401(k) Plans

19,299 topics in this forum

1. 401(k) Plan Mega Roth Backdoor After Tax Contributions

   By VIkram Aurora, QPA, QKC, Wednesday at 06:55 PM
   • 5 replies
   • 620 views
   • 
   • JonC
   • Yesterday at 01:25 AM

2. Adding QACA to an existing safe harbor match plan

   By Santo Gold, Friday at 03:58 PM
   • 0 replies
   • 110 views
   • 
   • Santo Gold
   • Friday at 03:58 PM

3. After Tax (Mega Roth)

   By Kattdogg12, December 8
   • 7 replies
   • 318 views
   • 
   • John Feldt ERPA CPC QPA
   • Friday at 01:44 PM

4. Form 5330

   By 52626, December 6, 2024
   • 6 replies
   • 807 views
   • 
   • Laydesi
   • Friday at 02:17 AM

5. Can Plan just disappear?

   By TPApril, Tuesday at 09:49 PM
   • 10 replies
   • 459 views
   • 
   • ErnieG
   • Thursday at 08:06 PM

6. SECURE Act Amendments for 401(k)

   By kgr12, Thursday at 06:19 PM
   • 2 replies
   • 216 views
   • 
   • Peter Gulia
   • Thursday at 07:19 PM

7. Failed 414s test in safe harbor plan

   By 30Rock, Wednesday at 08:08 PM
   • 2 replies
   • 191 views
   • 
   • 30Rock
   • Thursday at 02:07 PM

8. Non-Profit and For Profit

   By austin3515, November 4, 2020
   • 11 replies
   • 2.6k views
   • 
   • justanotheradmin
   • Wednesday at 12:35 AM

9. Top-Heavy Safe-Harbor

   By Bruce1, December 12
   • 7 replies
   • 486 views
   • 
   • TPABob
   • Tuesday at 06:30 PM

10. Terminating DC plan with J&S

    By Brenda Wren, December 11
    • 5 replies
    • 625 views
    • 
    • LauraH
    • December 12

11. Former EE requesting SPD from 23 years ago

    By Brenda Wren, December 10
    • 8 replies
    • 819 views
    • 
    • Peter Gulia
    • December 12

12. Student Loan Matching Form

    By austin3515, December 10
    • 6 replies
    • 279 views
    • 
    • Belgarath
    • December 12

13. ADP Corrective Distributions and Top Heavy Balances

    By justatester, December 10
    • 1 reply
    • 276 views
    • 
    • Bri
    • December 11

14. Is there any big recordkeeper not using a Roth catch-up indicator?

    By Peter Gulia, December 8
    • 7 replies
    • 770 views
    • 
    • TetrisPensionNerd
    • December 11

15. Hardship for Preventative Home "Repair"

    By BTG, December 8
    • 3 replies
    • 534 views
    • 
    • Peter Gulia
    • December 10

16. How to Handle Match Formula

    By mming, December 9
    • 2 replies
    • 332 views
    • 
    • John Feldt ERPA CPC QPA
    • December 10

17. Processing deferrals before payroll date

    By BG5150, December 8
    • 3 replies
    • 597 views
    • 
    • BG5150
    • December 9

18. SIMPLE IRA & Mid-Year SH 401(k) - Separate Plan Sponsors

    By OrderOfOps, December 2
    • 4 replies
    • 288 views
    • 
    • OrderOfOps
    • December 8

19. Roth Catch up required or not

    By DDB BN, December 4
    • 6 replies
    • 631 views
    • 
    • DDB BN
    • December 7

20. 401(k) plan sponsored by a business 100% owned by an ESOP - RMD question

    By Tom, October 6
    • 1 reply
    • 307 views
    • 
    • ESOP Guy
    • December 5

21. New Roth Catch-Up Rules

    By Connor, December 2
    • 6 replies
    • 445 views
    • 
    • Artie M
    • December 3

22. safe harbor for those still employed on LDOY only

    By Tom, November 25
    • 8 replies
    • 435 views
    • 
    • Paul I
    • December 3

23. 5500 filed last year but number of account balances now under 100

    By Pixie, December 1
    • 1 reply
    • 221 views
    • 
    • Nichol C
    • December 2

24. May we recharacterize deferrals mistakenly processed as Roth back to a participant’s proper non-Roth?

    By Peter Gulia, November 28
    • 5 replies
    • 360 views
    • 
    • PensionPete
    • December 2

25. Mandatory Roth Catch Up related

    By Jakyasar, November 19
    • 13 replies
    • 734 views
    • 
    • PainPA
    • December 2

26. LTPT

    By thepensionmaven, December 1
    • 0 replies
    • 209 views
    • 
    • thepensionmaven
    • December 1

27. Possible Fraudulent Participant Cash Out Request

    By DR_EA, November 20
    • 6 replies
    • 878 views
    • 
    • Peter Gulia
    • November 29

28. Technical Amendment Due To Mistake At Plan Setup

    By metsfan026, November 24
    • 6 replies
    • 658 views
    • 
    • justanotheradmin
    • November 26

29. Prior year testing for first plan test

    By 30Rock, November 24
    • 3 replies
    • 436 views
    • 
    • CuseFan
    • November 25

30. Receivable Contributions & RMD

    By metsfan026, November 21
    • 2 replies
    • 268 views
    • 
    • metsfan026
    • November 21

31. Mandatory Roth Catch-up for SE comp, W-2 combo

    By ejohnke, November 19
    • 2 replies
    • 388 views
    • 
    • Peter Gulia
    • November 20

32. Lawsuit settlement - contributions to 401(k)?

    By Belgarath, November 20
    • 2 replies
    • 586 views
    • 
    • Belgarath
    • November 20

33. HCEs excluded for SH

    By TH 401k, November 11
    • 17 replies
    • 1.2k views
    • 
    • BG5150
    • November 19

34. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15
    • 5 replies
    • 500 views
    • 
    • jsample
    • November 19

35. S-Corp and whether or not to add ROTH provisions for 2026

    By cheersmate, November 16
    • 2 replies
    • 348 views
    • 
    • PensionPete
    • November 18

36. Can ER stop auto-enroll in a new plan

    By BG5150, November 18
    • 1 reply
    • 399 views
    • 
    • Peter Gulia
    • November 18

37. Break in Service - Rehire

    By TH 401k, November 18
    • 0 replies
    • 4.5k views
    • 
    • TH 401k
    • November 18

38. Employer Contribution Tax Credit - NHCE Requirement

    By austin3515, November 16
    • 1 reply
    • 195 views
    • 
    • austin3515
    • November 18

39. Easiest way to find old terminated employees?

    By RayJJohnsonJr, November 13
    • 6 replies
    • 491 views
    • 
    • RayJJohnsonJr
    • November 17

40. Use QNEC allocated under one-to-one correction to offset top heavy allocation?

    By swam, November 17   

    • 401k
    • qnec
    • (and 1 more)

      Tagged with:

      • 401k
      • qnec
      • top heavy
    • 0 replies
    • 216 views
    • 
    • swam
    • November 17

41. Plan Takeover/Merger - Beneficiary info carryforward - best practice

    By legort69, November 13
    • 3 replies
    • 535 views
    • 
    • Paul I
    • November 14

42. 401(k)/Profit-Sharing Plan with Group Annuity Contracts

    By NewBieHere, October 16
    • 4 replies
    • 494 views
    • 
    • BG5150
    • November 14

43. 2025 comp for 2026 HPI

    By AlbanyConsultant, November 10
    • 7 replies
    • 1k views
    • 
    • AlbanyConsultant
    • November 14

44. Retention Schedules for Distribution Info

    By 401Katie, November 10
    • 7 replies
    • 352 views
    • 
    • CuseFan
    • November 13

45. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11
    • 6 replies
    • 419 views
    • 
    • CuseFan
    • November 13

46. Passage of time eligibility

    By 30Rock, November 5
    • 6 replies
    • 811 views
    • 
    • RatherBeGolfing
    • November 11

47. Limiting the Number of 60-Day Rollovers?

    By metsfan026, November 6
    • 3 replies
    • 594 views
    • 
    • austin3515
    • November 10

48. RMD for Beneficiary

    By MGOAdmin, November 7
    • 1 reply
    • 778 views
    • 
    • Peter Gulia
    • November 9

49. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6
    • 2 replies
    • 443 views
    • 
    • Interested Party
    • November 7

50. platform plus individual brokerage accounts

    By Pixie, November 6
    • 4 replies
    • 479 views
    • 
    • Peter Gulia
    • November 7