401(k) Plans

19,294 topics in this forum

1. Aggregate Testing for 401(k) Plans under same employer

   By Senior Pension Admin, July 7
   • 8 replies
   • 815 views
   • 
   • John Feldt ERPA CPC QPA
   • July 8

2. Successor Plan & adoption vs effective date

   By TPApril, January 31, 2023
   • 6 replies
   • 1.2k views
   • 
   • Lou S.
   • July 7

3. Form 5500 Question - Pre-Funded Contribution

   By metsfan026, July 1
   • 5 replies
   • 950 views
   • 
   • Artie M
   • July 3

4. Matching Contribution for New Acquisition (Can It Be Different Than Entire Company?)

   By metsfan026, July 2
   • 1 reply
   • 641 views
   • 
   • CuseFan
   • July 2

5. PTE 80-51 (amended & restated by PTE 91-38) - the 10% investment limit

   By MeAgainst401K, July 1
   • 0 replies
   • 511 views
   • 
   • MeAgainst401K
   • July 1

6. correcting failed ADP Test

   By Lou81, June 26   

   • adp
   • 3 replies
   • 666 views
   • 
   • BG5150
   • July 1

7. Another LTPT Inquiry

   By thepensionmaven, June 27
   • 8 replies
   • 800 views
   • 
   • RatherBeGolfing
   • June 30

8. 414s test

   By gregburst, June 24
   • 6 replies
   • 1.1k views
   • 
   • Bri
   • June 27

9. QACA Safe Harbor Matching Contribution

   By mming, June 26
   • 1 reply
   • 827 views
   • 
   • Lou S.
   • June 26

10. minimum gateway with statutory exclusion

    By Tom, June 24
    • 2 replies
    • 558 views
    • 
    • Kac1214
    • June 25

11. Form 5330 / E-Filing

    By austin3515, June 3, 2024
    • 9 replies
    • 2.3k views
    • 
    • Leopurrd-401k
    • June 24

12. Safe Harbor Match to HCE

    By metsfan026, June 24
    • 5 replies
    • 1k views
    • 
    • CuseFan
    • June 24

13. US Company with Canadian Subsidiary

    By 401kSteve, June 20
    • 1 reply
    • 694 views
    • 
    • CuseFan
    • June 20

14. Counting of Hours for DC Plan

    By metsfan026, June 19
    • 3 replies
    • 900 views
    • 
    • Bri
    • June 20

15. 410 b test failure options for average benefits?

    By Traci, June 18
    • 3 replies
    • 791 views
    • 
    • rocknrolls2
    • June 19

16. Designated Beneficiary (Annulment)

    By youngbenefitslawyer, June 17
    • 2 replies
    • 704 views
    • 
    • Artie M
    • June 18

17. Does EPCRS require calculating and depositing "earnings on earnings" for missed contributions?

    By ERISA guy, June 12
    • 2 replies
    • 598 views
    • 
    • Artie M
    • June 16

18. Participant not notified of eligibility - Correction

    By Vlad401k, June 12
    • 4 replies
    • 567 views
    • 
    • Artie M
    • June 16

19. Roth Catch Up 1.1.2026

    By 52626, June 12
    • 2 replies
    • 913 views
    • 
    • Bruce1
    • June 16

20. 414(s) Test

    By TJ, June 13
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • June 16

21. Discretionary Match

    By Connor, June 11
    • 4 replies
    • 879 views
    • 
    • Connor
    • June 12

22. Testing & 5500 for plan with brokerage and vendor accounts

    By user001, June 12
    • 4 replies
    • 550 views
    • 
    • user001
    • June 12

23. Top Heavy Minimum

    By TH 401k, June 10
    • 4 replies
    • 690 views
    • 
    • Lou S.
    • June 11

24. Is a Non-owner spouse considered an HCE for 2024 if newly married?

    By Renee Crabill, June 11
    • 1 reply
    • 617 views
    • 
    • Lou S.
    • June 11

25. 2023 retroactivity due to improper company match

    By Kikka, June 6
    • 3 replies
    • 751 views
    • 
    • Lou S.
    • June 11

26. Roth Catchups for HPIs and In Plan Roth Rollovers

    By Pam Shoup, June 9
    • 1 reply
    • 706 views
    • 
    • RatherBeGolfing
    • June 10

27. Timing of Deposits

    By 52626, June 5
    • 2 replies
    • 791 views
    • 
    • Artie M
    • June 6

28. Rollover Prior to Eligibility

    By khn, June 5
    • 3 replies
    • 1k views
    • 
    • Peter Gulia
    • June 6

29. A Poll: VCP Timing and Results?

    By casey72, June 4
    • 1 reply
    • 849 views
    • 
    • EBP
    • June 5

30. elapsed time - vesting

    By Lou81, May 22   

    • vesting
    • 6 replies
    • 1k views
    • 
    • Calavera
    • June 5

31. 401(k) deferrals deposited into IRA

    By Lauren0507, May 28
    • 5 replies
    • 965 views
    • 
    • Lauren0507
    • June 3

32. Key Employee definition

    By Tom, June 2
    • 1 reply
    • 817 views
    • 
    • RELUCTANT_LAWYER
    • June 3

33. IRS audit requests for 401k plan and or profit sharing

    By jeanh, May 27
    • 10 replies
    • 1.2k views
    • 
    • Bill Presson
    • June 1

34. employee and employer contribution

    By thepensionmaven, May 28
    • 6 replies
    • 1.4k views
    • 
    • Paul I
    • June 1

35. FMLA and Last Day Requirement

    By metsfan026, May 29
    • 2 replies
    • 1.2k views
    • 
    • Peter Gulia
    • May 29

36. QDIA Requirements for EACA and QACA under SECURE 2.0

    By Vlad401k, May 27
    • 3 replies
    • 935 views
    • 
    • Gilmore
    • May 29

37. 415 violation for S/E

    By Belgarath, May 28
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • May 29

38. purchased by private equity firm

    By AlbanyConsultant, May 23
    • 9 replies
    • 1.5k views
    • 
    • Peter Gulia
    • May 27

39. Merger Question

    By khn, May 23
    • 3 replies
    • 1.1k views
    • 
    • Ilene Ferenczy
    • May 27

40. Real Estate in a Profit Sharing Plan

    By jenny, May 22
    • 3 replies
    • 1.1k views
    • 
    • ERISALawyr
    • May 26

41. Company Subsidiary to Start Plan or Adopt Current One

    By KevinMc, May 15
    • 7 replies
    • 949 views
    • 
    • QDROphile
    • May 24

42. Vesting - Layoff

    By 52626, May 15
    • 2 replies
    • 1.1k views
    • 
    • RELUCTANT_LAWYER
    • May 23

43. Converting SIMPLE IRA to 401k - Notice REquirement

    By austin3515, May 23
    • 2 replies
    • 767 views
    • 
    • austin3515
    • May 23

44. Automatic enrollment failure and terminated employees

    By MATRIX, May 18
    • 6 replies
    • 1.4k views
    • 
    • MATRIX
    • May 22

45. Safe Harbor 4% Non-Elective Contribution, Top Heavy Contribution and Secure Act

    By Michele F, May 20
    • 2 replies
    • 1k views
    • 
    • Michele F
    • May 21

46. 401k and ESOP plan

    By TH 401k, May 19
    • 3 replies
    • 802 views
    • 
    • jsample
    • May 20

47. EACA and QDIA fund

    By 52626, May 19
    • 1 reply
    • 907 views
    • 
    • Peter Gulia
    • May 19

48. Employer Match

    By thepensionmaven, May 18
    • 1 reply
    • 736 views
    • 
    • Bill Presson
    • May 19

49. Recommendations sought for solo 401(k) auditor

    By blguest, May 7   

    • audit
    • 401k plan
    • (and 2 more)

      Tagged with:

      • audit
      • 401k plan
      • real estate
      • qdro
    • 1 reply
    • 830 views
    • 
    • Appleby
    • May 14

50. Prevailing wage fringe benefit exemption

    By HrdWrkr, May 12
    • 3 replies
    • 1.5k views
    • 
    • Tom Veal
    • May 14