401(k) Plans

19,275 topics in this forum

1. Excluding Employees - Safe Harbor

   By CJS07, September 24, 2015   

   • Safe Harbor Non-Elective
   • coverage
   • (and 1 more)

     Tagged with:

     • Safe Harbor Non-Elective
     • coverage
     • exclusions
   • 2 replies
   • 3.3k views
   • 
   • Belgarath
   • September 24, 2015

2. Key employee determination when using predecessor service

   By TPAnnie, September 17, 2015
   • 14 replies
   • 1.8k views
   • 
   • TPAnnie
   • September 23, 2015

3. Max Deductible Question

   By austin3515, September 18, 2015
   • 1 reply
   • 845 views
   • 
   • PensionPro
   • September 23, 2015

4. Can a Control Group maintain a 401k and a SEP IRA

   By Vlad401k, September 22, 2015
   • 5 replies
   • 2.2k views
   • 
   • austin3515
   • September 23, 2015

5. Plan Term and Participant is unable to consent

   By Pixie, September 22, 2015
   • 1 reply
   • 833 views
   • 
   • MoJo
   • September 22, 2015

6. Contingent Benefit Rule - 401(k) Deferrals Limited Based on NQDC Deferrals

   By EBECatty, September 22, 2015
   • 0 replies
   • 1.3k views
   • 
   • EBECatty
   • September 22, 2015

7. 402(g) Exceeded - Gain/Loss

   By Vlad401k, September 21, 2015
   • 2 replies
   • 2.4k views
   • 
   • Tom Poje
   • September 21, 2015

8. ADP/ACP Testing for a Controlled Group

   By msmith, September 17, 2015
   • 8 replies
   • 2.1k views
   • 
   • msmith
   • September 21, 2015

9. Bad information used in testing

   By Zorro1k, September 18, 2015   

   • correction
   • refund
   • (and 4 more)

     Tagged with:

     • correction
     • refund
     • test
     • testing
     • adp
     • acp
   • 2 replies
   • 1.5k views
   • 
   • hr for me
   • September 21, 2015

10. Hardship / Casualty Loss

    By austin3515, June 30, 2014
    • 28 replies
    • 7.4k views
    • 
    • austin3515
    • September 21, 2015

11. Non-safe harbor definition of compensation applies on to PS

    By cpc0506, September 20, 2015
    • 1 reply
    • 813 views
    • 
    • Tom Poje
    • September 21, 2015

12. Missed deferral opportunity

    By cpc0506, September 18, 2015
    • 1 reply
    • 960 views
    • 
    • Mike Preston
    • September 18, 2015

13. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015

14. Does a QNEC trigger exemption from TH for SH plan?

    By jkharvey, September 17, 2015
    • 0 replies
    • 745 views
    • 
    • jkharvey
    • September 17, 2015

15. Year-End Deadlines for 2016

    By 52626, September 15, 2015
    • 8 replies
    • 1.7k views
    • 
    • austin3515
    • September 16, 2015

16. Safe Harbor Top-Heavy Exempt

    By John Feldt ERPA CPC QPA, September 15, 2015   

    • Safe Harbor
    • Top-Heavy Exempt
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Top-Heavy Exempt
      • excluded class
      • excluded employee
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • September 16, 2015

17. Service Spanning Rule and expected entry date

    By cpc0506, September 13, 2015   

    • Service Spanning Rule
    • 5 replies
    • 2.5k views
    • 
    • BG5150
    • September 15, 2015

18. 1563 Attribution & Spousal Exception

    By Dennis Povloski, September 14, 2015
    • 0 replies
    • 839 views
    • 
    • Dennis Povloski
    • September 14, 2015

19. Forfeitures To Offset Safe Harbor

    By austin3515, September 2, 2015
    • 24 replies
    • 2.2k views
    • 
    • BG5150
    • September 14, 2015

20. Age 18 Vesting Exception

    By Vlad401k, September 9, 2015
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • September 9, 2015

21. Depositing Lost Earnings

    By Planadmin456, September 3, 2015
    • 5 replies
    • 1.9k views
    • 
    • K2retire
    • September 9, 2015

22. odd match formula failing BRF?

    By AlbanyConsultant, August 25, 2015
    • 6 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 9, 2015

23. Cite prohibiting 2000 Hours of Service for benefit accrual?

    By Flyboyjohn, September 4, 2015
    • 5 replies
    • 1.1k views
    • 
    • Flyboyjohn
    • September 8, 2015

24. last day provision

    By EBDI, September 3, 2015
    • 8 replies
    • 1.7k views
    • 
    • rcline46
    • September 8, 2015

25. Inclusion of Ineligible Ee - ECPRS/SCP

    By austin3515, September 2, 2015
    • 18 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 4, 2015

26. Auto-enrollment correction Rev. Proc. 2015-28

    By Zorro1k, September 3, 2015   

    • 2015-28
    • Auto-enroll
    • (and 1 more)

      Tagged with:

      • 2015-28
      • Auto-enroll
      • correction
    • 5 replies
    • 2k views
    • 
    • Mike Preston
    • September 4, 2015

27. Enrollment forms for rehire

    By pam@bbm, September 4, 2015
    • 2 replies
    • 1k views
    • 
    • GMK
    • September 4, 2015

28. Forfeiture Reallocation

    By Chippy, May 21, 2015
    • 6 replies
    • 3.3k views
    • 
    • Bird
    • September 4, 2015

29. 100% vesting if new source

    By 30Rock, September 3, 2015
    • 3 replies
    • 844 views
    • 
    • Mike Preston
    • September 4, 2015

30. Allocation exception - retirement

    By pholosofizer, September 2, 2015
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • September 3, 2015

31. Missing Participant IRA's

    By austin3515, September 2, 2015
    • 13 replies
    • 2.9k views
    • 
    • Bird
    • September 3, 2015

32. covering past employees

    By gregburst, September 2, 2015
    • 6 replies
    • 979 views
    • 
    • Tom Poje
    • September 3, 2015

33. spousal consent required when no J&S exists

    By WCC, September 2, 2015
    • 9 replies
    • 2.3k views
    • 
    • mbozek
    • September 2, 2015

34. 401k HARDSHIP EVIDENCE

    By earl navarro, August 30, 2015
    • 4 replies
    • 8.8k views
    • 
    • earl navarro
    • September 1, 2015

35. Roth 401k In-Service

    By austin3515, August 28, 2015
    • 5 replies
    • 934 views
    • 
    • austin3515
    • August 28, 2015

36. net pay vs gross pay

    By gregburst, August 28, 2015   

    • for ADP testing
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 28, 2015

37. 401k rollover to spousal IRA

    By t.haley, August 27, 2015
    • 3 replies
    • 2.4k views
    • 
    • Mike Preston
    • August 28, 2015

38. Deemed Loan in 401(k) Plan

    By lisabroc, August 21, 2015
    • 16 replies
    • 2.8k views
    • 
    • lisabroc
    • August 27, 2015

39. ERISA 404(c) disclosures and white-label funds

    By SavingsRUS, August 25, 2015
    • 4 replies
    • 1.9k views
    • 
    • SavingsRUS
    • August 25, 2015

40. Plan Document limits deferrals to 50% of compensation

    By Pammie57, August 25, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • August 25, 2015

41. Per Pay Match Calulation - Cap Match?

    By jeff77, August 24, 2015
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 25, 2015

42. Onwers wanting 2 different plans

    By coleboy, August 25, 2015
    • 4 replies
    • 921 views
    • 
    • Belgarath
    • August 25, 2015

43. Affliated Service Group?

    By Spencer, August 20, 2015   

    • ASG
    • 2 replies
    • 1.2k views
    • 
    • Spencer
    • August 21, 2015

44. Safe Harbor Match and Top Heavy

    By thepensionmaven, August 20, 2015
    • 9 replies
    • 6k views
    • 
    • austin3515
    • August 20, 2015

45. In-Service Distribution Amendment for Safe Harbor Plan

    By Vlad401k, August 12, 2015
    • 7 replies
    • 1.7k views
    • 
    • QDROphile
    • August 20, 2015

46. Adding safe harbor 401(k) to profit sharing mid year.

    By Jim Chad, August 20, 2015
    • 4 replies
    • 1.6k views
    • 
    • Lou S.
    • August 20, 2015

47. Financial Advisory Firms Own 401k Plan

    By austin3515, August 19, 2015
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • August 20, 2015

48. SIMPLE IRA and 401k

    By Guest John P., August 19, 2015
    • 2 replies
    • 939 views
    • 
    • austin3515
    • August 20, 2015

49. Mid-year Discretionary Contribution to 401(k) Plan

    By KimberlyC, August 18, 2015
    • 4 replies
    • 1.9k views
    • 
    • KimberlyC
    • August 19, 2015

50. Company w/2 divisions passes 410(b) wants separate plans

    By CharlesLeggette, August 18, 2015
    • 3 replies
    • 841 views
    • 
    • Tom Poje
    • August 18, 2015