401(k) Plans

19,334 topics in this forum

1. 40k to MEP

   By Earl, March 15, 2016
   • 7 replies
   • 1.3k views
   • 
   • Earl
   • March 16, 2016

2. What is a Reasonable Business Classification?

   By austin3515, March 14, 2016
   • 24 replies
   • 3k views
   • 
   • DMcGovern
   • March 16, 2016

3. Forfeiture release date issue

   By cpc0506, April 3, 2010
   • 9 replies
   • 2k views
   • 
   • Mike Preston
   • March 15, 2016

4. terminated employee in Safe harbor plan with deferrals effective 10/1/15

   By cpc0506, March 15, 2016
   • 3 replies
   • 1.9k views
   • 
   • Mike Preston
   • March 15, 2016

5. Reference Book? IRC?

   By justanotheradmin, March 14, 2016
   • 7 replies
   • 962 views
   • 
   • justanotheradmin
   • March 15, 2016

6. When are deferrals a catch-up contribution?

   By cheersmate, March 15, 2016   

   • 401k
   • deferrals
   • (and 3 more)

     Tagged with:

     • 401k
     • deferrals
     • recharacterization 401k
     • catch up contributions
     • 415 limits
   • 3 replies
   • 2.1k views
   • 
   • Lou S.
   • March 15, 2016

7. Integrated PS formula--can the excess percentage be 0%?

   By jjaatirs, March 15, 2016
   • 2 replies
   • 743 views
   • 
   • Tom Poje
   • March 15, 2016

8. DOL guidance re recordkeeper searches

   By benefitsguru, March 15, 2016
   • 0 replies
   • 771 views
   • 
   • benefitsguru
   • March 15, 2016

9. Switching Safe Harbor Types Under New Rules

   By PensionPro, March 7, 2016
   • 10 replies
   • 2.4k views
   • 
   • PensionPro
   • March 14, 2016

10. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 817 views
    • 
    • Bird
    • March 14, 2016

11. Due on Sale clause

    By Jim Chad, March 14, 2016
    • 1 reply
    • 588 views
    • 
    • Peter Gulia
    • March 14, 2016

12. Forfeiture of Matching Contributions Due to Failed ADP Test

    By Guest Lentils, November 11, 2014
    • 7 replies
    • 6.5k views
    • 
    • Tom Poje
    • March 14, 2016

13. leased employees vs. 6-month eligibility

    By AlbanyConsultant, March 11, 2016
    • 1 reply
    • 899 views
    • 
    • Belgarath
    • March 11, 2016

14. Precious metals

    By Jim Chad, March 11, 2016
    • 1 reply
    • 590 views
    • 
    • Belgarath
    • March 11, 2016

15. Form 990 T

    By 52626, March 11, 2016
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • March 11, 2016

16. Mid-year change creates multiple employer plan

    By Guest Pennysaver, July 28, 2012
    • 24 replies
    • 11.3k views
    • 
    • EBECatty
    • March 10, 2016

17. "I was told it would be fine." Excluded Division

    By Mr Bagwell, March 10, 2016   

    • excluded division
    • 5 replies
    • 1.1k views
    • 
    • Mr Bagwell
    • March 10, 2016

18. W2 wages of Auto Reimb Only and wants to defer

    By KTB, March 9, 2016
    • 4 replies
    • 868 views
    • 
    • hr for me
    • March 10, 2016

19. Restrictions on After-tax contributions that are matched

    By Nassau, March 9, 2016
    • 1 reply
    • 813 views
    • 
    • Mike Preston
    • March 9, 2016

20. Processing Excess Contributions

    By Below Ground, March 8, 2016   

    • Rollover Before Testing
    • 4 replies
    • 1.3k views
    • 
    • Below Ground
    • March 9, 2016

21. Otherwise Excludable HCEs on ADP Test

    By ratherbereading, March 8, 2016   

    • ADP test
    • Excludable employees
    • (and 1 more)

      Tagged with:

      • ADP test
      • Excludable employees
      • Excludable HCEs
    • 2 replies
    • 3.6k views
    • 
    • Tom Poje
    • March 8, 2016

22. Hybrid Safe Harbor design?

    By MPLSLAW, March 7, 2016   

    • Safe harbor plans
    • 7 replies
    • 1.4k views
    • 
    • austin3515
    • March 7, 2016

23. Top Heavy Required Aggregation Group

    By Dennis Povloski, March 5, 2016
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • March 7, 2016

24. 401k Rollover

    By MDEPH289, March 6, 2016   

    • 401k Rollover
    • 1 reply
    • 629 views
    • 
    • ETA Consulting LLC
    • March 6, 2016

25. Doctors all have their own PC

    By austin3515, March 4, 2016
    • 10 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 5, 2016

26. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 700 views
    • 
    • austin3515
    • March 2, 2016

27. Move from Payroll Based to Insured STD - 401(k) Contributions

    By rocknrolls2, March 2, 2016
    • 0 replies
    • 867 views
    • 
    • rocknrolls2
    • March 2, 2016

28. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.5k views
    • 
    • LANDO
    • March 2, 2016

29. QNECs funded for missed deferrals - Effect on ADP/ACP

    By Vlad401k, March 2, 2016
    • 0 replies
    • 727 views
    • 
    • Vlad401k
    • March 2, 2016

30. ECPRS Filing Pending for Defauilted Loan

    By austin3515, March 1, 2016
    • 1 reply
    • 732 views
    • 
    • jpod
    • March 2, 2016

31. Leaving an MEP Plan

    By coleboy, February 29, 2016
    • 1 reply
    • 908 views
    • 
    • austin3515
    • March 2, 2016

32. coverge questions when controlled group includes Canadian Company

    By jkharvey, March 1, 2016
    • 1 reply
    • 802 views
    • 
    • ETA Consulting LLC
    • March 2, 2016

33. Each in Own Group

    By austin3515, March 1, 2016
    • 5 replies
    • 952 views
    • 
    • austin3515
    • March 1, 2016

34. Over 5% owner if stock is sold Jan 1?

    By DPL, February 29, 2016
    • 6 replies
    • 863 views
    • 
    • Peter Gulia
    • March 1, 2016

35. Determining 5% Owners in a Controlled Group

    By Susan S., February 29, 2016
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • March 1, 2016

36. ADP Safe Harbor - Dual Eligibility - First Plan year ADP testing

    By mrslappywhite, February 27, 2016
    • 3 replies
    • 1.8k views
    • 
    • mrslappywhite
    • February 29, 2016

37. Safe Harbor Plan with Profit Sharing Coverage

    By PFranckowiak, February 25, 2016
    • 9 replies
    • 3.1k views
    • 
    • Tom Poje
    • February 29, 2016

38. top heavy safe harbor plan with different eligibility

    By K2retire, February 27, 2016
    • 1 reply
    • 699 views
    • 
    • Mike Preston
    • February 27, 2016

39. Can an employer's money purchase plan be merged to it's start up 401(k)?

    By Lori H, February 26, 2016
    • 2 replies
    • 998 views
    • 
    • Lou S.
    • February 26, 2016

40. Allocation Hours for First Short Plan Year

    By Vlad401k, February 8, 2016
    • 6 replies
    • 2.3k views
    • 
    • Mike Preston
    • February 26, 2016

41. Early 90's Participant

    By austin3515, February 23, 2016
    • 43 replies
    • 3.9k views
    • 
    • MoJo
    • February 26, 2016

42. GAP on 415 refunds - Yes or No?

    By fiona1, October 2, 2008
    • 7 replies
    • 4.6k views
    • 
    • BG5150
    • February 26, 2016

43. Top Heavy Testing

    By helloobb, November 13, 2015
    • 4 replies
    • 2k views
    • 
    • chc93
    • February 25, 2016

44. ADP/ACP Not Corrected within 12 months

    By justatester, February 25, 2016
    • 0 replies
    • 606 views
    • 
    • justatester
    • February 25, 2016

45. Recogniing Service w/ Prior Employer - Projected HCE

    By austin3515, February 25, 2016
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 25, 2016

46. Highly Compensated Employees

    By mjf624, February 25, 2016
    • 1 reply
    • 865 views
    • 
    • Tom Poje
    • February 25, 2016

47. 401k profitshare allocation in an unequal partnership

    By N. Wood, February 23, 2016   

    • 401k
    • solo401k
    • (and 2 more)

      Tagged with:

      • 401k
      • solo401k
      • partnership
      • profit sharing
    • 22 replies
    • 3.9k views
    • 
    • Bird
    • February 24, 2016

48. Discrim testing for 401(k) w/profit share

    By Dzog, February 24, 2016
    • 2 replies
    • 640 views
    • 
    • Tom Poje
    • February 24, 2016

49. Definition Compensation for HCE

    By justatester, February 22, 2016
    • 5 replies
    • 795 views
    • 
    • justatester
    • February 23, 2016

50. Excess Contributions and the 415 Limit

    By msmith, January 20, 2016
    • 12 replies
    • 8k views
    • 
    • msmith
    • February 22, 2016