401(k) Plans

19,297 topics in this forum

1. Participant has W2 + 1099 income; he also 'deferred' from both!

   By BG5150, April 12, 2019
   • 3 replies
   • 1.3k views
   • 
   • Appleby
   • April 15, 2019

2. Limits in Plan Termination

   By Gilmore, April 11, 2019
   • 3 replies
   • 612 views
   • 
   • Gilmore
   • April 12, 2019

3. ADP Test in Error

   By ConnieStorer, April 12, 2019
   • 2 replies
   • 664 views
   • 
   • ConnieStorer
   • April 12, 2019

4. Partnership 401(k)

   By bzorc, April 11, 2019
   • 5 replies
   • 986 views
   • 
   • Luke Bailey
   • April 11, 2019

5. Plan forfeiture allocated to participants as fee credit

   By legort69, April 10, 2019
   • 9 replies
   • 1.2k views
   • 
   • Luke Bailey
   • April 11, 2019

6. Amend a Final 5500-EZ?

   By cowdogman, April 9, 2019
   • 2 replies
   • 815 views
   • 
   • cowdogman
   • April 11, 2019

7. Controlled group. Husband/wife/2 children

   By thepensionmaven, April 9, 2019
   • 4 replies
   • 684 views
   • 
   • thepensionmaven
   • April 11, 2019

8. Impermissible Qualified Charitable Distribution from 401(k) Plan as RMD

   By PensionPro, April 9, 2019
   • 7 replies
   • 911 views
   • 
   • Peter Gulia
   • April 11, 2019

9. Loan payments - stopping payroll deduction

   By Guest MaryMac, August 6, 2002
   • 19 replies
   • 9.8k views
   • 
   • RatherBeGolfing
   • April 11, 2019

10. Safe Harbor Plan with Relaxed Entry for 401k

    By CLE401kGuy, April 10, 2019
    • 4 replies
    • 587 views
    • 
    • justanotheradmin
    • April 10, 2019

11. Missed contribution by employer

    By Dhaval Mehta, April 9, 2019
    • 6 replies
    • 2.5k views
    • 
    • justanotheradmin
    • April 10, 2019

12. ADP Refunds for Partners

    By bzorc, April 9, 2019
    • 3 replies
    • 858 views
    • 
    • Luke Bailey
    • April 10, 2019

13. HCE Determination for Church Sponsored 401(k) Plan

    By AJC, April 9, 2019
    • 2 replies
    • 628 views
    • 
    • AJC
    • April 9, 2019

14. Otherwise Excludable EEs question

    By pholosofizer, April 8, 2019
    • 3 replies
    • 981 views
    • 
    • Tom Poje
    • April 9, 2019

15. Severance from employment in multiple employer plan

    By Guest hb95, October 22, 2013
    • 7 replies
    • 4.3k views
    • 
    • PensionPro
    • April 8, 2019

16. Deferral / Safe Harbor Match on Bonuses

    By hch4cpa, April 3, 2019
    • 10 replies
    • 1.2k views
    • 
    • ratherbereading
    • April 8, 2019

17. Leaving A Controlled Group

    By MTWeeks, April 4, 2019   

    • controlled group
    • 3 replies
    • 1.6k views
    • 
    • QDROphile
    • April 6, 2019

18. Employer Stock and 401(k) Plan

    By DABU, March 30, 2019
    • 6 replies
    • 1.1k views
    • 
    • DABU
    • April 6, 2019

19. Roth IRA Rollover

    By CBenefits, April 5, 2019
    • 3 replies
    • 709 views
    • 
    • Luke Bailey
    • April 5, 2019

20. ND testing - Catch up contributions

    By Tracy, April 4, 2019
    • 3 replies
    • 656 views
    • 
    • imchipbrown
    • April 5, 2019

21. less than 1000 hour employee

    By mjf06241972, April 5, 2019
    • 6 replies
    • 1.1k views
    • 
    • Lou S.
    • April 5, 2019

22. Merged MP to PS and In-service withdrawals

    By Cobras59, April 5, 2019
    • 3 replies
    • 566 views
    • 
    • Bri
    • April 5, 2019

23. Revenue Sharing Payments

    By HarleyBabe, April 4, 2019
    • 6 replies
    • 2.5k views
    • 
    • FPGuy
    • April 5, 2019

24. Ineligible participant deferring before entry date

    By ajustice, April 4, 2019
    • 3 replies
    • 1.2k views
    • 
    • justanotheradmin
    • April 4, 2019

25. K-1 with no earnings from SE but includes W2 compensation

    By AS TPA, April 4, 2019
    • 4 replies
    • 1.5k views
    • 
    • AS TPA
    • April 4, 2019

26. Top Heavy plan with Safe Harbor Match and New Comparability Profit Sharing

    By AS TPA, April 3, 2019
    • 9 replies
    • 1.6k views
    • 
    • Tom Poje
    • April 4, 2019

27. Testing requirements for a controlled group with separate plans

    By Rai401k, April 2, 2019
    • 1 reply
    • 577 views
    • 
    • justanotheradmin
    • April 3, 2019

28. Controlled Group with varying Matches

    By Patricia Neal Jensen, April 2, 2019   

    • testing match
    • 2 replies
    • 519 views
    • 
    • Patricia Neal Jensen
    • April 3, 2019

29. Mid Year Owner exclusion from Safe Harbor Match

    By Gilmore, March 28, 2019
    • 4 replies
    • 1.6k views
    • 
    • Lou S.
    • April 3, 2019

30. SEP IRA, Simple IRA, and a potential 401(k) plan…?

    By Puffinator, April 1, 2019   

    • sep ira simple ira potential 401(k) plan
    • planning pitfalls
    • 4 replies
    • 566 views
    • 
    • Kevin C
    • April 3, 2019

31. EACA Mid-year Amendment

    By dmwe, April 3, 2019
    • 0 replies
    • 776 views
    • 
    • dmwe
    • April 3, 2019

32. Owner termination to obtain distribution

    By Purplemandinga, April 2, 2019
    • 12 replies
    • 1.2k views
    • 
    • jsample
    • April 2, 2019

33. Compensation and Safe Harbor Plan

    By mjf06241972, April 1, 2019
    • 2 replies
    • 654 views
    • 
    • Tom Poje
    • April 1, 2019

34. EPCRS Interpretation

    By Mr Bagwell, March 28, 2019
    • 2 replies
    • 692 views
    • 
    • Mr Bagwell
    • March 29, 2019

35. Plan Terminated - Residual Dividends in Following Year - 5500 Required?

    By 401(k)athryn, March 28, 2019
    • 5 replies
    • 3.2k views
    • 
    • chc93
    • March 29, 2019

36. Affiliated Service Group and Testing

    By 52626, March 29, 2019
    • 1 reply
    • 765 views
    • 
    • C. B. Zeller
    • March 29, 2019

37. Client moved to PEO, termed prior plan, moving out of PEO starting new plan in less than 12 months

    By AlwaysLearning, March 29, 2019   

    • peo
    • 401(k)
    • 4 replies
    • 826 views
    • 
    • AlwaysLearning
    • March 29, 2019

38. SH 401(k) Plan where deductions have not been submitted

    By Theresa, March 28, 2019
    • 3 replies
    • 432 views
    • 
    • 401king
    • March 29, 2019

39. Banks offering preferred commercial lending rates to plan sponsors

    By MarZDoates, March 26, 2019
    • 11 replies
    • 727 views
    • 
    • Bob the Swimmer
    • March 28, 2019

40. Two Hardships for Same Event

    By CYK0913, March 26, 2019
    • 2 replies
    • 426 views
    • 
    • rr_sphr
    • March 28, 2019

41. SCP no existing NHCEs

    By Draper55, March 27, 2019
    • 10 replies
    • 1.7k views
    • 
    • Kevin C
    • March 28, 2019

42. Owner gives back his salary

    By ratherbereading, March 25, 2019
    • 15 replies
    • 1.5k views
    • 
    • JamesK
    • March 28, 2019

43. Excess Employer Safe Harbor Match

    By Theresa, March 26, 2019
    • 6 replies
    • 2k views
    • 
    • C. B. Zeller
    • March 27, 2019

44. Non-Elective Deductibility Rules

    By Stash026, March 25, 2019
    • 2 replies
    • 420 views
    • 
    • Patricia Neal Jensen
    • March 26, 2019

45. existing 401(k) Plan

    By Theresa, February 25, 2019
    • 5 replies
    • 598 views
    • 
    • Theresa
    • March 26, 2019

46. Failed to suspend deferrals after h'ship--now what?

    By BG5150, March 22, 2019
    • 4 replies
    • 954 views
    • 
    • Luke Bailey
    • March 26, 2019

47. Correcting Wage Overpayment and Contributions made in error to 401(k)

    By Guest JWIRA, September 9, 2006
    • 4 replies
    • 5.2k views
    • 
    • Christine Oliver
    • March 25, 2019

48. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 506 views
    • 
    • austin3515
    • March 25, 2019

49. Eligibility - When does a Participant Enter

    By 52626, March 22, 2019
    • 8 replies
    • 3.2k views
    • 
    • Tom Poje
    • March 25, 2019

50. Ineligible to participate in 401k because of unionization

    By erisa_novice, March 21, 2019
    • 9 replies
    • 3.9k views
    • 
    • FPGuy
    • March 22, 2019