Correction of Plan Defects

1,793 topics in this forum

1. Deferrals allowed on ineligible compensation

   By Belgarath, September 11, 2012
   • 2 replies
   • 2k views
   • 
   • Belgarath
   • September 11, 2012

2. Plan Document Non Amender

   By HarleyBabe, September 6, 2012
   • 9 replies
   • 3.6k views
   • 
   • Belgarath
   • September 6, 2012

3. lost earnings on late LOAN deposits

   By Earl, May 16, 2012
   • 6 replies
   • 3.7k views
   • 
   • J. Bringhurst
   • August 29, 2012

4. 403(b) Missed Deferral

   By Randy Watson, August 9, 2012
   • 0 replies
   • 1.4k views
   • 
   • Randy Watson
   • August 9, 2012

5. Good faith interpretation, but IRS disagrees

   By Fielding Mellish, August 1, 2012
   • 2 replies
   • 1.3k views
   • 
   • Fielding Mellish
   • August 1, 2012

6. Over contributed

   By Randy Watson, July 31, 2012
   • 1 reply
   • 984 views
   • 
   • ETA Consulting LLC
   • July 31, 2012

7. correcting a 410(b) coverage failure

   By Guest Elliot W, July 25, 2012
   • 2 replies
   • 3.2k views
   • 
   • Guest
   • July 26, 2012

8. Correction of formula for employer contributions where plan and actual practice differ

   By Guest ebguy, July 17, 2012
   • 1 reply
   • 1.1k views
   • 
   • ETA Consulting LLC
   • July 17, 2012

9. File VCP application before corrective contributions made?

   By waid10, July 16, 2012
   • 1 reply
   • 1.6k views
   • 
   • John Feldt ERPA CPC QPA
   • July 16, 2012

10. Correcting Excess Amount/Allocation

    By MarZDoates, June 25, 2012
    • 4 replies
    • 2.8k views
    • 
    • ESOP Guy
    • July 9, 2012

11. Lost Earnings

    By Guest shm3803, July 6, 2012
    • 1 reply
    • 1.2k views
    • 
    • ETA Consulting LLC
    • July 6, 2012

12. Correction of 403(b) plan failure to make MANDATORY Distributions

    By holdco, June 19, 2012
    • 0 replies
    • 1k views
    • 
    • holdco
    • June 19, 2012

13. Correction of SEP Under VCP

    By Danny CPA, June 13, 2012
    • 0 replies
    • 1.2k views
    • 
    • Danny CPA
    • June 13, 2012

14. Missed Deferral where ADP is 0%

    By 00hskrgrl, May 30, 2012
    • 1 reply
    • 1.3k views
    • 
    • Kevin C
    • May 31, 2012

15. Applied deferrals cap that is lower to what the PD says

    By Guest caribbeanbenefits, May 31, 2012
    • 0 replies
    • 903 views
    • 
    • Guest
    • May 31, 2012

16. Distribution Overpayment

    By GrammieMame, May 29, 2012
    • 4 replies
    • 4.6k views
    • 
    • 00hskrgrl
    • May 30, 2012

17. Missed Match but no Missed Deferral

    By Guest DCPensionGal, May 24, 2012
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 25, 2012

18. mistake of fact ER deposit

    By Santo Gold, July 10, 2008
    • 12 replies
    • 9.6k views
    • 
    • Belgarath
    • May 10, 2012

19. Multiemployer VCP for Operational Failures

    By Guest SoFlaEsq, April 26, 2012
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • April 26, 2012

20. Possible Scriveners Error in Document

    By cpc0506, April 19, 2012
    • 5 replies
    • 2k views
    • 
    • jpod
    • April 19, 2012

21. Nonamender

    By Guest mcw, April 10, 2012
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • April 13, 2012

22. Streamlined or Full VCP

    By Guest jjren, April 9, 2012
    • 1 reply
    • 1.4k views
    • 
    • Kevin C
    • April 11, 2012

23. VCP Submission--format

    By BG5150, March 30, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • April 5, 2012

24. missed RMD for beneficiary of owner

    By YankeeFan, March 28, 2012
    • 3 replies
    • 2k views
    • 
    • rcline46
    • March 29, 2012

25. Compensation Ratio test failure

    By Bill Presson, March 13, 2012
    • 4 replies
    • 4.5k views
    • 
    • Bill Presson
    • March 14, 2012

26. Catchup Contributions Not Matched

    By Guest cke66edy, March 6, 2012
    • 5 replies
    • 1.4k views
    • 
    • ETA Consulting LLC
    • March 8, 2012

27. failure to fund safe harbor

    By Scuba 401, March 6, 2012
    • 8 replies
    • 2.6k views
    • 
    • Belgarath
    • March 8, 2012

28. Voluntary Contributions made, though not allowed

    By imchipbrown, February 27, 2012
    • 2 replies
    • 1.1k views
    • 
    • imchipbrown
    • March 5, 2012

29. VCP Compliance Fee for Late Amenders

    By rocknrolls2, March 1, 2012
    • 1 reply
    • 2.2k views
    • 
    • Kevin C
    • March 2, 2012

30. Loss of Benefit of Tax Deferral

    By jpod, March 2, 2012
    • 0 replies
    • 1k views
    • 
    • jpod
    • March 2, 2012

31. VCP for Late Amenders Bounced; IRS Agent Assigned to DL Application

    By rocknrolls2, March 1, 2012
    • 1 reply
    • 1.6k views
    • 
    • Everett Moreland
    • March 1, 2012

32. missed deferrals

    By K2retire, March 1, 2012
    • 0 replies
    • 1.1k views
    • 
    • K2retire
    • March 1, 2012

33. Nonamender VCP Submission Required for Timely but Incomplete Good Faith Amendment?

    By WestCoast, February 29, 2012
    • 1 reply
    • 1.5k views
    • 
    • ETA Consulting LLC
    • March 1, 2012

34. RMD took too much

    By ESOP Guy, January 31, 2012
    • 15 replies
    • 7.1k views
    • 
    • Guest
    • February 23, 2012

35. Avaneesh Bhagat EPCRS Presentation

    By Guest GreenERISA, January 18, 2012
    • 3 replies
    • 4.1k views
    • 
    • Guest
    • February 17, 2012

36. correction flubbed by service provider

    By Guest Beneflaw, February 16, 2012
    • 0 replies
    • 975 views
    • 
    • Guest
    • February 16, 2012

37. Late ADP refunds & partial correction

    By Guest M. Martin, February 15, 2012
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • February 15, 2012

38. 2 plans - one is under audit

    By John Feldt ERPA CPC QPA, February 2, 2012
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • February 14, 2012

39. employee after tax contribution for 50% of missed def opportunity?

    By Guest chrli, February 13, 2012
    • 0 replies
    • 816 views
    • 
    • Guest
    • February 13, 2012

40. VCP Fee for EGTRRA Non-amender and no prior docs

    By 12AX7, October 3, 2011
    • 5 replies
    • 2k views
    • 
    • DMcGovern
    • February 10, 2012

41. early inclusion

    By Beemer, February 8, 2012
    • 3 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • February 9, 2012

42. 403(b) participant not allowed to defer

    By kwalified, February 1, 2012
    • 4 replies
    • 1.4k views
    • 
    • kwalified
    • February 8, 2012

43. Self correction

    By ESOP Guy, February 8, 2012
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • February 8, 2012

44. Net vs. Gross Repayment of Overpayment

    By Gruegen, February 7, 2012
    • 1 reply
    • 2k views
    • 
    • pmacduff
    • February 7, 2012

45. Restorative Payments

    By Guest kveldenator, February 7, 2012
    • 0 replies
    • 917 views
    • 
    • Guest
    • February 7, 2012

46. correting a benefits, rights, and features failure

    By K2retire, February 6, 2012
    • 0 replies
    • 1.4k views
    • 
    • K2retire
    • February 6, 2012

47. Deferrals deposited but not withheld

    By Guest YvonneT, February 1, 2012
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • February 1, 2012

48. Failure to Deposit Plan Assets in Trust

    By BTG, January 26, 2012
    • 3 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 1, 2012

49. QDIA

    By Guest doh5557, January 30, 2012
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 30, 2012

50. 1.401(a)(4)-11g correction of S.H. plan

    By ESOP Guy, January 26, 2012
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • January 27, 2012