401(k) Plans

19,355 topics in this forum

1. ADP/ACP Correction After Distribution

   By Shawn T, Friday at 09:08 PM   

   • adp/acp
   • 3 replies
   • 54 views
   • 
   • Bill Presson
   • Friday at 11:45 PM

2. Rigid match not funded correctly

   By Tom, February 23
   • 5 replies
   • 201 views
   • 
   • CuseFan
   • Friday at 06:52 PM

3. VCP program

   By Pixie, Wednesday at 08:42 PM
   • 2 replies
   • 157 views
   • 
   • Artie M
   • Thursday at 10:46 PM

4. LTPT deferrals included in average benefits testing?

   By Tom, Tuesday at 08:54 PM
   • 4 replies
   • 388 views
   • 
   • acm_acm
   • Thursday at 07:25 PM

5. ADP/ACP Correction Question

   By effingeh, Thursday at 04:30 PM
   • 3 replies
   • 333 views
   • 
   • Bri
   • Thursday at 06:48 PM

6. Top Heavy Testing Question

   By metsfan026, February 11
   • 6 replies
   • 383 views
   • 
   • david rigby
   • Thursday at 06:40 PM

7. ADP/ACP question (union / non-union)

   By roy819, Wednesday at 05:50 PM
   • 1 reply
   • 318 views
   • 
   • CuseFan
   • Wednesday at 07:56 PM

8. Section 125 Pay reporting

   By TPApril, Wednesday at 07:22 PM
   • 0 replies
   • 89 views
   • 
   • TPApril
   • Wednesday at 07:22 PM

9. Can a Roth Catch-up be deposited to a Roth IRA rollover

   By Renee H, Monday at 11:21 PM
   • 2 replies
   • 459 views
   • 
   • Renee H
   • Wednesday at 01:20 AM

10. W-2 Comp w/Sec125

    By TPApril, February 19
    • 2 replies
    • 409 views
    • 
    • Artie M
    • February 23

11. auto enrollment required?

    By Old Reliable, February 18
    • 6 replies
    • 404 views
    • 
    • Peter Gulia
    • February 22

12. 5500-EZ Penalty Relief Program--Question

    By marco100, February 15
    • 3 replies
    • 293 views
    • 
    • marco100
    • February 20

13. adding safe harbor match to profit sharing plan

    By Old Reliable, February 18
    • 2 replies
    • 297 views
    • 
    • Artie M
    • February 20

14. Payroll companies and tiered matches

    By Gadgetfreak, February 19
    • 2 replies
    • 174 views
    • 
    • Gadgetfreak
    • February 20

15. Tax Withholding on a 402(g) Refund

    By Nate X, February 14
    • 1 reply
    • 194 views
    • 
    • Artie M
    • February 18

16. Spin off plan with EACA mandate and changing date of first increase

    By 30Rock, February 17
    • 0 replies
    • 143 views
    • 
    • 30Rock
    • February 17

17. Discretionary Match

    By 52626, February 17
    • 2 replies
    • 444 views
    • 
    • Paul I
    • February 17

18. HCE Allocations in Failed ACP Test

    By Lucky32, February 13
    • 2 replies
    • 492 views
    • 
    • Lucky32
    • February 13

19. Roth catchup and a pooled plan

    By AlbanyConsultant, February 13
    • 6 replies
    • 474 views
    • 
    • Peter Gulia
    • February 13

20. Correction of Late Safe Harbor Matching Contributions Required?

    By kmhaab, February 11
    • 1 reply
    • 300 views
    • 
    • Bri
    • February 12

21. Funding Profit Sharing Contributions Throughout the Year

    By Vlad401k, February 11
    • 1 reply
    • 466 views
    • 
    • CuseFan
    • February 11

22. Does A Downpayment for a Rented Home Qualify As A Hardship?

    By metsfan026, February 9
    • 5 replies
    • 7.4k views
    • 
    • Artie M
    • February 10

23. Adding a new retroactive PS Plan in addition to existing 401k/PS Plan

    By TPAinPA, February 7
    • 5 replies
    • 355 views
    • 
    • austin3515
    • February 9

24. SECURE 2.0 Roth catch-ups

    By Itsamario, January 21
    • 2 replies
    • 433 views
    • 
    • Peter Gulia
    • February 9

25. Safe Harbor Plan - Exclude HCEs beginning of the year

    By Vlad401k, February 6
    • 3 replies
    • 439 views
    • 
    • Kevin C
    • February 8

26. How do Conversions work? In extremely granular detail.

    By friedliver, February 5
    • 6 replies
    • 635 views
    • 
    • Peter Gulia
    • February 6

27. Correcting a plan limit failure with Roth + pre-tax ED

    By roy819, February 4
    • 8 replies
    • 576 views
    • 
    • Bri
    • February 5

28. switching from 5500-SF to full 5500

    By Pixie, February 4
    • 1 reply
    • 283 views
    • 
    • RatherBeGolfing
    • February 4

29. Can Husband / Wife with separate businesses (no employees) set up 1 plan

    By DDB BN, January 29
    • 10 replies
    • 1.1k views
    • 
    • Lucky32
    • February 3

30. 402(g) Excess When Deferrals Not Deposited

    By OrderOfOps, January 28
    • 2 replies
    • 404 views
    • 
    • Artie M
    • January 30

31. rmd 1st RMD and plan term same year

    By JulesInCNY, January 29   

    • plan term
    • 2 replies
    • 333 views
    • 
    • JustSayin
    • January 30

32. SECURE 2.0 Section 603 - another Roth catch-up question

    By WCC, January 28
    • 4 replies
    • 905 views
    • 
    • C. B. Zeller
    • January 30

33. 1099-R codes for excess deferrals and attributable income that is being distributed 4 years after the excess deferrals

    By Sami Nasser, January 21
    • 2 replies
    • 573 views
    • 
    • Artie M
    • January 29

34. New CODA Provisions For Existing Profit Sharing Plan

    By Lucky32, January 28
    • 1 reply
    • 231 views
    • 
    • WCC
    • January 28

35. RMD and CARES Act

    By casey72, January 27
    • 1 reply
    • 382 views
    • 
    • CuseFan
    • January 28

36. Sole-prop - deferral election

    By Jakyasar, January 28
    • 1 reply
    • 289 views
    • 
    • CuseFan
    • January 28

37. Does a Solo 401(k) plan’s user know she needs a TPA’s help?

    By Peter Gulia, January 23
    • 17 replies
    • 1.1k views
    • 
    • FormsRstillmylife
    • January 26

38. Enrollment Material Deadlines & MDOs - What are the regs?

    By OrderOfOps, January 23
    • 3 replies
    • 358 views
    • 
    • Peter Gulia
    • January 23

39. Owners Getting Paid via 1099 & Participating in Plan

    By metsfan026, January 15
    • 12 replies
    • 610 views
    • 
    • Bri
    • January 23

40. Considered Compensation from W2

    By ratherbereading, January 7   

    • w2 compensation
    • 5 replies
    • 1.3k views
    • 
    • TPABob
    • January 21

41. exclude SOME union employees?

    By AlbanyConsultant, January 16
    • 3 replies
    • 606 views
    • 
    • CuseFan
    • January 19

42. Excluded Employee - Top Heavy

    By Vlad401k, January 15
    • 4 replies
    • 416 views
    • 
    • John Feldt ERPA CPC QPA
    • January 18

43. Prevailing wage in a safe harbor 401(k) plan

    By Just Tri, January 16
    • 1 reply
    • 300 views
    • 
    • Bri
    • January 16

44. Indirect ownership

    By MGOAdmin, January 15
    • 0 replies
    • 248 views
    • 
    • MGOAdmin
    • January 15

45. 80/120 Rule

    By BPG916, January 14
    • 4 replies
    • 465 views
    • 
    • david rigby
    • January 15

46. A Real Problem

    By rblum50, January 13
    • 9 replies
    • 883 views
    • 
    • Tax ERISA Thoughts
    • January 14

47. Cashing Out Stock Options (Rather than Exercising) and 415 Compensation Definition

    By 401 Chaos, July 31, 2015
    • 5 replies
    • 1.8k views
    • 
    • KMMB
    • January 13

48. Income Tax Withholding on Elective Deferrals

    By M_2015, January 13
    • 4 replies
    • 796 views
    • 
    • Peter Gulia
    • January 13

49. Mid-Year Change for 401(k) Safe Harbor

    By Transplant, January 13
    • 3 replies
    • 744 views
    • 
    • CuseFan
    • January 13

50. Will recordkeepers be ready to process the saver’s match?

    By Peter Gulia, January 12
    • 5 replies
    • 477 views
    • 
    • Peter Gulia
    • January 13