401(k) Plans

19,489 topics in this forum

1. Percentage of plans with 3(38) vs 3(21)?

   By Getholmes, January 30, 2019
   • 2 replies
   • 504 views
   • 
   • imchipbrown
   • January 31, 2019

2. Scam "DOL" call regarding 408(b)(2) compliance?

   By AndrewZ, January 30, 2019
   • 2 replies
   • 1.1k views
   • 
   • Peter Gulia
   • January 30, 2019

3. excess 415 for terminated employee

   By Nancy D, January 29, 2019   

   • 415 excess
   • 5 replies
   • 1.5k views
   • 
   • Nancy D
   • January 30, 2019

4. 401k excess matching of $18

   By Liam, January 23, 2019
   • 11 replies
   • 2.9k views
   • 
   • Below Ground
   • January 29, 2019

5. discretionary non-elective to cure top heavy

   By Jim Chad, January 29, 2019
   • 1 reply
   • 584 views
   • 
   • Belgarath
   • January 29, 2019

6. Excess Deferral and 415 Limit

   By Vlad401k, March 5, 2018
   • 3 replies
   • 2k views
   • 
   • BG5150
   • January 29, 2019

7. Matching Contribution True Up By Mistake

   By TPA Bob, January 26, 2019   

   • safe harbor match
   • true up
   • 1 reply
   • 828 views
   • 
   • Luke Bailey
   • January 28, 2019

8. recognizing past service / 401k testing

   By CLE401kGuy, January 25, 2019
   • 3 replies
   • 1k views
   • 
   • Bri
   • January 28, 2019

9. Safe harbor Change

   By coleboy, January 28, 2019
   • 1 reply
   • 602 views
   • 
   • C. B. Zeller
   • January 28, 2019

10. Leaving MEP to start own plan

    By cpc0506, January 23, 2019
    • 5 replies
    • 4.3k views
    • 
    • thepensionmaven
    • January 28, 2019

11. 401k terminating; starting a SIMPLE

    By Santo Gold, January 25, 2019
    • 1 reply
    • 3.8k views
    • 
    • Luke Bailey
    • January 26, 2019

12. affiliated service group

    By Scuba 401, January 24, 2019
    • 1 reply
    • 599 views
    • 
    • Scuba 401
    • January 24, 2019

13. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 900 views
    • 
    • Doc Ument
    • January 23, 2019

14. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 1.2k views
    • 
    • Luke Bailey
    • January 22, 2019

15. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 2.3k views
    • 
    • Below Ground
    • January 21, 2019

16. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 1.3k views
    • 
    • tghooper
    • January 17, 2019

17. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 8k views
    • 
    • ESOP Guy
    • January 17, 2019

18. Loan Repayment/Maternity Leave

    By Stash026, January 17, 2019
    • 3 replies
    • 3.3k views
    • 
    • 401_noob
    • January 17, 2019

19. Advising participant of deemed/defaulted loan

    By Karoline Curran, January 4, 2019
    • 6 replies
    • 2.5k views
    • 
    • IHC
    • January 17, 2019

20. Are Loans Taxed Twice?? 1 2

    By austin3515, April 18, 2017
    • 87 replies
    • 19k views
    • 
    • XTitan
    • January 16, 2019

21. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 1.3k views
    • 
    • SoCalActuary
    • January 16, 2019

22. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 896 views
    • 
    • Kevin C
    • January 15, 2019

23. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 3.4k views
    • 
    • Larry Starr
    • January 15, 2019

24. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 1.8k views
    • 
    • Kevin C
    • January 15, 2019

25. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • January 10, 2019

26. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.9k views
    • 
    • card
    • January 9, 2019

27. non active members of LLC in ADP test

    By Jim Chad, January 9, 2019
    • 2 replies
    • 1.3k views
    • 
    • Larry Starr
    • January 9, 2019

28. 5500 EZ filing

    By Earl, January 6, 2019
    • 7 replies
    • 1.2k views
    • 
    • Karoline Curran
    • January 8, 2019

29. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • January 8, 2019

30. Missed sending Disclosure

    By CLE401kGuy, January 7, 2019
    • 1 reply
    • 2.1k views
    • 
    • C. B. Zeller
    • January 8, 2019

31. TPA

    By TPAexplorer, January 4, 2019   

    • safe harbor 401k plan with new comp allocation
    • 2 replies
    • 917 views
    • 
    • JackS
    • January 7, 2019

32. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 1.3k views
    • 
    • Karoline Curran
    • January 7, 2019

33. Splitting Plans to avoid audit

    By cpc0506, December 28, 2018
    • 14 replies
    • 3.9k views
    • 
    • Kevin C
    • January 4, 2019

34. Loan Offset / Repayment Under New Rules

    By austin3515, January 2, 2019
    • 5 replies
    • 1.8k views
    • 
    • Luke Bailey
    • January 4, 2019

35. Amnending SH Plan AFTER SH Notice Distributed

    By austin3515, January 2, 2019
    • 12 replies
    • 1.2k views
    • 
    • shERPA
    • January 4, 2019

36. Freeze a 401(k) plan

    By sb0828, December 28, 2018   

    • freeze
    • 7 replies
    • 3.9k views
    • 
    • Larry Starr
    • January 3, 2019

37. Can an individual without an EIN set up a plan?

    By AKconsult, December 26, 2018
    • 15 replies
    • 2.5k views
    • 
    • FPGuy
    • January 2, 2019

38. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 743 views
    • 
    • Larry Starr
    • January 2, 2019

39. Fee Disclosures and Corporate Fund Actions

    By pb5350, December 31, 2018
    • 1 reply
    • 842 views
    • 
    • card
    • January 1, 2019

40. plan participant paid after termination

    By M Norton, December 28, 2018   

    • last day
    • plan compensation
    • 2 replies
    • 933 views
    • 
    • hr for me
    • December 30, 2018

41. Solo 401(k) and DB Plan

    By AndyH, December 20, 2018
    • 22 replies
    • 3.3k views
    • 
    • jane murray
    • December 29, 2018

42. 402g Refund and 1099R's

    By wifrbr, December 27, 2018
    • 4 replies
    • 1.9k views
    • 
    • Mr Bagwell
    • December 28, 2018

43. Missed deferrals in final payroll of 2018

    By 30Rock, December 27, 2018
    • 3 replies
    • 816 views
    • 
    • RPAS
    • December 28, 2018

44. New Company - short plan year

    By Gilmore, December 28, 2018
    • 2 replies
    • 765 views
    • 
    • Gilmore
    • December 28, 2018

45. Top-Paid Group and 410(b)(6)(C)

    By austin3515, December 24, 2018
    • 9 replies
    • 2.4k views
    • 
    • Larry Starr
    • December 27, 2018

46. Rollover before eligible

    By msmith, December 21, 2018
    • 3 replies
    • 1.8k views
    • 
    • Luke Bailey
    • December 27, 2018

47. Plan Termination and 100% vesting

    By cpc0506, December 20, 2018
    • 5 replies
    • 2.9k views
    • 
    • Kevin C
    • December 26, 2018

48. Changing Plan Year in a Safe Harbor Plan

    By cpc0506, December 21, 2018
    • 1 reply
    • 1.6k views
    • 
    • Kevin C
    • December 26, 2018

49. Implementing Student Loan Repayment Benefit

    By Flyboyjohn, December 26, 2018
    • 1 reply
    • 904 views
    • 
    • Larry Starr
    • December 26, 2018

50. ASG - Coverage Transition

    By Gilmore, December 21, 2018
    • 2 replies
    • 798 views
    • 
    • Gilmore
    • December 26, 2018