401(k) Plans

19,294 topics in this forum

1. Loan from Roth accounts

   By Ian, October 30
   • 3 replies
   • 582 views
   • 
   • Artie M
   • October 31

2. Coverage test with allocation condition

   By TH 401k, October 29
   • 6 replies
   • 575 views
   • 
   • TH 401k
   • October 30

3. same old 414 game?

   By gregburst, December 13, 2013   

   • if it walks like a duck . . .
   • 4 replies
   • 1.4k views
   • 
   • Bantais
   • October 29

4. Mandatory Roth / Plans where HCE's hit 415 Limit

   By austin3515, October 26
   • 4 replies
   • 714 views
   • 
   • Peter Gulia
   • October 28

5. Payroll advance

   By 401kAllTheWay, October 27
   • 0 replies
   • 253 views
   • 
   • 401kAllTheWay
   • October 27

6. Forfeiture Account Use

   By khn, October 24
   • 3 replies
   • 615 views
   • 
   • Pam Shoup
   • October 27

7. Automatic enrollment - protected benefit?

   By Santo Gold, October 24
   • 4 replies
   • 439 views
   • 
   • Peter Gulia
   • October 25

8. 401k Termination with Partners

   By Gilmore, October 22
   • 3 replies
   • 551 views
   • 
   • Gilmore
   • October 23

9. Maximum Deductible Contribution - 2-person Plan

   By metsfan026, October 22
   • 10 replies
   • 789 views
   • 
   • CuseFan
   • October 23

10. mandatory automatic enrollment count... and part-time employees

    By AlbanyConsultant, October 22
    • 1 reply
    • 482 views
    • 
    • C. B. Zeller
    • October 22

11. 410(b) Testing with Control Group

    By Rose, October 22
    • 1 reply
    • 565 views
    • 
    • C. B. Zeller
    • October 22

12. Roth Catch Up, Spillover/Linked NQDCs and deemed Roth elections

    By Paul I, October 22
    • 0 replies
    • 311 views
    • 
    • Paul I
    • October 22

13. Off Calendar: Secure 2.0 Roth Rules

    By justatester, October 16
    • 2 replies
    • 568 views
    • 
    • MDCPA
    • October 21

14. Is a default rollover divided into Roth and non-Roth subaccounts?

    By Peter Gulia, October 21
    • 3 replies
    • 646 views
    • 
    • Paul I
    • October 21

15. Safe Harbor and Dual Eligibility

    By Gilmore, June 14, 2021
    • 15 replies
    • 2.3k views
    • 
    • TH 401k
    • October 20

16. Integration - Maximize

    By TH 401k, October 16
    • 5 replies
    • 440 views
    • 
    • TH 401k
    • October 18

17. mandatory automatic enrollment count - includes union ee?

    By AlbanyConsultant, October 17
    • 2 replies
    • 1.2k views
    • 
    • AlbanyConsultant
    • October 17

18. 3% nonelective safe harbor notice

    By Tom, October 16
    • 2 replies
    • 583 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16

19. Cares Act and Secure Act - Amendments required by?

    By 401KsRme, October 15
    • 1 reply
    • 519 views
    • 
    • Lou S.
    • October 15

20. Accountant will not release Plan audit

    By kshaw, October 7
    • 5 replies
    • 986 views
    • 
    • kshaw
    • October 14

21. Overpayment and excess deferrals

    By BellaBee41, October 13
    • 2 replies
    • 623 views
    • 
    • BellaBee41
    • October 14

22. When is merger effective and how to report?

    By Kac1214, October 9
    • 3 replies
    • 589 views
    • 
    • david rigby
    • October 14

23. Contribution error

    By BellaBee41, October 3
    • 3 replies
    • 445 views
    • 
    • BellaBee41
    • October 13

24. 8955-SSA - QNEC deposited years after Termination

    By A.C., October 10
    • 1 reply
    • 425 views
    • 
    • Bri
    • October 10

25. How does a client handle an ineligible Hardship Request?

    By effingeh, October 7
    • 8 replies
    • 919 views
    • 
    • C. B. Zeller
    • October 9

26. Application of deemed Roth provision

    By Megan G, October 7
    • 6 replies
    • 652 views
    • 
    • Lou S.
    • October 8

27. Voluntary After Tax vs Roth for low earners & can they be corrected to Roth?

    By TPApril, October 5
    • 2 replies
    • 382 views
    • 
    • Bruce1
    • October 7

28. 5500 audit requirement first year

    By Tom, October 3
    • 9 replies
    • 867 views
    • 
    • ESOP Guy
    • October 6

29. 8955 filing date

    By Tom, October 6
    • 1 reply
    • 224 views
    • 
    • Lou S.
    • October 6

30. ADP Contribution amount used for testing

    By Transplant, October 3
    • 5 replies
    • 666 views
    • 
    • Peter Gulia
    • October 6

31. Aggregating FICA compensation from CG/ASG members for purposes of HPI determination for Roth catch-up

    By Belgarath, October 3
    • 4 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • October 4

32. catch-up universal availability failure

    By WCC, October 3
    • 1 reply
    • 469 views
    • 
    • Artie M
    • October 3

33. Gateway Minimum Contribution

    By TH 401k, October 1
    • 14 replies
    • 547 views
    • 
    • CuseFan
    • October 3

34. Excess Contribution

    By TH 401k, September 30
    • 10 replies
    • 787 views
    • 
    • TH 401k
    • October 3

35. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2
    • 3 replies
    • 498 views
    • 
    • MATRIX
    • October 3

36. Contributions and matching after 401(a)(17) limit has been reached?

    By MD-Benefits Guy, October 1
    • 7 replies
    • 1.1k views
    • 
    • MD-Benefits Guy
    • October 2

37. Coverage testing when there are a bunch of work-visa employees

    By Tom, September 25
    • 4 replies
    • 1.2k views
    • 
    • justanotheradmin
    • October 1

38. Market Value Adjustment Switching Recordkeepers

    By Albert, November 27, 2019   

    • market value adjustment
    • surrender fees
    • (and 1 more)

      Tagged with:

      • market value adjustment
      • surrender fees
      • conversion
    • 11 replies
    • 4.1k views
    • 
    • Keith Lowery
    • October 1

39. Minimum Coverage Testing

    By Coleboy1, September 24
    • 7 replies
    • 2.5k views
    • 
    • Bruce1
    • September 30

40. Reference guides for TPAs on the annual cycle?

    By SensibleUsername, September 28
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • September 30

41. Employee Deferrals - Reconciliation Shortages as Late Deposits?

    By A.C., September 26
    • 5 replies
    • 1.7k views
    • 
    • Paul I
    • September 30

42. Residual Received After Plan Termination

    By metsfan026, September 25
    • 5 replies
    • 2.4k views
    • 
    • david rigby
    • September 27

43. NUA

    By Ian, September 24
    • 4 replies
    • 1.3k views
    • 
    • CuseFan
    • September 26

44. Exclusions

    By Coleboy1, September 25
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • September 26

45. Participant Loans 101

    By austin3515, September 25
    • 4 replies
    • 1.6k views
    • 
    • Bri
    • September 26

46. If deferrals have delayed effective date of 7/1, but ADP Safe Harbor Match has no Delayed Effective Date, what compensation is used to calculate match?

    By jkharvey, September 26
    • 1 reply
    • 1k views
    • 
    • Bri
    • September 26

47. Why not follow the catch-up rule for 2026 too?

    By Peter Gulia, September 24
    • 3 replies
    • 880 views
    • 
    • Belgarath
    • September 25

48. New Comparability

    By Bruce1, September 22
    • 6 replies
    • 1.9k views
    • 
    • Bruce1
    • September 25

49. Mandatory Roth Catchups

    By FishOn, September 22
    • 8 replies
    • 2k views
    • 
    • Paul I
    • September 25

50. Error with Compensation definition - how to fix?

    By MD-Benefits Guy, September 24
    • 1 reply
    • 1.3k views
    • 
    • Artie M
    • September 24