401(k) Plans

19,295 topics in this forum

1. Rolling Real Estate into an IRA

   By rblum50, March 22, 2023
   • 2 replies
   • 452 views
   • 
   • Bill Presson
   • March 24, 2023

2. New plans and immediate eligibility vs 1-yr service

   By TPApril, March 23, 2023
   • 3 replies
   • 538 views
   • 
   • Lou S.
   • March 23, 2023

3. SECURE 2.0 & new plan in 2022 / Saver's Credits

   By TPApril, March 23, 2023
   • 0 replies
   • 435 views
   • 
   • TPApril
   • March 23, 2023

4. Are most 401(k) plans self-directed?

   By ClintonF, March 23, 2023
   • 2 replies
   • 435 views
   • 
   • C. B. Zeller
   • March 23, 2023

5. SECURE 2.0: Automatic Enrollment Exception and Employee Count

   By L. S., March 23, 2023
   • 1 reply
   • 602 views
   • 
   • Peter Gulia
   • March 23, 2023

6. Enrolled against will

   By Dug29, March 10, 2023
   • 6 replies
   • 3.5k views
   • 
   • MWeddell
   • March 22, 2023

7. elapsed time method and ADP testing options

   By DMcGovern, January 9, 2009
   • 3 replies
   • 2.8k views
   • 
   • MWeddell
   • March 22, 2023

8. Can the annual 401(k) match be paid say June 30 in the year following the plan year?

   By Cardscrazy, February 24, 2023   

   • 401(k) plans
   • matching contributions
   • 7 replies
   • 904 views
   • 
   • MWeddell
   • March 22, 2023

9. Hardship self-certification

   By MGOAdmin, March 21, 2023
   • 2 replies
   • 2.2k views
   • 
   • rocknrolls2
   • March 22, 2023

10. Cancel an IRS Fire.com File Submission

    By Gadgetfreak, March 21, 2023
    • 6 replies
    • 1.2k views
    • 
    • Gadgetfreak
    • March 22, 2023

11. Plan Startup Credit

    By notapensiongeek, March 21, 2023
    • 2 replies
    • 700 views
    • 
    • notapensiongeek
    • March 22, 2023

12. Solo 401k

    By 401kay, December 22, 2022
    • 9 replies
    • 1.2k views
    • 
    • Brian Dunkin
    • March 22, 2023

13. Pass through dividends on company stock held in 401(k) plan

    By Tegernsee, March 20, 2023
    • 12 replies
    • 8k views
    • 
    • Tegernsee
    • March 22, 2023

14. Ineligible participant funds Salary Deferrals in Safe Harbor 401(k) Plan

    By Dougsbpc, March 20, 2023
    • 7 replies
    • 1.2k views
    • 
    • BG5150
    • March 22, 2023

15. Mega backdoor Roth that actually works... now what?

    By AlbanyConsultant, March 21, 2023
    • 1 reply
    • 548 views
    • 
    • CuseFan
    • March 21, 2023

16. Top Heavy Testing

    By Tom, March 17, 2023
    • 1 reply
    • 402 views
    • 
    • Nate S
    • March 20, 2023

17. Plan sponsor is 100% owned by an ESOP - who is a key employee?

    By Tom, March 16, 2023
    • 4 replies
    • 1.6k views
    • 
    • Nate S
    • March 20, 2023

18. Top Heavy - only 401k contribs

    By TPApril, March 20, 2023
    • 2 replies
    • 376 views
    • 
    • TPApril
    • March 20, 2023

19. Allocation Conditions and Profit Sharing

    By justatester, March 16, 2023
    • 6 replies
    • 1.9k views
    • 
    • CuseFan
    • March 17, 2023

20. Deceased participants benefit was rolled over to an IRA in a QTIP Trust for Spouse

    By DDB BN, March 16, 2023
    • 0 replies
    • 262 views
    • 
    • DDB BN
    • March 16, 2023

21. Clawbacks and 401(k) Plans

    By 401kology, March 16, 2023   

    • clawback
    • 401k
    • 0 replies
    • 592 views
    • 
    • 401kology
    • March 16, 2023

22. Key Employee and Family Attribution

    By Tom, March 16, 2023
    • 1 reply
    • 374 views
    • 
    • Bri
    • March 16, 2023

23. Coverage Test/Waiver of Participation

    By MattHSC, March 15, 2023
    • 4 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 16, 2023

24. Safe Harbor Correction

    By FT Retire, March 15, 2023
    • 8 replies
    • 1.1k views
    • 
    • bito'money
    • March 15, 2023

25. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 485 views
    • 
    • thepensionmaven
    • March 15, 2023

26. elective contriubtion did not go through payroll

    By thepensionmaven, March 14, 2023
    • 4 replies
    • 613 views
    • 
    • Paul I
    • March 15, 2023

27. 5 partners in LLC

    By thepensionmaven, March 13, 2023
    • 5 replies
    • 836 views
    • 
    • Paul I
    • March 15, 2023

28. Grandfathered CODA

    By justatester, March 10, 2023
    • 7 replies
    • 935 views
    • 
    • Paul I
    • March 15, 2023

29. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 1.9k views
    • 
    • casey72
    • March 14, 2023

30. 401k Cash Surrender Value

    By 52626, March 10, 2023
    • 8 replies
    • 1.5k views
    • 
    • FPGuy
    • March 14, 2023

31. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 586 views
    • 
    • Tom
    • March 13, 2023

32. Spouse/Participant Inherited IRA

    By Plan Doc, March 8, 2023
    • 3 replies
    • 626 views
    • 
    • Plan Doc
    • March 11, 2023

33. C Corp to S Corp - Possible impact on Defined Contribution Plan?

    By nsfpsp, March 8, 2023
    • 11 replies
    • 1.6k views
    • 
    • Paul I
    • March 10, 2023

34. Spin Off & Safe Harbor / ADP Test Question

    By 415 Limit, March 9, 2023
    • 4 replies
    • 1.7k views
    • 
    • 415 Limit
    • March 9, 2023

35. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 809 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

36. Late Deposit Safe Harbor Timing vs 5500 Audit

    By Leopurrd-401k, March 8, 2023
    • 2 replies
    • 647 views
    • 
    • Peter Gulia
    • March 8, 2023

37. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 581 views
    • 
    • Bri
    • March 6, 2023

38. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 882 views
    • 
    • CuseFan
    • March 6, 2023

39. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 511 views
    • 
    • Lou S.
    • March 6, 2023

40. Definition of 414(s) comp in a 401(k) plan with different eligibility requirements

    By KBPen, March 3, 2023
    • 3 replies
    • 519 views
    • 
    • hr for me
    • March 6, 2023

41. Plan Liquidated but Fails Discrimination Testing

    By FT Retire, March 3, 2023
    • 1 reply
    • 427 views
    • 
    • Lou S.
    • March 3, 2023

42. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 1.5k views
    • 
    • Paul I
    • March 3, 2023

43. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 705 views
    • 
    • RAH401(k)
    • March 2, 2023

44. Shifting Question - 403b for HCEs and 401k for NHCEs

    By austin3515, February 27, 2023
    • 13 replies
    • 1.3k views
    • 
    • austin3515
    • March 2, 2023

45. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 581 views
    • 
    • Peter Gulia
    • March 2, 2023

46. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 1.7k views
    • 
    • MoJo
    • March 2, 2023

47. Qualified Birth of Adoption Distribution -does plan accepting transfer of assets and liabilities from a multiple-employer plan that offered them need to accept repayments?

    By bito'money, February 22, 2023
    • 3 replies
    • 1k views
    • 
    • bito'money
    • March 1, 2023

48. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.3k views
    • 
    • Roycal
    • March 1, 2023

49. LTPT and EACA

    By Gadgetfreak, March 1, 2023
    • 2 replies
    • 429 views
    • 
    • Gadgetfreak
    • March 1, 2023

50. Changing ADP/ACP Testing Methods

    By Lucky32, February 22, 2023
    • 6 replies
    • 2.6k views
    • 
    • BG5150
    • February 28, 2023