401(k) Plans

19,468 topics in this forum

1. Participant Loan - Cure Period

   By 52626, November 13, 2019
   • 3 replies
   • 1.6k views
   • 
   • Luke Bailey
   • November 13, 2019

2. Successor Plan Rule

   By K2, November 12, 2019
   • 1 reply
   • 778 views
   • 
   • Luke Bailey
   • November 13, 2019

3. Prevailing Wage and 401k

   By mjf06241972, November 12, 2019
   • 6 replies
   • 6.3k views
   • 
   • mjf06241972
   • November 12, 2019

4. 414 Compensation testing

   By PFranckowiak, November 12, 2019
   • 0 replies
   • 449 views
   • 
   • PFranckowiak
   • November 12, 2019

5. Highly Compensated in NonProfit

   By coleboy, August 6, 2014
   • 7 replies
   • 3.6k views
   • 
   • BG5150
   • November 12, 2019

6. Partial Correction of ADP Test

   By nancy, November 8, 2019   

   • adp test
   • excise tax
   • 1 reply
   • 767 views
   • 
   • Luke Bailey
   • November 12, 2019

7. Cessation of participation by a participating employer

   By pensiongeek, November 4, 2019
   • 2 replies
   • 815 views
   • 
   • buckaroo
   • November 11, 2019

8. Missed Loan Payments

   By MGOAdmin, November 11, 2019   

   • loans
   • takeover
   • 0 replies
   • 566 views
   • 
   • MGOAdmin
   • November 11, 2019

9. Never Offered to Participate in Safe Harbor 401K Plan by Employer

   By Lenny van den Hof, October 28, 2019   

   • 401 k
   • 14 replies
   • 2.9k views
   • 
   • Bird
   • November 11, 2019

10. Form 1099-R not filed for deemed loan

    By DDB BN, November 7, 2019
    • 5 replies
    • 1.6k views
    • 
    • DDB BN
    • November 8, 2019

11. Safe Harbor Match maximum formula

    By Brian Gallagher, April 21, 2004
    • 3 replies
    • 8.2k views
    • 
    • TPApril
    • November 8, 2019

12. Overpayment due to vesting error

    By njkotz28, November 4, 2019   

    • overpayment
    • error correction
    • (and 1 more)

      Tagged with:

      • overpayment
      • error correction
      • vesting
    • 9 replies
    • 3.4k views
    • 
    • Larry Starr
    • November 7, 2019

13. Cross Tested, 3% SH, and Top Heavy, Gateway Comp

    By Mr Bagwell, November 5, 2019   

    • cross tested
    • top heavy
    • (and 1 more)

      Tagged with:

      • cross tested
      • top heavy
      • 3%shnec
    • 3 replies
    • 1.3k views
    • 
    • Doc Ument
    • November 6, 2019

14. Solo K with statutory Eees

    By pjb1835, November 4, 2019
    • 13 replies
    • 1.5k views
    • 
    • Luke Bailey
    • November 6, 2019

15. Where are the COLAs?

    By austin3515, November 5, 2019
    • 10 replies
    • 1.4k views
    • 
    • Dave Baker
    • November 6, 2019

16. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 624 views
    • 
    • Luke Bailey
    • November 5, 2019

17. Reporting ERISA Bond amount on the 5500

    By ldr, November 4, 2019   

    • bond
    • 5500
    • (and 1 more)

      Tagged with:

      • bond
      • 5500
      • 5500-sf
    • 2 replies
    • 1.4k views
    • 
    • ldr
    • November 4, 2019

18. Controlled Group, Separate Lines of Business, BRF

    By Gadgetfreak, November 4, 2019
    • 1 reply
    • 578 views
    • 
    • C. B. Zeller
    • November 4, 2019

19. Contingent Benefit Rule

    By EBECatty, October 15, 2019
    • 8 replies
    • 2.1k views
    • 
    • Luke Bailey
    • November 4, 2019

20. Deadline for 401(k) hardship amendment

    By S Derrin Watson, October 22, 2019   

    • hardship
    • deadline
    • (and 1 more)

      Tagged with:

      • hardship
      • deadline
      • extension
    • 4 replies
    • 1.2k views
    • 
    • Bob the Swimmer
    • November 2, 2019

21. 401k Funded Business (ROBS) Exempt in Personal Bankruptcy?

    By Stephen Michael, October 31, 2019   

    • 401k
    • robs
    • (and 2 more)

      Tagged with:

      • 401k
      • robs
      • personal bankruptcy
      • exemption
    • 6 replies
    • 3.3k views
    • 
    • Larry Starr
    • November 1, 2019

22. 2016 Safe Harbor Contribution missed

    By Mr401k, October 30, 2019
    • 1 reply
    • 528 views
    • 
    • JRD
    • November 1, 2019

23. 401(k) to 403(b) spin-off/merger within same controlled group?

    By Footnote12, October 30, 2019   

    • 401(k)
    • 403(b)
    • (and 1 more)

      Tagged with:

      • 401(k)
      • 403(b)
      • plan termination
    • 2 replies
    • 1.6k views
    • 
    • Mike Preston
    • November 1, 2019

24. Filed Form 5558 and now we determine 5500 is not required

    By ESI2015, October 31, 2019
    • 5 replies
    • 2.3k views
    • 
    • Larry Starr
    • October 31, 2019

25. Correcting Participant Theft from Plan

    By Dalai Pookah, October 28, 2019   

    • correction method
    • theft
    • 5 replies
    • 970 views
    • 
    • Luke Bailey
    • October 31, 2019

26. 3(16)

    By austin3515, September 3, 2019
    • 12 replies
    • 1.5k views
    • 
    • jpod
    • October 31, 2019

27. RMD VCP Application

    By austin3515, December 21, 2017
    • 10 replies
    • 1.6k views
    • 
    • austin3515
    • October 30, 2019

28. Safe harbor notices and hardship changes

    By JPIngold, October 25, 2019
    • 3 replies
    • 1k views
    • 
    • Michelle Mianecki
    • October 30, 2019

29. Owner 401(k) deferral deadline - quick question

    By ratherbereading, October 29, 2019
    • 13 replies
    • 2k views
    • 
    • ratherbereading
    • October 30, 2019

30. 401k Deferral election made after entry date

    By DDB BN, October 25, 2019
    • 13 replies
    • 5.9k views
    • 
    • Bill Presson
    • October 29, 2019

31. Deferrals stopped ... new owners - new payroll service

    By K-t-F, October 22, 2019
    • 9 replies
    • 1.3k views
    • 
    • david rigby
    • October 28, 2019

32. Rollover Withdrawal from Retirement Plan

    By mjf06241972, October 28, 2019
    • 1 reply
    • 512 views
    • 
    • 401king
    • October 28, 2019

33. Stop my loan payments

    By 52626, October 25, 2019
    • 4 replies
    • 3.6k views
    • 
    • Peter Gulia
    • October 25, 2019

34. Deferred Vested Benefit (401k plan)

    By legort69, October 24, 2019
    • 8 replies
    • 5.2k views
    • 
    • Larry Starr
    • October 25, 2019

35. DOL Investment Guidance

    By MjInvestments, October 24, 2019
    • 4 replies
    • 1.1k views
    • 
    • Larry Starr
    • October 25, 2019

36. 401k Loan Payments Not Stopped

    By apcf, October 24, 2019
    • 7 replies
    • 2k views
    • 
    • apcf
    • October 25, 2019

37. Vested Amount of 401k meaning

    By dbm, October 24, 2019
    • 5 replies
    • 10k views
    • 
    • Larry Starr
    • October 24, 2019

38. Rebalance 401(k) Account / Participant Loans 1 2

    By austin3515, August 29, 2019
    • 56 replies
    • 8k views
    • 
    • Bill Presson
    • October 24, 2019

39. Excluding Leased Employees

    By BG5150, October 18, 2019
    • 5 replies
    • 3.8k views
    • 
    • AKconsult
    • October 24, 2019

40. Hardship Tax Withholding Requirements

    By 401king, October 16, 2019
    • 9 replies
    • 15.2k views
    • 
    • rr_sphr
    • October 22, 2019

41. after tax deposit deadline

    By cdavis25, October 14, 2019
    • 3 replies
    • 971 views
    • 
    • Larry Starr
    • October 22, 2019

42. Annual Notice Requirement for Spouse Only Plan

    By Sue, October 21, 2019
    • 2 replies
    • 612 views
    • 
    • Lou S.
    • October 22, 2019

43. Plan with bad loans

    By J Simmons, October 2, 2019
    • 3 replies
    • 1.4k views
    • 
    • LIBERTYKID
    • October 22, 2019

44. In-plan Roth conversion Relius document question

    By ESI2015, October 21, 2019
    • 2 replies
    • 1.5k views
    • 
    • Lou S.
    • October 21, 2019

45. Schwab Small Biz 401k

    By pb401k, October 18, 2019
    • 1 reply
    • 847 views
    • 
    • david rigby
    • October 20, 2019

46. Cashing out 401k

    By hawkeye1959, October 16, 2019
    • 5 replies
    • 1.4k views
    • 
    • hawkeye1959
    • October 18, 2019

47. 90 day return of deferrals allowed in QACA?

    By BG5150, October 15, 2019
    • 5 replies
    • 1.7k views
    • 
    • Doc Ument
    • October 17, 2019

48. OOPS Roth conversion

    By SoCalActuary, September 26, 2019
    • 5 replies
    • 1.3k views
    • 
    • Larry Starr
    • October 17, 2019

49. calendar year match true up, off calendar year plan

    By TommyGunn13, October 17, 2019
    • 0 replies
    • 563 views
    • 
    • TommyGunn13
    • October 17, 2019

50. Fiduciary's Individual Investments Track Those of Plan as to Which He/She is a Fiduciary

    By Yesrod5, October 16, 2019
    • 2 replies
    • 712 views
    • 
    • CuseFan
    • October 17, 2019