401(k) Plans

19,333 topics in this forum

1. Beneficiary - Spousal Consent

   By khn, February 14, 2018
   • 3 replies
   • 1.4k views
   • 
   • Peter Gulia
   • February 14, 2018

2. Including Owner taking Draw (no W-2) in ADP Testing?

   By lcollins300, February 12, 2018   

   • adp
   • 14 replies
   • 3.1k views
   • 
   • Luke Bailey
   • February 14, 2018

3. 401(k) Safe Harbor Match Controlled Group

   By TPA2015, February 12, 2018   

   • 401(k)
   • controlled group
   • (and 1 more)

     Tagged with:

     • 401(k)
     • controlled group
     • safe harbor
   • 3 replies
   • 1.4k views
   • 
   • Luke Bailey
   • February 14, 2018

4. Early entry of soon-to-be HCE

   By Flyboyjohn, February 7, 2018
   • 23 replies
   • 3.8k views
   • 
   • Larry Starr
   • February 13, 2018

5. Form 5330 - Excise Tax Deductibility for Federal and CA Return

   By khidalgo, February 13, 2018
   • 0 replies
   • 621 views
   • 
   • khidalgo
   • February 13, 2018

6. First time 5500 ez for a 15 year old account

   By Raj, February 12, 2018
   • 3 replies
   • 597 views
   • 
   • Tom Poje
   • February 12, 2018

7. Defining the “company” with which a participant meets a last-day condition

   By Peter Gulia, February 2, 2018
   • 11 replies
   • 1.5k views
   • 
   • card
   • February 12, 2018

8. Tax Cut Jobs Act / Hardship

   By austin3515, December 27, 2017
   • 4 replies
   • 1k views
   • 
   • austin3515
   • February 10, 2018

9. Eligible SelfEmployment Compensation for Profit Sharing Roth v Pretax

   By gdlfa, February 5, 2018
   • 5 replies
   • 1.2k views
   • 
   • gdlfa
   • February 9, 2018

10. 2 EMPLOYEE RETIREMENT PLAN _ TOP HEAVY

    By RRivera, February 8, 2018   

    • top heavy
    • 2 replies
    • 684 views
    • 
    • Tom Poje
    • February 9, 2018

11. Time Frame to pay off loan after participant terminates

    By Pammie57, February 8, 2018
    • 7 replies
    • 3k views
    • 
    • Bird
    • February 9, 2018

12. Possible Spinoff or Successor Plan?

    By hsctpa, February 8, 2018
    • 1 reply
    • 1.8k views
    • 
    • Luke Bailey
    • February 8, 2018

13. BRF testing for vesting

    By 30Rock, February 6, 2018
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 8, 2018

14. ADP testing controlled group

    By JPete, February 8, 2018
    • 12 replies
    • 5.2k views
    • 
    • JPete
    • February 8, 2018

15. Updating 401(k) plan disability benefit claim procedures

    By prototypical, February 5, 2018
    • 13 replies
    • 2.9k views
    • 
    • Luke Bailey
    • February 8, 2018

16. Sec 409A comp eligible for 401k deferrals?

    By Amanda Newell, February 7, 2018   

    • 409a
    • 401k
    • 3 replies
    • 1.5k views
    • 
    • Amanda Newell
    • February 8, 2018

17. 415 Excess Contribution, 401(k) and Safe Harbor Match

    By imchipbrown, January 29, 2018
    • 14 replies
    • 3.9k views
    • 
    • imchipbrown
    • February 8, 2018

18. Safe Harbor as source for Insurance Premium?

    By Kac1214, February 6, 2018   

    • safe harbor
    • insurance premium
    • 5 replies
    • 1k views
    • 
    • Bird
    • February 7, 2018

19. Solo 401(k), First 5500, DFVC

    By 401king, February 6, 2018
    • 6 replies
    • 1.5k views
    • 
    • 401king
    • February 7, 2018

20. Are 3% SH plans exempt from Top Heavy

    By BG5150, February 6, 2018
    • 4 replies
    • 988 views
    • 
    • Bri
    • February 6, 2018

21. General Test - Same Dollar Amount to Everybody

    By Vlad401k, January 20, 2018
    • 37 replies
    • 5.4k views
    • 
    • austin3515
    • February 6, 2018

22. 1.410(b)-5 Code ABT Question

    By The 402"(G)", February 5, 2018   

    • abt
    • average benefits test
    • (and 1 more)

      Tagged with:

      • abt
      • average benefits test
      • benefit percentages
    • 2 replies
    • 777 views
    • 
    • The 402"(G)"
    • February 6, 2018

23. Excluding a NHCE from safe harbor

    By Tom, January 31, 2018
    • 3 replies
    • 2.6k views
    • 
    • ERISA1
    • February 6, 2018

24. Correcting for missed Opportunity for Voluntary After-Tax

    By Loves401(k), February 5, 2018
    • 1 reply
    • 668 views
    • 
    • Madison71
    • February 5, 2018

25. Puerto Rico Compensation

    By Doghouse, February 1, 2018
    • 6 replies
    • 907 views
    • 
    • Doghouse
    • February 5, 2018

26. Failing gateway test but passing rate groups and ABT

    By Pixie, February 2, 2018   

    • gateway
    • cross testing
    • 8 replies
    • 1.6k views
    • 
    • BG5150
    • February 5, 2018

27. Statutory Exclusion - Class Change

    By LKSmoke, February 2, 2018
    • 2 replies
    • 1.2k views
    • 
    • 401_noob
    • February 2, 2018

28. Rehire and no records to tell if they had a vested account balance

    By Loves401(k), January 31, 2018
    • 2 replies
    • 718 views
    • 
    • CuseFan
    • February 1, 2018

29. Calculating Gross Compensation from W-2 Involving RI-SDI

    By Silver, February 1, 2018   

    • sdi
    • tdi ri-sdi
    • (and 1 more)

      Tagged with:

      • sdi
      • tdi ri-sdi
      • gross compensation
    • 7 replies
    • 2.3k views
    • 
    • CuseFan
    • February 1, 2018

30. compensation

    By cdavis25, January 31, 2018
    • 1 reply
    • 822 views
    • 
    • Luke Bailey
    • February 1, 2018

31. Employer withholding 401K Match?

    By JackT, January 31, 2018
    • 4 replies
    • 1.2k views
    • 
    • Loves401(k)
    • January 31, 2018

32. Employee becomes agency temp, is he employed on the last day?

    By Jim Chad, January 30, 2018
    • 3 replies
    • 829 views
    • 
    • Luke Bailey
    • January 31, 2018

33. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 3.9k views
    • 
    • XTitan
    • January 31, 2018

34. Hardship withdrawal suspension period

    By 401kspeclst, January 29, 2018
    • 7 replies
    • 5.9k views
    • 
    • MWeddell
    • January 30, 2018

35. participant loans (large minimum)

    By Scuba 401, January 26, 2018
    • 3 replies
    • 811 views
    • 
    • Madison71
    • January 26, 2018

36. After Tax Safe Harbor

    By pixmax, January 24, 2018
    • 3 replies
    • 3.2k views
    • 
    • Bri
    • January 25, 2018

37. 415 Excess Contribution with Employee Deferrals

    By TPA Bob, March 31, 2017
    • 10 replies
    • 2.6k views
    • 
    • imchipbrown
    • January 25, 2018

38. Deferral elections not applied to bonuses

    By AlbanyConsultant, January 24, 2018
    • 5 replies
    • 7.6k views
    • 
    • Madison71
    • January 25, 2018

39. Term EE eligibility

    By wifrbr, January 23, 2018
    • 3 replies
    • 996 views
    • 
    • Patricia Neal Jensen
    • January 24, 2018

40. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 655 views
    • 
    • Larry Starr
    • January 24, 2018

41. spin off - trustee to trustee transfer

    By Scuba 401, January 23, 2018
    • 2 replies
    • 899 views
    • 
    • david rigby
    • January 24, 2018

42. Amending Form 5500 in connection to Audit Report - Financial statement section updated to comply standard for Fair value

    By AdKu, January 23, 2018   

    • amend form 5500
    • audit report updated to comply fair value standard
    • 2 replies
    • 997 views
    • 
    • chc93
    • January 24, 2018

43. After tax contributions in small S.H. 401(k)

    By Lori H, January 23, 2018
    • 5 replies
    • 1.5k views
    • 
    • Lori H
    • January 23, 2018

44. Excluded Employee Compensation

    By Vlad401k, January 18, 2018
    • 15 replies
    • 2.4k views
    • 
    • BG5150
    • January 23, 2018

45. Tribal Government Public School

    By oldman63, January 22, 2018
    • 2 replies
    • 633 views
    • 
    • HollyB
    • January 23, 2018

46. Controlled Group Question - Solo 401k

    By Vlad401k, January 19, 2018
    • 4 replies
    • 915 views
    • 
    • Luke Bailey
    • January 22, 2018

47. Reduced QNEC when an election form is misplaced?

    By Jim Chad, January 22, 2018
    • 2 replies
    • 745 views
    • 
    • Jim Chad
    • January 22, 2018

48. 3% Non-Elective Safe Harbor Contributions Effective before deferrals allowed?

    By actuarysmith, January 19, 2018
    • 5 replies
    • 1.6k views
    • 
    • Larry Starr
    • January 22, 2018

49. Disc Testing/Acquisition

    By Nancy Pritz, January 18, 2018   

    • discrimination
    • acquisition
    • (and 1 more)

      Tagged with:

      • discrimination
      • acquisition
      • free-pass
    • 2 replies
    • 722 views
    • 
    • Nancy Pritz
    • January 22, 2018

50. Deductibility of Contribution Made in Error

    By Dennis Povloski, January 18, 2018
    • 3 replies
    • 1.6k views
    • 
    • Luke Bailey
    • January 20, 2018