401(k) Plans

19,382 topics in this forum

1. Sole Prop defers on draw, then has zero Sch. C income

   By Belgarath, August 31, 2020
   • 12 replies
   • 1.4k views
   • 
   • Bird
   • September 1, 2020

2. Short plan year, what hours to prorate?

   By BG5150, August 28, 2020
   • 7 replies
   • 1.5k views
   • 
   • Belgarath
   • September 1, 2020

3. MEPS/PEPS

   By austin3515, August 25, 2020
   • 21 replies
   • 2.3k views
   • 
   • austin3515
   • August 31, 2020

4. 2 Schedule C's - Can you have 2 Plans?

   By JMP, August 25, 2020
   • 3 replies
   • 709 views
   • 
   • Appleby
   • August 31, 2020

5. Eligibility requirements for 401k

   By Pammie57, August 26, 2020
   • 8 replies
   • 1.3k views
   • 
   • Mike Preston
   • August 28, 2020

6. Mid year change to Safe Harbor matching plan - with a twist

   By Belgarath, August 27, 2020
   • 1 reply
   • 1.3k views
   • 
   • Luke Bailey
   • August 27, 2020

7. Excluding Phantom Stock Distributions

   By Below Ground, August 21, 2020
   • 7 replies
   • 2.9k views
   • 
   • Luke Bailey
   • August 27, 2020

8. SHNE suspend and then reinstate in same plan year

   By DJL, August 13, 2020
   • 3 replies
   • 1.1k views
   • 
   • DJL
   • August 27, 2020

9. Deferrals withheld between MEP and Single Employer Plan

   By Purplemandinga, August 26, 2020
   • 5 replies
   • 778 views
   • 
   • Lou S.
   • August 26, 2020

10. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 611 views
    • 
    • RatherBeGolfing
    • August 26, 2020

11. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 523 views
    • 
    • ESOP Guy
    • August 26, 2020

12. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 540 views
    • 
    • MWeddell
    • August 26, 2020

13. Life Insurance in 401k Plan

    By Ahuntingus, August 25, 2020
    • 1 reply
    • 661 views
    • 
    • Bill Presson
    • August 25, 2020

14. Tax withhholding versus 401k deferral on irregular pay

    By Pammie57, August 24, 2020
    • 1 reply
    • 433 views
    • 
    • Bird
    • August 25, 2020

15. Normal retirement age and vesting

    By Pammie57, August 3, 2020
    • 4 replies
    • 1.4k views
    • 
    • Pammie57
    • August 24, 2020

16. Employer match from multiple employers

    By AKconsult, August 21, 2020
    • 1 reply
    • 1.1k views
    • 
    • legort69
    • August 23, 2020

17. Plan Eligibility Change

    By TPA, August 20, 2020
    • 17 replies
    • 1.5k views
    • 
    • TPA
    • August 21, 2020

18. Partial Plan Termination and Rehires

    By Gruegen, August 18, 2020
    • 3 replies
    • 1.9k views
    • 
    • Dave Baker
    • August 20, 2020

19. RMD's

    By ICT_Bob, August 18, 2020   

    • 401k
    • rmds
    • 3 replies
    • 619 views
    • 
    • ESOP Guy
    • August 18, 2020

20. Late deposit during blackout

    By austin3515, August 12, 2020
    • 23 replies
    • 5.7k views
    • 
    • Peter Gulia
    • August 18, 2020

21. Missed Deferral Opportunity - 25% QNEC vs 3 month rolling

    By legort69, April 10, 2018   

    • rolling three-month exception
    • 4 replies
    • 2.3k views
    • 
    • Belgarath
    • August 18, 2020

22. Contingent Trustee for Profit Sharing Plan

    By Stash026, August 10, 2020
    • 7 replies
    • 2k views
    • 
    • Mike Preston
    • August 14, 2020

23. Deferrals from Third Party Sick Pay

    By BTG, January 13, 2020
    • 11 replies
    • 10.3k views
    • 
    • dan654083
    • August 14, 2020

24. Top Heavy Allocation to Key Employees

    By NW529, August 10, 2020   

    • 401k
    • top heavy
    • (and 1 more)

      Tagged with:

      • 401k
      • top heavy
      • key employee
    • 16 replies
    • 1.7k views
    • 
    • BG5150
    • August 12, 2020

25. Are 401k's from former employee a problem?

    By Shuo, August 5, 2020
    • 22 replies
    • 8.9k views
    • 
    • MoJo
    • August 12, 2020

26. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 2.7k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

27. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.6k views
    • 
    • MWeddell
    • August 11, 2020

28. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 898 views
    • 
    • RatherBeGolfing
    • August 11, 2020

29. One Participant Plan - Family Attribution

    By Will.I.Am, July 31, 2020
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • August 10, 2020

30. Safe Harbor Mid-Year MERGER

    By JustMe, July 30, 2020
    • 15 replies
    • 7k views
    • 
    • JustMe
    • August 10, 2020

31. Small Corrections in EPCRS

    By austin3515, August 9, 2020
    • 2 replies
    • 817 views
    • 
    • austin3515
    • August 9, 2020

32. Two Companies/Plans - Shared Employee as Plan Administrator on Both

    By Christina, August 7, 2020
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • August 8, 2020

33. New Safe Company - SH Plan

    By Becky Schwing, July 27, 2020
    • 2 replies
    • 704 views
    • 
    • Kevin C
    • August 7, 2020

34. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 2 replies
    • 956 views
    • 
    • Ian
    • August 7, 2020

35. Voluntary After-Tax Employee Contributions

    By emmetttrudy, August 5, 2020
    • 5 replies
    • 986 views
    • 
    • Bill Presson
    • August 6, 2020

36. 401(k) loan deemed distributions as CRDs

    By Ian, August 5, 2020
    • 1 reply
    • 347 views
    • 
    • Ian
    • August 6, 2020

37. Safe Harbor Plan with Different Definition of Compensation

    By NYHeel, July 29, 2020
    • 14 replies
    • 6.3k views
    • 
    • Bill Presson
    • August 5, 2020

38. Starting and stopping deferrals in a 401k Plan

    By Pammie57, July 29, 2020
    • 15 replies
    • 2.2k views
    • 
    • Belgarath
    • August 5, 2020

39. In Plan Roth Rollovers vs Roth Conversions

    By austin3515, August 2, 2020
    • 4 replies
    • 3.5k views
    • 
    • CarolC
    • August 4, 2020

40. CARES Act loan repayment suspension

    By Ian, August 1, 2020
    • 8 replies
    • 938 views
    • 
    • Bird
    • August 4, 2020

41. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 2.6k views
    • 
    • Luke Bailey
    • August 3, 2020

42. Mechanics of updating plan documents with custodians

    By matthny, August 3, 2020
    • 4 replies
    • 1.1k views
    • 
    • Bird
    • August 3, 2020

43. QSLOB Election - Who is the employer?

    By Trisports, July 30, 2020
    • 1 reply
    • 803 views
    • 
    • Bill Presson
    • July 31, 2020

44. CARES Act loan repayments/deemed distribution

    By Ian, July 30, 2020
    • 8 replies
    • 1.6k views
    • 
    • Ian
    • July 31, 2020

45. Disowning an adult child

    By MAS, July 29, 2020
    • 3 replies
    • 815 views
    • 
    • CuseFan
    • July 30, 2020

46. How do I know if my plan invests a part or all of its assets in a master trust agreement?

    By Will Smith, July 29, 2020
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • July 30, 2020

47. Match formula limit change mid year

    By legort69, July 29, 2020
    • 1 reply
    • 527 views
    • 
    • Bird
    • July 30, 2020

48. PEPs - the new frontier or just a bunch of noise?

    By JustMe, July 28, 2020
    • 7 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 30, 2020

49. Amending the definition of Comp for current Plan Year

    By Benefits Vet, July 28, 2020
    • 6 replies
    • 1.6k views
    • 
    • Luke Bailey
    • July 30, 2020

50. CARES Act CRD repayment w/3-year spread

    By Ian, July 28, 2020
    • 3 replies
    • 774 views
    • 
    • RatherBeGolfing
    • July 29, 2020