401(k) Plans

19,364 topics in this forum

1. Must an individual-designed-plan be restated if compliant?

   By kmhaab, March 17, 2017   

   • restatement
   • nonamender failure
   • 4 replies
   • 1.4k views
   • 
   • david rigby
   • March 23, 2017

2. EPCRS Correction / Loan Default

   By austin3515, March 21, 2017
   • 15 replies
   • 2.5k views
   • 
   • Tom Poje
   • March 23, 2017

3. New Comparability, NOT top heavy, No safe harbor

   By Pension Panda, March 21, 2017
   • 12 replies
   • 1.8k views
   • 
   • Mike Preston
   • March 21, 2017

4. New Safe Harbor 401K & Terminated Employees

   By JToenes, March 17, 2017   

   • safe harbor
   • terminated employee
   • (and 4 more)

     Tagged with:

     • safe harbor
     • terminated employee
     • terminated employees
     • 401(k)
     • 401
     • new
   • 3 replies
   • 2.1k views
   • 
   • Mr Bagwell
   • March 20, 2017

5. ADP/ACP, Ratio Percentage

   By fiona1, March 17, 2017
   • 1 reply
   • 577 views
   • 
   • BG5150
   • March 17, 2017

6. Hardship Withdrawal vs. Loan for First Time Home buyers

   By Pammie57, March 17, 2017
   • 1 reply
   • 602 views
   • 
   • Belgarath
   • March 17, 2017

7. Gift cards - how to include in comp & treat for 401k

   By TPApril, March 15, 2017
   • 10 replies
   • 6.4k views
   • 
   • RatherBeGolfing
   • March 16, 2017

8. Match refunded or forfeited in this case

   By BG5150, March 16, 2017
   • 4 replies
   • 540 views
   • 
   • Tom Poje
   • March 16, 2017

9. Hardships / Self-Certification

   By austin3515, March 15, 2017
   • 10 replies
   • 1.8k views
   • 
   • RatherBeGolfing
   • March 16, 2017

10. Early Entry Deferrals/1 yr wait for match

    By Guest Effie Clark, February 28, 2000
    • 5 replies
    • 1.9k views
    • 
    • K2retire
    • March 16, 2017

11. Safe Harbor Nonelective with exclusions

    By AKPension, March 15, 2017
    • 5 replies
    • 523 views
    • 
    • ETA Consulting LLC
    • March 15, 2017

12. Cross tested Calc

    By Pammie57, March 14, 2017
    • 4 replies
    • 576 views
    • 
    • CuseFan
    • March 14, 2017

13. Mid-Year Open MEP Conversion - 5500 Filings

    By The 402"(G)", March 10, 2017   

    • 5500
    • mep
    • (and 4 more)

      Tagged with:

      • 5500
      • mep
      • multiple
      • employer
      • plan
      • multiple employer plan
    • 2 replies
    • 933 views
    • 
    • The 402"(G)"
    • March 14, 2017

14. How bad does this mid-year SHM change feel?

    By AlbanyConsultant, March 13, 2017
    • 6 replies
    • 1.3k views
    • 
    • Kevin C
    • March 14, 2017

15. Safe Harbor Nonelective & HCE exclusion

    By AdKu, March 13, 2017
    • 2 replies
    • 589 views
    • 
    • Bird
    • March 14, 2017

16. Safe Harbor to HCEs

    By Gilmore, March 1, 2016
    • 15 replies
    • 4.2k views
    • 
    • Tom Poje
    • March 14, 2017

17. Cash in lue of fringe benefit counted as comp?

    By Jim Chad, March 13, 2017
    • 2 replies
    • 842 views
    • 
    • Mike Preston
    • March 13, 2017

18. Affiliated employer wants to start own plan

    By Santo Gold, March 13, 2017
    • 0 replies
    • 419 views
    • 
    • Santo Gold
    • March 13, 2017

19. Short Plan Year - New Plan

    By Pammie57, March 13, 2017
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • March 13, 2017

20. Schedule C Income- 2 Separate Businesses

    By steverenner, March 9, 2017   

    • sole proprietor
    • 5 replies
    • 1.5k views
    • 
    • Kevin C
    • March 10, 2017

21. Disadvantage of ADP Refunds

    By austin3515, March 10, 2017
    • 10 replies
    • 829 views
    • 
    • austin3515
    • March 10, 2017

22. Missed Safe Harbor and ADP testing

    By BG5150, March 9, 2017
    • 8 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • March 10, 2017

23. 415 confusion - non calendar year

    By WCC, March 9, 2017
    • 5 replies
    • 1.2k views
    • 
    • WCC
    • March 9, 2017

24. RMD Rules

    By austin3515, March 7, 2017
    • 11 replies
    • 1.8k views
    • 
    • austin3515
    • March 9, 2017

25. HCE violated 402(g)... effect on profit sharing?

    By AlbanyConsultant, March 7, 2017
    • 2 replies
    • 512 views
    • 
    • AlbanyConsultant
    • March 8, 2017

26. Safe Harbor 401(k) top-heavy if profit sharing contributions also made?

    By Guest Hilarion, December 9, 2003
    • 15 replies
    • 12.9k views
    • 
    • Reluctant Actuary
    • March 8, 2017

27. CONTROLLED GROUP/ADP TESTING

    By Chippy, March 8, 2017
    • 6 replies
    • 546 views
    • 
    • Tom Poje
    • March 8, 2017

28. Electronic Distribution of Fund Change Notice

    By 52626, March 8, 2017
    • 1 reply
    • 562 views
    • 
    • RatherBeGolfing
    • March 8, 2017

29. ADP failure refund for takeover plan

    By leighl, March 7, 2017
    • 5 replies
    • 809 views
    • 
    • ESOP Guy
    • March 7, 2017

30. Payroll by payroll Matching Contribution provision Amended to Stop mid year - ACP TEST

    By AdKu, March 1, 2017
    • 5 replies
    • 573 views
    • 
    • AdKu
    • March 7, 2017

31. New Plan Termination

    By coleboy, March 6, 2017
    • 4 replies
    • 619 views
    • 
    • Lou S.
    • March 6, 2017

32. Failed coverage, no fail-safe

    By BG5150, March 3, 2017
    • 3 replies
    • 722 views
    • 
    • Tom Poje
    • March 6, 2017

33. Deferral in Error

    By PFranckowiak, March 2, 2017
    • 2 replies
    • 442 views
    • 
    • BG5150
    • March 3, 2017

34. Failed ADP test -QNEC & TH contribution relationship

    By Pammie57, March 2, 2017
    • 4 replies
    • 2.9k views
    • 
    • Pammie57
    • March 3, 2017

35. QLAC

    By cathyw, March 3, 2017
    • 0 replies
    • 411 views
    • 
    • cathyw
    • March 3, 2017

36. Catch Up Contributions When Compensation Is Low

    By mming, March 2, 2017
    • 4 replies
    • 642 views
    • 
    • CuseFan
    • March 3, 2017

37. EPCRS Retro Amendment for HCE

    By austin3515, March 2, 2017
    • 7 replies
    • 1.1k views
    • 
    • CuseFan
    • March 3, 2017

38. Different 401k for groups of employees

    By bort, March 3, 2017
    • 3 replies
    • 1.5k views
    • 
    • CuseFan
    • March 3, 2017

39. Catch-up and payroll companies

    By K2retire, March 2, 2017
    • 5 replies
    • 997 views
    • 
    • K2retire
    • March 3, 2017

40. Non-uniform match

    By 401_noob, February 28, 2017
    • 18 replies
    • 2.8k views
    • 
    • Kevin C
    • March 3, 2017

41. Can you correct 401k loan defaulted by "mistake"?

    By kmhaab, March 1, 2017   

    • vcp
    • loan correction
    • (and 1 more)

      Tagged with:

      • vcp
      • loan correction
      • 401(k)
    • 1 reply
    • 1.2k views
    • 
    • Belgarath
    • March 2, 2017

42. All time record for ADP %

    By Tom Poje, March 1, 2017
    • 5 replies
    • 574 views
    • 
    • Mike Preston
    • March 1, 2017

43. Change to Match Formula - after year end?

    By jmartin, February 24, 2017
    • 5 replies
    • 791 views
    • 
    • Kevin C
    • March 1, 2017

44. Missed Deferral and Match

    By Vlad401k, February 28, 2017
    • 1 reply
    • 467 views
    • 
    • WCC
    • February 28, 2017

45. Too much match from Too much Compensation

    By Mr Bagwell, February 27, 2017   

    • match
    • 4 replies
    • 2.7k views
    • 
    • Mr Bagwell
    • February 28, 2017

46. Self-employed compensation calculation

    By bevfair, February 24, 2017
    • 7 replies
    • 914 views
    • 
    • bevfair
    • February 28, 2017

47. Excess Deferral and Excess Contributions in 2010

    By Below Ground, January 5, 2010
    • 25 replies
    • 10.2k views
    • 
    • RatherBeGolfing
    • February 28, 2017

48. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 689 views
    • 
    • Lou S.
    • February 27, 2017

49. IRS Form 872-H - Is there a link to this Form?

    By rocknrolls2, February 27, 2017
    • 0 replies
    • 1.1k views
    • 
    • rocknrolls2
    • February 27, 2017

50. Bottom Up QNEC

    By Vlad401k, February 27, 2017
    • 1 reply
    • 417 views
    • 
    • Kevin C
    • February 27, 2017