401(k) Plans

19,365 topics in this forum

1. Spinoff a mid-year amendment to safe harbor 401(k) plan?

   By Doghouse, August 10, 2015
   • 4 replies
   • 2.6k views
   • 
   • Kevin C
   • August 11, 2015

2. Return of ADP Refunds

   By bzorc, August 7, 2015
   • 3 replies
   • 1.5k views
   • 
   • QDROphile
   • August 10, 2015

3. Bonus rewards program

   By Chippy, August 7, 2015
   • 4 replies
   • 875 views
   • 
   • BG5150
   • August 9, 2015

4. Effective Date of Rev. Proc. 2015-28

   By Floridaattorney, August 6, 2015
   • 0 replies
   • 1.1k views
   • 
   • Floridaattorney
   • August 6, 2015

5. quarterly participant statements and reporting

   By Pammie57, August 6, 2015
   • 2 replies
   • 1.2k views
   • 
   • 401king
   • August 6, 2015

6. Roth rollover to 401(k) Plan

   By Jim Chad, August 5, 2015
   • 1 reply
   • 765 views
   • 
   • Lou S.
   • August 5, 2015

7. Match different for 2 parts of the year

   By Jim Chad, July 31, 2015
   • 8 replies
   • 1.1k views
   • 
   • Jim Chad
   • August 5, 2015

8. Leave of absence and 2nd loan

   By 30Rock, August 4, 2015
   • 3 replies
   • 1.3k views
   • 
   • QDROphile
   • August 5, 2015

9. Owner post retirement age loan and withdrawal

   By RayJJohnsonJr, August 4, 2015
   • 10 replies
   • 1.2k views
   • 
   • RayJJohnsonJr
   • August 5, 2015

10. Phony employees (family members) = phony contributions & tax fraud

    By TPApril, July 28, 2015
    • 21 replies
    • 3.6k views
    • 
    • TPApril
    • August 4, 2015

11. ERISA Exposure for Issuing Beneficiary Form?

    By pog, August 3, 2015
    • 11 replies
    • 2.3k views
    • 
    • ESOP Guy
    • August 4, 2015

12. How often does an automatic-contribution arrangement specify Roth contributions?

    By Peter Gulia, August 1, 2015   

    • automatic contribution; Roth
    • 4 replies
    • 957 views
    • 
    • Tom Poje
    • August 4, 2015

13. Safe Habor 401k & Top Heavy Exemption

    By B21, August 3, 2015
    • 0 replies
    • 1.1k views
    • 
    • B21
    • August 3, 2015

14. First plan year - ADP testing compensation

    By shERPA, August 3, 2015
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • August 3, 2015

15. incorrectly calculated match

    By K2retire, July 31, 2015
    • 3 replies
    • 857 views
    • 
    • Mike Preston
    • August 1, 2015

16. Hardship for Education

    By 52626, July 31, 2015
    • 1 reply
    • 1.2k views
    • 
    • WCC
    • July 31, 2015

17. controlled group?

    By pmacduff, July 31, 2015
    • 5 replies
    • 1k views
    • 
    • Mike Preston
    • July 31, 2015

18. Timing of Transactions in under a 401(k) Plan

    By NYERPA, July 31, 2015   

    • 401(k)
    • trade
    • (and 2 more)

      Tagged with:

      • 401(k)
      • trade
      • investment
      • timing
    • 2 replies
    • 1.2k views
    • 
    • 401king
    • July 31, 2015

19. 501(c)(3)

    By Safeharbor29, July 31, 2015
    • 2 replies
    • 962 views
    • 
    • mbozek
    • July 31, 2015

20. Negative K-1 Income

    By austin3515, July 31, 2015
    • 1 reply
    • 1.4k views
    • 
    • Belgarath
    • July 31, 2015

21. Missed Deferrals - Earnings Calculation

    By Vlad401k, July 29, 2015
    • 3 replies
    • 4.8k views
    • 
    • BG5150
    • July 31, 2015

22. Catch-ups over 100% of pay

    By austin3515, July 30, 2015
    • 2 replies
    • 719 views
    • 
    • mphs77
    • July 30, 2015

23. Pros/Cons of being named employer on 401k

    By Safeharbor29, July 30, 2015
    • 3 replies
    • 893 views
    • 
    • jpod
    • July 30, 2015

24. RMD Recipient Will Not Respond to RMD Notices

    By CAR, July 27, 2015
    • 11 replies
    • 2.7k views
    • 
    • mbozek
    • July 29, 2015

25. Recharacterizing Deferrals as Catch Up to Pass 401(a)4

    By Vlad401k, July 29, 2015
    • 3 replies
    • 930 views
    • 
    • Vlad401k
    • July 29, 2015

26. Form 5500-SF and Schedule A & D

    By Pammie57, July 28, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • July 28, 2015

27. Safe Harbor mid-year amendment

    By RLR, July 20, 2015
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • July 28, 2015

28. Corrective amendment for in-service distribution

    By cpc0506, July 21, 2015
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • July 28, 2015

29. 401(a)(4) Testing

    By jpokusa, July 27, 2015   

    • 401(a)(4)
    • New Comp
    • (and 1 more)

      Tagged with:

      • 401(a)(4)
      • New Comp
      • Eligibility
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • July 28, 2015

30. Reducing a Safe Harbor Nonelective mid year

    By cbendertpa23, July 24, 2015   

    • Safe Harbor
    • reduce
    • (and 3 more)

      Tagged with:

      • Safe Harbor
      • reduce
      • non-elective
      • 3%
      • mid-year
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • July 25, 2015

31. 415 and 401(a)17 limits - Terminated (short year) Plan

    By Vlad401k, July 24, 2015
    • 1 reply
    • 1.3k views
    • 
    • K2retire
    • July 24, 2015

32. Amend type of profit share contribution mid year

    By EBDI, July 21, 2015
    • 17 replies
    • 4.5k views
    • 
    • Mike Preston
    • July 24, 2015

33. Sponsor Company Owned by Family Trusts - Top Heavy?

    By LangLangTPA, July 22, 2015   

    • Top Heavy
    • 2 replies
    • 1.3k views
    • 
    • Mike Preston
    • July 24, 2015

34. Loan Default

    By ratherbereading, July 21, 2015
    • 2 replies
    • 884 views
    • 
    • austin3515
    • July 22, 2015

35. New plan, former HCE now under 500 hours, is he in?

    By JWRB, July 22, 2015
    • 1 reply
    • 801 views
    • 
    • Tom Poje
    • July 22, 2015

36. SH401k w bifurcated elig

    By cheersmate, July 7, 2015   

    • Safe Harbor
    • Gateway
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Gateway
      • Top Heavy
      • bifurcated eligibility
    • 5 replies
    • 2.6k views
    • 
    • SoCalActuary
    • July 22, 2015

37. Correction of employee erroneously excluded for 2015

    By Carol V. Calhoun, July 21, 2015   

    • Rev. Proc. 2015-28
    • 0 replies
    • 1.3k views
    • 
    • Carol V. Calhoun
    • July 21, 2015

38. Negative Contributions

    By Safeharbor29, July 21, 2015
    • 4 replies
    • 4.3k views
    • 
    • QDROphile
    • July 21, 2015

39. Deferring on Commissions

    By ratherbereading, July 20, 2015   

    • 401k
    • commissions
    • (and 1 more)

      Tagged with:

      • 401k
      • commissions
      • deferrals
    • 7 replies
    • 3.8k views
    • 
    • rcline46
    • July 21, 2015

40. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

41. Plan Termination Fees to Participants

    By perkinsran, July 16, 2015
    • 9 replies
    • 4.4k views
    • 
    • K2retire
    • July 20, 2015

42. 401k Contributions missed a payroll

    By JKW, July 17, 2015
    • 7 replies
    • 2.1k views
    • 
    • JKW
    • July 20, 2015

43. Missed Catch-Up Deferrals

    By Safeharbor29, July 17, 2015
    • 1 reply
    • 892 views
    • 
    • K2retire
    • July 17, 2015

44. Fund Change Error

    By khn, July 17, 2015
    • 0 replies
    • 761 views
    • 
    • khn
    • July 17, 2015

45. Can a Trust Sponsor a 401(k) Plan?

    By tbp, July 16, 2015
    • 4 replies
    • 1.7k views
    • 
    • Peter Gulia
    • July 17, 2015

46. New Plan,ees missed

    By doombuggy, June 18, 2015
    • 2 replies
    • 1.2k views
    • 
    • justanotheradmin
    • July 16, 2015

47. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.6k views
    • 
    • shERPA
    • July 15, 2015

48. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4k views
    • 
    • Gadgetfreak
    • July 15, 2015

49. direct rollover mailed to participant?

    By Peter Gulia, July 14, 2015   

    • rollover
    • 3 replies
    • 2k views
    • 
    • Peter Gulia
    • July 14, 2015

50. Catch UP Contribution

    By Pammie57, July 8, 2015
    • 14 replies
    • 2.1k views
    • 
    • Mike Preston
    • July 14, 2015