401(k) Plans

19,362 topics in this forum

1. C Corp to S Corp - Possible impact on Defined Contribution Plan?

   By nsfpsp, March 8, 2023
   • 11 replies
   • 1.8k views
   • 
   • Paul I
   • March 10, 2023

2. Spin Off & Safe Harbor / ADP Test Question

   By 415 Limit, March 9, 2023
   • 4 replies
   • 2k views
   • 
   • 415 Limit
   • March 9, 2023

3. non-uniform match contribution

   By Santo Gold, February 20, 2023
   • 4 replies
   • 868 views
   • 
   • Patricia Neal Jensen
   • March 9, 2023

4. Late Deposit Safe Harbor Timing vs 5500 Audit

   By Leopurrd-401k, March 8, 2023
   • 2 replies
   • 691 views
   • 
   • Peter Gulia
   • March 8, 2023

5. ATM 3/15 Deadline?

   By justatester, March 6, 2023
   • 4 replies
   • 618 views
   • 
   • Bri
   • March 6, 2023

6. Top Heavy Contribution Date

   By FishOn, March 3, 2023
   • 6 replies
   • 981 views
   • 
   • CuseFan
   • March 6, 2023

7. safe harbor contribution change mid year

   By KevinMc, March 5, 2023
   • 1 reply
   • 530 views
   • 
   • Lou S.
   • March 6, 2023

8. Definition of 414(s) comp in a 401(k) plan with different eligibility requirements

   By KBPen, March 3, 2023
   • 3 replies
   • 596 views
   • 
   • hr for me
   • March 6, 2023

9. Plan Liquidated but Fails Discrimination Testing

   By FT Retire, March 3, 2023
   • 1 reply
   • 455 views
   • 
   • Lou S.
   • March 3, 2023

10. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 1.6k views
    • 
    • Paul I
    • March 3, 2023

11. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 742 views
    • 
    • RAH401(k)
    • March 2, 2023

12. Shifting Question - 403b for HCEs and 401k for NHCEs

    By austin3515, February 27, 2023
    • 13 replies
    • 1.3k views
    • 
    • austin3515
    • March 2, 2023

13. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 620 views
    • 
    • Peter Gulia
    • March 2, 2023

14. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 1.7k views
    • 
    • MoJo
    • March 2, 2023

15. Qualified Birth of Adoption Distribution -does plan accepting transfer of assets and liabilities from a multiple-employer plan that offered them need to accept repayments?

    By bito'money, February 22, 2023
    • 3 replies
    • 1.1k views
    • 
    • bito'money
    • March 1, 2023

16. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.4k views
    • 
    • Roycal
    • March 1, 2023

17. LTPT and EACA

    By Gadgetfreak, March 1, 2023
    • 2 replies
    • 459 views
    • 
    • Gadgetfreak
    • March 1, 2023

18. Changing ADP/ACP Testing Methods

    By Lucky32, February 22, 2023
    • 6 replies
    • 2.9k views
    • 
    • BG5150
    • February 28, 2023

19. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

    By Zach Del, February 21, 2023
    • 5 replies
    • 2.4k views
    • 
    • Paul I
    • February 28, 2023

20. Can Mistake of Fact be applied to this deferral issue

    By Zimkap, February 22, 2023
    • 4 replies
    • 1k views
    • 
    • Bri
    • February 28, 2023

21. Should have been a multiple employer plan

    By gc@chimentowebb.com, February 21, 2023
    • 1 reply
    • 634 views
    • 
    • Paul I
    • February 28, 2023

22. Permissive Disaggregation - Otherwise Excludable Employees

    By Hickoo, February 23, 2023
    • 3 replies
    • 1.1k views
    • 
    • Hickoo
    • February 26, 2023

23. Missed Deferral Opportunity?

    By sb0828, February 22, 2023
    • 4 replies
    • 940 views
    • 
    • thepensionmaven
    • February 23, 2023

24. Catchup and ADP Test

    By pixmax, February 22, 2023
    • 1 reply
    • 354 views
    • 
    • Bri
    • February 22, 2023

25. Only allow Roth catch ups for everyone (not SECURE related, but kind of)

    By WCC, February 14, 2023
    • 6 replies
    • 1.2k views
    • 
    • Peter Gulia
    • February 22, 2023

26. Plan Admin checked wrong selection on QDRO form

    By Nicole, February 21, 2023
    • 4 replies
    • 999 views
    • 
    • fmsinc
    • February 21, 2023

27. Escaping a PEP and establishing a new single-Employer 401(k) plan

    By 415 Limit, February 21, 2023
    • 0 replies
    • 498 views
    • 
    • 415 Limit
    • February 21, 2023

28. Yet another LTPT question

    By Belgarath, January 13, 2023
    • 6 replies
    • 1.2k views
    • 
    • MoJo
    • February 21, 2023

29. HCE Definition / Multiple Plans / Different Plan Years

    By austin3515, February 15, 2023
    • 4 replies
    • 1k views
    • 
    • Belgarath
    • February 20, 2023

30. Using 2021 Forms 1096 with 2022 Forms 1099-R

    By AJC, February 16, 2023
    • 3 replies
    • 482 views
    • 
    • Kristina Kan
    • February 17, 2023

31. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

    By Jen Preston, February 16, 2023
    • 2 replies
    • 622 views
    • 
    • CuseFan
    • February 17, 2023

32. On Demand Pay Arrangements & Plan Compensation

    By MSN, January 31, 2023
    • 6 replies
    • 2.4k views
    • 
    • MSN
    • February 17, 2023

33. ADP/ACP Testing Question

    By Coleboy1, February 14, 2023
    • 18 replies
    • 2.3k views
    • 
    • Bird
    • February 17, 2023

34. Forfeitures from Merged Plan

    By 52626, February 15, 2023
    • 1 reply
    • 495 views
    • 
    • Nate S
    • February 16, 2023

35. 402(g) limit is exceeded

    By Jakyasar, February 13, 2023
    • 4 replies
    • 865 views
    • 
    • Nate S
    • February 16, 2023

36. Maxing out 401(k) Plan and Roth IRA

    By AJC, February 16, 2023
    • 2 replies
    • 498 views
    • 
    • AJC
    • February 16, 2023

37. Messy situation

    By Belgarath, February 15, 2023
    • 2 replies
    • 360 views
    • 
    • Belgarath
    • February 16, 2023

38. Short Plan year and top heavy

    By Tom, February 15, 2023
    • 1 reply
    • 513 views
    • 
    • Lou S.
    • February 15, 2023

39. Leased employees allowed in plan

    By FishOn, February 14, 2023
    • 3 replies
    • 716 views
    • 
    • CuseFan
    • February 15, 2023

40. Are employers ready to provide an incentive for 401(k) deferrals?

    By Peter Gulia, February 11, 2023
    • 4 replies
    • 1.4k views
    • 
    • G8Rs
    • February 15, 2023

41. Employees Paying Back Signing Bonus - ADP/ACP Testing

    By David Olive, February 13, 2023
    • 1 reply
    • 1.2k views
    • 
    • CuseFan
    • February 14, 2023

42. Post-Severance compensation

    By Belgarath, February 13, 2023
    • 1 reply
    • 454 views
    • 
    • Gilmore
    • February 13, 2023

43. New Plan didn't actually start

    By ejohnke, February 9, 2023
    • 4 replies
    • 994 views
    • 
    • imchipbrown
    • February 11, 2023

44. Automatic Rebalancing: What is the typical procedure?

    By gc@chimentowebb.com, February 8, 2023
    • 9 replies
    • 3.7k views
    • 
    • Kansas401k
    • February 10, 2023

45. ADP refunds and withholding

    By BG5150, February 9, 2023
    • 2 replies
    • 556 views
    • 
    • D Lewis
    • February 10, 2023

46. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 1k views
    • 
    • Nate S
    • February 10, 2023

47. Flexible Match Notice not needed for first year?

    By BG5150, February 9, 2023
    • 3 replies
    • 551 views
    • 
    • Belgarath
    • February 9, 2023

48. Maintaining Life Insurance Policies for Terminated Participants

    By LANDO, February 8, 2023   

    • life insurance
    • 1 reply
    • 682 views
    • 
    • Bill Presson
    • February 9, 2023

49. RMD non owner 72 in 2022 - retired in 2023

    By D Lewis, February 8, 2023
    • 7 replies
    • 719 views
    • 
    • D Lewis
    • February 9, 2023

50. new plan credit for small employers clarification needed

    By Tom, February 8, 2023
    • 5 replies
    • 1.2k views
    • 
    • Tom
    • February 8, 2023