401(k) Plans

19,534 topics in this forum

1. discretionary non-elective to cure top heavy

   By Jim Chad, January 29, 2019
   • 1 reply
   • 848 views
   • 
   • Belgarath
   • January 29, 2019

2. Excess Deferral and 415 Limit

   By Vlad401k, March 5, 2018
   • 3 replies
   • 2.3k views
   • 
   • BG5150
   • January 29, 2019

3. Matching Contribution True Up By Mistake

   By TPA Bob, January 26, 2019   

   • safe harbor match
   • true up
   • 1 reply
   • 1k views
   • 
   • Luke Bailey
   • January 28, 2019

4. recognizing past service / 401k testing

   By CLE401kGuy, January 25, 2019
   • 3 replies
   • 1.3k views
   • 
   • Bri
   • January 28, 2019

5. Safe harbor Change

   By coleboy, January 28, 2019
   • 1 reply
   • 774 views
   • 
   • C. B. Zeller
   • January 28, 2019

6. Leaving MEP to start own plan

   By cpc0506, January 23, 2019
   • 5 replies
   • 4.6k views
   • 
   • thepensionmaven
   • January 28, 2019

7. 401k terminating; starting a SIMPLE

   By Santo Gold, January 25, 2019
   • 1 reply
   • 4k views
   • 
   • Luke Bailey
   • January 26, 2019

8. affiliated service group

   By Scuba 401, January 24, 2019
   • 1 reply
   • 748 views
   • 
   • Scuba 401
   • January 24, 2019

9. 401k Hardship Suspension Period and Restarting Deferrals

   By cheersmate, January 21, 2019   

   • hardship distribution
   • restarting 401k deferral contributions
   • 1 reply
   • 1.1k views
   • 
   • Doc Ument
   • January 23, 2019

10. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 1.5k views
    • 
    • Luke Bailey
    • January 22, 2019

11. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 2.6k views
    • 
    • Below Ground
    • January 21, 2019

12. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 1.5k views
    • 
    • tghooper
    • January 17, 2019

13. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 8.7k views
    • 
    • ESOP Guy
    • January 17, 2019

14. Loan Repayment/Maternity Leave

    By Stash026, January 17, 2019
    • 3 replies
    • 3.7k views
    • 
    • 401_noob
    • January 17, 2019

15. Advising participant of deemed/defaulted loan

    By Karoline Curran, January 4, 2019
    • 6 replies
    • 2.8k views
    • 
    • IHC
    • January 17, 2019

16. Are Loans Taxed Twice?? 1 2

    By austin3515, April 18, 2017
    • 87 replies
    • 21.7k views
    • 
    • XTitan
    • January 16, 2019

17. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 1.5k views
    • 
    • SoCalActuary
    • January 16, 2019

18. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • January 15, 2019

19. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 4.3k views
    • 
    • Larry Starr
    • January 15, 2019

20. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 2.3k views
    • 
    • Kevin C
    • January 15, 2019

21. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 1.3k views
    • 
    • CuseFan
    • January 10, 2019

22. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 2.2k views
    • 
    • card
    • January 9, 2019

23. non active members of LLC in ADP test

    By Jim Chad, January 9, 2019
    • 2 replies
    • 1.6k views
    • 
    • Larry Starr
    • January 9, 2019

24. 5500 EZ filing

    By Earl, January 6, 2019
    • 7 replies
    • 1.4k views
    • 
    • Karoline Curran
    • January 8, 2019

25. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • January 8, 2019

26. Missed sending Disclosure

    By CLE401kGuy, January 7, 2019
    • 1 reply
    • 2.3k views
    • 
    • C. B. Zeller
    • January 8, 2019

27. TPA

    By TPAexplorer, January 4, 2019   

    • safe harbor 401k plan with new comp allocation
    • 2 replies
    • 1.1k views
    • 
    • JackS
    • January 7, 2019

28. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 1.6k views
    • 
    • Karoline Curran
    • January 7, 2019

29. Splitting Plans to avoid audit

    By cpc0506, December 28, 2018
    • 14 replies
    • 4.5k views
    • 
    • Kevin C
    • January 4, 2019

30. Loan Offset / Repayment Under New Rules

    By austin3515, January 2, 2019
    • 5 replies
    • 2k views
    • 
    • Luke Bailey
    • January 4, 2019

31. Amnending SH Plan AFTER SH Notice Distributed

    By austin3515, January 2, 2019
    • 12 replies
    • 1.7k views
    • 
    • shERPA
    • January 4, 2019

32. Freeze a 401(k) plan

    By sb0828, December 28, 2018   

    • freeze
    • 7 replies
    • 4.4k views
    • 
    • Larry Starr
    • January 3, 2019

33. Can an individual without an EIN set up a plan?

    By AKconsult, December 26, 2018
    • 15 replies
    • 2.9k views
    • 
    • FPGuy
    • January 2, 2019

34. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 913 views
    • 
    • Larry Starr
    • January 2, 2019

35. Fee Disclosures and Corporate Fund Actions

    By pb5350, December 31, 2018
    • 1 reply
    • 1k views
    • 
    • card
    • January 1, 2019

36. plan participant paid after termination

    By M Norton, December 28, 2018   

    • last day
    • plan compensation
    • 2 replies
    • 1.1k views
    • 
    • hr for me
    • December 30, 2018

37. Solo 401(k) and DB Plan

    By AndyH, December 20, 2018
    • 22 replies
    • 3.9k views
    • 
    • jane murray
    • December 29, 2018

38. 402g Refund and 1099R's

    By wifrbr, December 27, 2018
    • 4 replies
    • 2.2k views
    • 
    • Mr Bagwell
    • December 28, 2018

39. Missed deferrals in final payroll of 2018

    By 30Rock, December 27, 2018
    • 3 replies
    • 974 views
    • 
    • RPAS
    • December 28, 2018

40. New Company - short plan year

    By Gilmore, December 28, 2018
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • December 28, 2018

41. Top-Paid Group and 410(b)(6)(C)

    By austin3515, December 24, 2018
    • 9 replies
    • 3.1k views
    • 
    • Larry Starr
    • December 27, 2018

42. Rollover before eligible

    By msmith, December 21, 2018
    • 3 replies
    • 1.9k views
    • 
    • Luke Bailey
    • December 27, 2018

43. Plan Termination and 100% vesting

    By cpc0506, December 20, 2018
    • 5 replies
    • 3.3k views
    • 
    • Kevin C
    • December 26, 2018

44. Changing Plan Year in a Safe Harbor Plan

    By cpc0506, December 21, 2018
    • 1 reply
    • 1.8k views
    • 
    • Kevin C
    • December 26, 2018

45. Implementing Student Loan Repayment Benefit

    By Flyboyjohn, December 26, 2018
    • 1 reply
    • 1.1k views
    • 
    • Larry Starr
    • December 26, 2018

46. ASG - Coverage Transition

    By Gilmore, December 21, 2018
    • 2 replies
    • 985 views
    • 
    • Gilmore
    • December 26, 2018

47. Amend Standard 401k with company match

    By thepensionmaven, December 24, 2018
    • 2 replies
    • 932 views
    • 
    • thepensionmaven
    • December 24, 2018

48. UNIK ower dies. Can we make a post death profit sharing contribution?

    By Pixie, December 11, 2018
    • 25 replies
    • 4.9k views
    • 
    • Appleby
    • December 23, 2018

49. 401k No Notice

    By tomres, December 15, 2018
    • 12 replies
    • 6.2k views
    • 
    • tomres
    • December 23, 2018

50. Compensation and Limits for Initial Short-Plan Year

    By Danny CPA, December 18, 2018
    • 14 replies
    • 5.7k views
    • 
    • ACK
    • December 21, 2018