401(k) Plans

19,468 topics in this forum

1. Controlled Group with varying Matches

   By Patricia Neal Jensen, April 2, 2019   

   • testing match
   • 2 replies
   • 644 views
   • 
   • Patricia Neal Jensen
   • April 3, 2019

2. Mid Year Owner exclusion from Safe Harbor Match

   By Gilmore, March 28, 2019
   • 4 replies
   • 1.8k views
   • 
   • Lou S.
   • April 3, 2019

3. SEP IRA, Simple IRA, and a potential 401(k) plan…?

   By Puffinator, April 1, 2019   

   • sep ira simple ira potential 401(k) plan
   • planning pitfalls
   • 4 replies
   • 779 views
   • 
   • Kevin C
   • April 3, 2019

4. EACA Mid-year Amendment

   By dmwe, April 3, 2019
   • 0 replies
   • 901 views
   • 
   • dmwe
   • April 3, 2019

5. Owner termination to obtain distribution

   By Purplemandinga, April 2, 2019
   • 12 replies
   • 1.6k views
   • 
   • jsample
   • April 2, 2019

6. Compensation and Safe Harbor Plan

   By mjf06241972, April 1, 2019
   • 2 replies
   • 769 views
   • 
   • Tom Poje
   • April 1, 2019

7. EPCRS Interpretation

   By Mr Bagwell, March 28, 2019
   • 2 replies
   • 830 views
   • 
   • Mr Bagwell
   • March 29, 2019

8. Plan Terminated - Residual Dividends in Following Year - 5500 Required?

   By 401(k)athryn, March 28, 2019
   • 5 replies
   • 3.8k views
   • 
   • chc93
   • March 29, 2019

9. Affiliated Service Group and Testing

   By 52626, March 29, 2019
   • 1 reply
   • 949 views
   • 
   • C. B. Zeller
   • March 29, 2019

10. Client moved to PEO, termed prior plan, moving out of PEO starting new plan in less than 12 months

    By AlwaysLearning, March 29, 2019   

    • peo
    • 401(k)
    • 4 replies
    • 1k views
    • 
    • AlwaysLearning
    • March 29, 2019

11. SH 401(k) Plan where deductions have not been submitted

    By Theresa, March 28, 2019
    • 3 replies
    • 585 views
    • 
    • 401king
    • March 29, 2019

12. Banks offering preferred commercial lending rates to plan sponsors

    By MarZDoates, March 26, 2019
    • 11 replies
    • 1k views
    • 
    • Bob the Swimmer
    • March 28, 2019

13. Two Hardships for Same Event

    By CYK0913, March 26, 2019
    • 2 replies
    • 664 views
    • 
    • rr_sphr
    • March 28, 2019

14. SCP no existing NHCEs

    By Draper55, March 27, 2019
    • 10 replies
    • 2k views
    • 
    • Kevin C
    • March 28, 2019

15. Owner gives back his salary

    By ratherbereading, March 25, 2019
    • 15 replies
    • 1.8k views
    • 
    • JamesK
    • March 28, 2019

16. Excess Employer Safe Harbor Match

    By Theresa, March 26, 2019
    • 6 replies
    • 2.5k views
    • 
    • C. B. Zeller
    • March 27, 2019

17. Non-Elective Deductibility Rules

    By Stash026, March 25, 2019
    • 2 replies
    • 537 views
    • 
    • Patricia Neal Jensen
    • March 26, 2019

18. existing 401(k) Plan

    By Theresa, February 25, 2019
    • 5 replies
    • 765 views
    • 
    • Theresa
    • March 26, 2019

19. Failed to suspend deferrals after h'ship--now what?

    By BG5150, March 22, 2019
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • March 26, 2019

20. Correcting Wage Overpayment and Contributions made in error to 401(k)

    By Guest JWIRA, September 9, 2006
    • 4 replies
    • 5.6k views
    • 
    • Christine Oliver
    • March 25, 2019

21. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 624 views
    • 
    • austin3515
    • March 25, 2019

22. Eligibility - When does a Participant Enter

    By 52626, March 22, 2019
    • 8 replies
    • 3.6k views
    • 
    • Tom Poje
    • March 25, 2019

23. Ineligible to participate in 401k because of unionization

    By erisa_novice, March 21, 2019
    • 9 replies
    • 4.6k views
    • 
    • FPGuy
    • March 22, 2019

24. PEO spin off plan - PEO and new plan Safe Harbor

    By cpc0506, March 22, 2019
    • 1 reply
    • 1.8k views
    • 
    • Kevin C
    • March 22, 2019

25. Marijuana Dispensary

    By austin3515, November 1, 2017
    • 24 replies
    • 5.7k views
    • 
    • RatherBeGolfing
    • March 22, 2019

26. Incorrect Deferral % - Overage

    By Purplemandinga, March 22, 2019
    • 1 reply
    • 486 views
    • 
    • Luke Bailey
    • March 22, 2019

27. Controlled Group Safe Harbor and Traditional

    By 52626, March 19, 2019
    • 5 replies
    • 584 views
    • 
    • Mike Preston
    • March 21, 2019

28. Exclusion of Fringe Benefits

    By BTG, March 20, 2019
    • 5 replies
    • 4.4k views
    • 
    • Doc Ument
    • March 21, 2019

29. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2.3k views
    • 
    • Cardscrazy
    • March 21, 2019

30. Participant Request to Add Asset Class

    By khn, March 20, 2019
    • 5 replies
    • 969 views
    • 
    • Cardscrazy
    • March 21, 2019

31. Excluding Union Members from 401(k) Plan

    By erisa_novice, March 20, 2019   

    • union workers
    • exclusions
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • March 20, 2019

32. Affordable Care Act Ins Prem Refunds Count as Plan Compensation?

    By cheersmate, March 18, 2019   

    • insurance premium refunds
    • plan compensation
    • (and 1 more)

      Tagged with:

      • insurance premium refunds
      • plan compensation
      • affordable care act
    • 4 replies
    • 1.2k views
    • 
    • CuseFan
    • March 20, 2019

33. $0 W-2 wages deferred $9,000

    By jsample, March 12, 2019
    • 13 replies
    • 1.4k views
    • 
    • card
    • March 19, 2019

34. Year End True-up - % of total match

    By Ryan L, March 12, 2019
    • 10 replies
    • 1.5k views
    • 
    • Ryan L
    • March 19, 2019

35. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 1.1k views
    • 
    • CuseFan
    • March 18, 2019

36. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 7.3k views
    • 
    • TMH
    • March 18, 2019

37. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.9k views
    • 
    • Kevin C
    • March 18, 2019

38. Congratulations

    By legort69, March 16, 2019
    • 0 replies
    • 409 views
    • 
    • legort69
    • March 16, 2019

39. Participant deferred from severance--what kind of refund

    By BG5150, March 14, 2019
    • 9 replies
    • 1.4k views
    • 
    • JamesK
    • March 15, 2019

40. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 464 views
    • 
    • 401king
    • March 15, 2019

41. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.8k views
    • 
    • Melissa
    • March 15, 2019

42. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 634 views
    • 
    • duckthing
    • March 15, 2019

43. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 774 views
    • 
    • CuseFan
    • March 14, 2019

44. Fringe Benefit? Meals and Lodging?

    By justanotheradmin, March 11, 2019
    • 6 replies
    • 3.9k views
    • 
    • justanotheradmin
    • March 13, 2019

45. Tip Income

    By AATPA, October 12, 2018
    • 1 reply
    • 1.1k views
    • 
    • dan654083
    • March 13, 2019

46. Exclude HCEs from match

    By Scott50, March 11, 2019
    • 3 replies
    • 1.8k views
    • 
    • Mike Preston
    • March 12, 2019

47. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.7k views
    • 
    • Lou S.
    • March 12, 2019

48. 30 Day Notice Fee Disclosure

    By khn, March 12, 2019
    • 0 replies
    • 575 views
    • 
    • khn
    • March 12, 2019

49. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 856 views
    • 
    • justanotheradmin
    • March 11, 2019

50. ACP test

    By cdavis25, March 11, 2019
    • 1 reply
    • 559 views
    • 
    • BG5150
    • March 11, 2019