 views
    • 
    • austin3515
    • March 27

14. Top heavy contribution for key employee

    By cathyw, March 24
    • 11 replies
    • 1.5k views
    • 
    • Paul I
    • March 26

15. Integrated Profit Sharing

    By ratherbereading, March 25
    • 2 replies
    • 485 views
    • 
    • ratherbereading
    • March 25

16. Long-term, Part-time for plan that excludes PT

    By Tom, March 24
    • 4 replies
    • 951 views
    • 
    • Peter Gulia
    • March 25

17. small SH due to paid-out participant

    By AlbanyConsultant, March 20
    • 3 replies
    • 643 views
    • 
    • Peter Gulia
    • March 21

18. Avoiding the Top-Heavy Mininum - Cash Flow Constraints

    By austin3515, March 19
    • 2 replies
    • 774 views
    • 
    • austin3515
    • March 19

19. Missing participant records

    By 30Rock, March 19
    • 3 replies
    • 1.1k views
    • 
    • 30Rock
    • March 19

20. Rehire Eligibility in a Multiple Employer Plan (MEP)

    By JenniferOhio, March 13
    • 2 replies
    • 747 views
    • 
    • JenniferOhio
    • March 18

21. Form 5500-EZ - Correction Program

    By metsfan026, March 18
    • 3 replies
    • 880 views
    • 
    • Paul I
    • March 18

22. Section 404 and Non-Profit

    By Guest_Question, March 17
    • 1 reply
    • 536 views
    • 
    • CuseFan
    • March 17

23. Incorrect Deferral Election Deposits (Roth vs Pretax)

    By Kattdogg12, June 24, 2024
    • 9 replies
    • 1.9k views
    • 
    • Kattdogg12
    • March 14

24. Are the LTPT employees required to be provided SH and/or PS

    By Jakyasar, March 13
    • 1 reply
    • 533 views
    • 
    • Bri
    • March 14

25. QACA True-Ups - Are The Mandatory?

    By metsfan026, March 14
    • 0 replies
    • 465 views
    • 
    • metsfan026
    • March 14

26. 401(k) Automatic Deferral

    By Tom, March 7
    • 3 replies
    • 1.1k views
    • 
    • Planit 401k
    • March 13

27. Roth conversions

    By austin3515, March 13
    • 1 reply
    • 522 views
    • 
    • Paul I
    • March 13

28. Buy Back to Restored forfeiture after rehired- ROTH 401K

    By Panda, March 13
    • 0 replies
    • 550 views
    • 
    • Panda
    • March 13

29. Profit Sharing funding deadline

    By Pixie, March 12
    • 2 replies
    • 515 views
    • 
    • truphao
    • March 13

30. Section 415 Limits and refunds on earnings

    By Dominic, March 3
    • 8 replies
    • 1.6k views
    • 
    • Dominic
    • March 13

31. Form 8881 Credit for Small Employer Pension Plan Startup Costs, Auto-Enrollment, and Military Spouse Participation

    By Planit 401k, March 12
    • 0 replies
    • 895 views
    • 
    • Planit 401k
    • March 12

32. Timing of 3% Non Elective

    By JROB, March 12
    • 1 reply
    • 914 views
    • 
    • Paul I
    • March 12

33. Investment structure change - protected benefit or not?

    By Tom, March 12
    • 2 replies
    • 688 views
    • 
    • Paul I
    • March 12

34. Compensation Used for Safe Harbor Match

    By metsfan026, March 10
    • 3 replies
    • 775 views
    • 
    • jsample
    • March 11

35. Vesting at Normal Retirement Age

    By EBECatty, December 19, 2024
    • 16 replies
    • 3.4k views
    • 
    • C. B. Zeller
    • March 11

36. Application of the 25% profit sharing rule

    By Mleech, March 10   

    • profit sharing
    • safe harbor
    • 3 replies
    • 3.1k views
    • 
    • jsample
    • March 11

37. 414s fails in a SHM plan

    By AlbanyConsultant, March 4
    • 2 replies
    • 677 views
    • 
    • AlbanyConsultant
    • March 10

38. Plan Administrator for 401(k) Plan

    By metsfan026, March 6
    • 5 replies
    • 2.1k views
    • 
    • Pam Shoup
    • March 7

39. Top Heavy/Voluntary Contributions

    By Guest John Comelately, December 21, 2006
    • 2 replies
    • 1.3k views
    • 
    • Bruce1
    • March 7

40. "Discrimination within NHCE & HCE"

    By Bruce1, March 6
    • 3 replies
    • 722 views
    • 
    • Artie M
    • March 6

41. top heavy question

    By Tom, March 5
    • 2 replies
    • 893 views
    • 
    • Below Ground
    • March 6

42. ADP-ACP failure - owners on K-1 income

    By pmacduff, March 6
    • 3 replies
    • 926 views
    • 
    • C. B. Zeller
    • March 6

43. deposit error attributable earnings

    By LMK TPA, March 3
    • 4 replies
    • 1k views
    • 
    • Artie M
    • March 5

44. Failed ACP test correction needed but match not funded

    By Tom, March 4
    • 4 replies
    • 802 views
    • 
    • jsample
    • March 5

45. Prior Year Testing Method

    By TH 401k, March 4
    • 7 replies
    • 1k views
    • 
    • C. B. Zeller
    • March 5

46. Terminate a SIMPLE, Start a New SH 401(k) Plan

    By 415 Limit, March 4
    • 2 replies
    • 612 views
    • 
    • 415 Limit
    • March 5

47. Compensation limit and 2 plans in controlled group

    By 30Rock, March 4
    • 2 replies
    • 537 views
    • 
    • 30Rock
    • March 4

48. LTPT and Per Diem Employees

    By Coleboy1, November 16, 2023
    • 10 replies
    • 2.5k views
    • 
    • Peter Gulia
    • March 3

49. IRS Compliance Questions on late 5500-SF filings

    By ejohnke, March 3
    • 1 reply
    • 879 views
    • 
    • RatherBeGolfing
    • March 3

50. 401(k) Plan Document - Timing of Signing

    By Inquiring Mind, February 27
    • 5 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • March 1