Forums (Message Boards)

Retirement Plans
1. 401(k) Plans
  
  102.8k
  
  posts
  - S-Corp and whether or not to add ROTH provisions for 2026
  - By Peter Gulia, 1 hour ago
2. Defined Benefit Plans, Including Cash Balance
  
  40.3k
  
  posts
  - Overfunding a CB plan and the 6% rule
  - By xtide, 2 hours ago
3. Retirement Plans in General
  
  28.8k
  
  posts
  - RMD related
  - By Jakyasar, Thursday at 09:46 PM
4. Distributions and Loans, Other than QDROs
  
  See also: the QDROs message board.
  
  20k
  
  posts
  - Loan for primary residence
  - By Lou81, Friday at 05:43 PM
5. IRAs and Roth IRAs
  
  See also: the SEP, SARSEP and SIMPLE Plans message board.
  
  12.8k
  
  posts
  - 1099R to individual beneficiary rather than trust
  - By BonoConsilio, October 27
6. 403(b) Plans, Accounts or Annuities
  
  Issues particular to 403(b) arrangements of nonprofit or governmental employers.
  
  8.6k
  
  posts
  - Mandatory Auto Enrollment under S2.0 and ERISA Exemption
  - By Peter Gulia, November 7
7. Cross-Tested Plans
  
  7.7k
  
  posts
  - Nondiscriminatory Classification Test
  - By Belgarath, May 28
8. Correction of Plan Defects
  
  6.9k
  
  posts
  - VFCP Application - Demo of Lost Earnings
  - By TPApril, September 30
9. SEP, SARSEP and SIMPLE Plans
  
  5.7k
  
  posts
  - Impose Service Requirement on SIMPLE IRA?
  - By Bruce1, November 3
10. Qualified Domestic Relations Orders (QDROs)
  
  6.4k
  
  posts
  - QDRO Distribution to an Estate
  - By fmsinc, September 16
11. Employee Stock Ownership Plans (ESOPs)
  
  4.9k
  
  posts
  - Learning about ESOPs
  - By ESOP Guy, August 19
12. Plan Terminations
  
  4.7k
  
  posts
  - Missing participant with fake Social Security Number
  - By FormsRstillmylife, October 27
13. Governmental Plans
  
  Issues relating to retirement plans sponsored by federal, state or local governments, international organizations, and Native American tribes. See also: 403(b) Plans message board and 457 Plans message board.
  
  3.2k
  
  posts
  - Governmental Plans and Excludable Classes
  - By david rigby, August 8
14. Plan Document Amendments
  
  3.2k
  
  posts
  - Where is a recordkeeper “located”?
  - By Peter Gulia, September 4
15. 457 Plans
  
  Issues relating to 457(b) and 457(f) (nonqualified deferred compensation) plans of both tax-exempt and governmental employers
  
  3.1k
  
  posts
  - Postponement of 457(f) benefits: the competing rules of 457(f) and 409A
  - By gc@chimentowebb.com, October 1
16. Investment Issues (Including Self-Directed)
  
  2.7k
  
  posts
  - Which target-year fund is a participant’s default?
  - By Peter Gulia, September 15
17. Operating a TPA or Consulting Firm
  
  2.2k
  
  posts
  - Ethics of Getting Paid
  - By drakecohen, November 11
18. Estate Planning Aspects of IRAs and Retirement Plans
  
  675
  
  posts
  - Is a new spousal waiver necessary for second marriage?
  - By Gabriel, April 8
19. Continuing Professional Education
  
  684
  
  posts
  - Thoughts on ASPPA vs NIPA?
  - By CuseFan, August 11
20. ERPA (Enrolled Retirement Plan Agent)
  
  Unofficial discussion. For official information, see ERPAexam.org.
  
  375
  
  posts
  - PTIN user fees for 2026
  - By Peter Gulia, September 30
Issues Spanning Multiple Types of Plans
1. Form 5500
  
  14.8k
  
  posts
2. Communication and Disclosure to Participants
  
  1.3k
  
  posts
3. Litigation and Claims
  
  1.5k
  
  posts
4. Church Plans
  
  928
  
  posts
5. Securities Law Aspects of Employee Benefit Plans
  
  353
  
  posts
6. Mergers and Acquisitions
  
  1.3k
  
  posts
7. Multiemployer Plans
  
  1.8k
  
  posts
8. International, Expat Benefits
  
  212
  
  posts
9. Miscellaneous Kinds of Benefits
  
  2.6k
  
  posts
Health & Welfare Plans
1. Cafeteria Plans
  
  13.2k
  
  posts
2. Health Plans (Including ACA, COBRA, HIPAA)
  
  11.9k
  
  posts
3. Health Savings Accounts (HSAs)
  
  1.7k
  
  posts
4. VEBAs
  
  1.1k
  
  posts
5. Other Kinds of Welfare Benefit Plans
  
  3.9k
  
  posts
Executive Comp; Section 409A
1. 409A Issues
  
  2.7k
  
  posts
2. Nonqualified Deferred Compensation
  
  3.3k
  
  posts
Miscellany
1. Using the Message Boards (a.k.a. Forums)
  
  1k
  
  posts
  - QDRO Revision Question
  - By Gabriel, April 3
2. Employee Benefits Job Opportunities
  
  Jobs published and distributed by BenefitsLink via EmployeeBenefitsJobs.com
  
  149
  
  posts
3. Humor, Inspiration, Miscellaneous
  
  4k
  
  posts
4. Computers and Other Technology
  
  290
  
  posts
User Groups (Unofficial)
1. ftwilliam.com
  
  For the exchange of information among users of ftwilliam.com software and services. Not affiliated with ftwilliam.com.
  
  30
  
  posts
  - Tracking System
  - By Coleboy1, January 20, 2023
2. Relius Administration
  
  For the exchange of information among users of FIS Relius software and services. Not affiliated with FIS Relius.
  
  2.2k
  
  posts
  - New RKD Reports
  - By ASmithCPA, September 7

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