401(k) Plans

19,382 topics in this forum

1. Off Calendar PY - ADP catchup with no deferrals?

   By Gilmore, June 18, 2020
   • 2 replies
   • 545 views
   • 
   • Gilmore
   • June 19, 2020

2. Company out of business, cannot pay 2019 SH

   By BG5150, June 16, 2020
   • 10 replies
   • 1.9k views
   • 
   • RatherBeGolfing
   • June 19, 2020

3. Participant Education

   By Sharon D., June 17, 2020
   • 2 replies
   • 685 views
   • 
   • Sharon D.
   • June 19, 2020

4. Incorrect vesting on a death benefit

   By Riley Britton, June 14, 2020
   • 15 replies
   • 2.4k views
   • 
   • Kevin C
   • June 18, 2020

5. Missing participant forfeiture reinstatement on plan termination

   By BenefitsBum, June 16, 2020
   • 5 replies
   • 1.6k views
   • 
   • RatherBeGolfing
   • June 18, 2020

6. Discontinue SH Match, start a non-elective SH?

   By Gilmore, June 17, 2020
   • 3 replies
   • 972 views
   • 
   • Kevin C
   • June 17, 2020

7. Secure Act adding SH NEC

   By justatester, June 17, 2020
   • 3 replies
   • 857 views
   • 
   • C. B. Zeller
   • June 17, 2020

8. Form 5330 Excise Tax on late ADP Corrections

   By justatester, June 15, 2020
   • 4 replies
   • 983 views
   • 
   • justatester
   • June 15, 2020

9. Off Calendar PY - Catchup and ADP Refunds

   By Gilmore, June 10, 2020
   • 9 replies
   • 1.9k views
   • 
   • Gilmore
   • June 15, 2020

10. Excise Tax paid on Form 5330

    By AJ North, June 12, 2020
    • 2 replies
    • 745 views
    • 
    • AJ North
    • June 15, 2020

11. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

    By 401 Chaos, March 24, 2020
    • 6 replies
    • 2.2k views
    • 
    • 403bear
    • June 14, 2020

12. SH implemented at mid year

    By Jakyasar, April 27, 2020
    • 5 replies
    • 1.7k views
    • 
    • Dan
    • June 12, 2020

13. New PPP 24 Week Period

    By austin3515, June 11, 2020
    • 6 replies
    • 1.1k views
    • 
    • Larry Starr
    • June 11, 2020

14. QSLOBs

    By Dawn Hafner, December 10, 2001
    • 1 reply
    • 2.1k views
    • 
    • MWeddell
    • June 11, 2020

15. requiring prior YOS in a startup plan - records sketchy

    By AlbanyConsultant, June 11, 2020
    • 0 replies
    • 399 views
    • 
    • AlbanyConsultant
    • June 11, 2020

16. Hardship Withdrawal due to pandemic

    By sb0828, June 10, 2020
    • 8 replies
    • 2.5k views
    • 
    • Peter Gulia
    • June 11, 2020

17. Client Withheld Too Much 401k

    By austin3515, June 5, 2020
    • 11 replies
    • 2.8k views
    • 
    • Larry Starr
    • June 10, 2020

18. Entry Date

    By mjf06241972, June 9, 2020
    • 3 replies
    • 1.1k views
    • 
    • Lou S.
    • June 9, 2020

19. EACA amendment to ACA mid year

    By bmore1147, June 6, 2020
    • 4 replies
    • 2.8k views
    • 
    • bmore1147
    • June 9, 2020

20. QDROs next step

    By Chiswick, June 9, 2020
    • 1 reply
    • 553 views
    • 
    • Larry Starr
    • June 9, 2020

21. Deferrals from bonus question

    By BG5150, June 8, 2020
    • 10 replies
    • 2.8k views
    • 
    • Larry Starr
    • June 9, 2020

22. Partnership dissolving, new partnership forming - What separation or severance rules apply?

    By JustMe, June 9, 2020
    • 0 replies
    • 447 views
    • 
    • JustMe
    • June 9, 2020

23. Former safe harbor plan vesting change

    By jas55, June 8, 2020
    • 2 replies
    • 615 views
    • 
    • Lou S.
    • June 8, 2020

24. Late safe habor/profit sharing

    By Chris DeMay, June 8, 2020   

    • vcp
    • 1 reply
    • 501 views
    • 
    • Bird
    • June 8, 2020

25. CARES Act Qualified Individual

    By Lolo, April 14, 2020
    • 16 replies
    • 2.5k views
    • 
    • spiritrider
    • June 6, 2020

26. deferral deduction from which business, partnership or corporation?

    By AJC, June 3, 2020
    • 6 replies
    • 1.6k views
    • 
    • AJC
    • June 5, 2020

27. Berman v. Estee Lauder

    By justanotheradmin, June 4, 2020
    • 2 replies
    • 963 views
    • 
    • Patty
    • June 5, 2020

28. Plan Deferral Limit when Flat dollar exceed pay

    By mattmc82, June 5, 2020
    • 2 replies
    • 726 views
    • 
    • Bird
    • June 5, 2020

29. Match doesn't start until 3%

    By Just Tri, June 3, 2020
    • 6 replies
    • 775 views
    • 
    • Luke Bailey
    • June 4, 2020

30. Participant Notices

    By Becky Schwing, June 4, 2020
    • 2 replies
    • 605 views
    • 
    • Larry Starr
    • June 4, 2020

31. Funding of 401(k) using PPP loan 1 2

    By rblum50, May 8, 2020   

    • ppp
    • loan
    • (and 2 more)

      Tagged with:

      • ppp
      • loan
      • 401(k)
      • contributions
    • 93 replies
    • 10k views
    • 
    • Larry Starr
    • June 4, 2020

32. Covid loan and distribution

    By goldtpa, June 3, 2020
    • 2 replies
    • 664 views
    • 
    • Larry Starr
    • June 4, 2020

33. Top Heavy/Safe Harbor

    By Stash026, June 3, 2020
    • 1 reply
    • 531 views
    • 
    • Mike Preston
    • June 4, 2020

34. Loan Suspension under CARES Act

    By sb0828, June 1, 2020
    • 5 replies
    • 1.3k views
    • 
    • Caroline Martinez
    • June 3, 2020

35. Deferrals and PPP

    By Jakyasar, June 2, 2020
    • 2 replies
    • 591 views
    • 
    • Jakyasar
    • June 2, 2020

36. 1 owner - Multiple employer or Single Employer?

    By TPApril, May 28, 2020
    • 9 replies
    • 1.8k views
    • 
    • PamR
    • June 2, 2020

37. Late Deferral - 5330 Filling - Multiple Plan Year

    By EagerToKnow, January 14, 2020   

    • 5330
    • late deferral
    • (and 1 more)

      Tagged with:

      • 5330
      • late deferral
      • excise tax
    • 5 replies
    • 1.7k views
    • 
    • mattmc82
    • June 1, 2020

38. Final 5500-SF

    By Ahuntingus, June 1, 2020
    • 2 replies
    • 683 views
    • 
    • Ahuntingus
    • June 1, 2020

39. Mid-Year Safe Harbor Match under PPP

    By glhotdog, May 29, 2020   

    • ppp 401k safe harbor match
    • 1 reply
    • 567 views
    • 
    • Bird
    • June 1, 2020

40. Solo 401K & Health Insurance Deduction Limitations

    By TNT, February 6, 2018   

    • solo
    • health insurance
    • 3 replies
    • 4.9k views
    • 
    • spiritrider
    • May 30, 2020

41. Audit Services .vs. TPA Services

    By JMP, May 11, 2020
    • 20 replies
    • 3.2k views
    • 
    • ERISAtwin74
    • May 29, 2020

42. Top Heavy minimum when plan has dual eligibility

    By AdKu, May 26, 2020
    • 12 replies
    • 3.6k views
    • 
    • C. B. Zeller
    • May 29, 2020

43. Failure to Allocate Transferred DB Assets - 4980 Reversion?

    By EBECatty, January 3, 2019
    • 6 replies
    • 1.6k views
    • 
    • VeryOldMan
    • May 28, 2020

44. Missed Roth deferral and QNEC: participant disadvantaged?

    By BG5150, May 28, 2020
    • 1 reply
    • 1.3k views
    • 
    • Lou S.
    • May 28, 2020

45. Safe Harbor NonElective Mid-Year Under SECURE Act

    By PensionPro, May 28, 2020
    • 1 reply
    • 782 views
    • 
    • Bill Presson
    • May 28, 2020

46. Cash or Accrued?

    By imchipbrown, May 18, 2020
    • 14 replies
    • 3.8k views
    • 
    • ERISAtwin74
    • May 27, 2020

47. When does absent Employee cease to be an Employee of the Employer?

    By cheersmate, May 27, 2020   

    • 401k
    • eligibility
    • (and 2 more)

      Tagged with:

      • 401k
      • eligibility
      • inactive employee
      • absent without leave
    • 7 replies
    • 1.5k views
    • 
    • cheersmate
    • May 27, 2020

48. Question Re: One Employer, Two Plans

    By Stash026, May 21, 2020
    • 3 replies
    • 669 views
    • 
    • MWeddell
    • May 27, 2020

49. Deferrals deposited late - earning calculations and 5500 relation

    By Jakyasar, May 25, 2020
    • 5 replies
    • 807 views
    • 
    • Jakyasar
    • May 27, 2020

50. is a voluntary after-tax contribution subaccount "pre-tax"?

    By carelessostrich, May 23, 2020
    • 6 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • May 26, 2020