401(k) Plans

19,450 topics in this forum

1. Excess match due to failed ADP Test

   By cpc0506, February 4, 2019
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • February 5, 2019

2. 402(g) excess - two jobs

   By pmacduff, February 1, 2019
   • 10 replies
   • 4.5k views
   • 
   • Mike Preston
   • February 4, 2019

3. miniscule error causes top heavy problem

   By M Norton, January 31, 2019   

   • sh match error
   • top heavy issue
   • 8 replies
   • 1.5k views
   • 
   • M Norton
   • February 4, 2019

4. Add Voluntary After tax to SH Plan--does it mess with TH?

   By BG5150, January 25, 2019
   • 7 replies
   • 1.1k views
   • 
   • Kevin C
   • February 4, 2019

5. Discretionary Match After Plan Year End

   By Gilmore, January 26, 2019
   • 14 replies
   • 4.7k views
   • 
   • Tom Poje
   • February 4, 2019

6. 401k merged into ADP MEP, back to 401k

   By Sixers, January 31, 2019   

   • mep
   • spinoff
   • 4 replies
   • 1.4k views
   • 
   • hr for me
   • February 3, 2019

7. Plan Amendment to allow early entry for one individual

   By MarZDoates, February 1, 2019
   • 2 replies
   • 732 views
   • 
   • MarZDoates
   • February 1, 2019

8. Compensation after termination

   By Vlad401k, January 29, 2018
   • 17 replies
   • 11.3k views
   • 
   • ldr
   • February 1, 2019

9. 402(g) excess included in 415?

   By BG5150, January 29, 2019
   • 4 replies
   • 2k views
   • 
   • duckthing
   • February 1, 2019

10. excluding "on-call" pay and hours

    By M Norton, January 21, 2019   

    • exclusions
    • on-call pay
    • 6 replies
    • 3.3k views
    • 
    • M Norton
    • January 31, 2019

11. Missed Deferral - Catch Up Contribution

    By 52626, January 27, 2019
    • 10 replies
    • 3.8k views
    • 
    • cheersmate
    • January 31, 2019

12. Percentage of plans with 3(38) vs 3(21)?

    By Getholmes, January 30, 2019
    • 2 replies
    • 422 views
    • 
    • imchipbrown
    • January 31, 2019

13. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 923 views
    • 
    • Peter Gulia
    • January 30, 2019

14. excess 415 for terminated employee

    By Nancy D, January 29, 2019   

    • 415 excess
    • 5 replies
    • 1.4k views
    • 
    • Nancy D
    • January 30, 2019

15. 401k excess matching of $18

    By Liam, January 23, 2019
    • 11 replies
    • 2.7k views
    • 
    • Below Ground
    • January 29, 2019

16. discretionary non-elective to cure top heavy

    By Jim Chad, January 29, 2019
    • 1 reply
    • 497 views
    • 
    • Belgarath
    • January 29, 2019

17. Excess Deferral and 415 Limit

    By Vlad401k, March 5, 2018
    • 3 replies
    • 1.9k views
    • 
    • BG5150
    • January 29, 2019

18. Matching Contribution True Up By Mistake

    By TPA Bob, January 26, 2019   

    • safe harbor match
    • true up
    • 1 reply
    • 764 views
    • 
    • Luke Bailey
    • January 28, 2019

19. recognizing past service / 401k testing

    By CLE401kGuy, January 25, 2019
    • 3 replies
    • 904 views
    • 
    • Bri
    • January 28, 2019

20. Safe harbor Change

    By coleboy, January 28, 2019
    • 1 reply
    • 484 views
    • 
    • C. B. Zeller
    • January 28, 2019

21. Leaving MEP to start own plan

    By cpc0506, January 23, 2019
    • 5 replies
    • 4k views
    • 
    • thepensionmaven
    • January 28, 2019

22. 401k terminating; starting a SIMPLE

    By Santo Gold, January 25, 2019
    • 1 reply
    • 3.6k views
    • 
    • Luke Bailey
    • January 26, 2019

23. affiliated service group

    By Scuba 401, January 24, 2019
    • 1 reply
    • 421 views
    • 
    • Scuba 401
    • January 24, 2019

24. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 834 views
    • 
    • Doc Ument
    • January 23, 2019

25. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 1.1k views
    • 
    • Luke Bailey
    • January 22, 2019

26. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 2k views
    • 
    • Below Ground
    • January 21, 2019

27. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 1k views
    • 
    • tghooper
    • January 17, 2019

28. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 7.5k views
    • 
    • ESOP Guy
    • January 17, 2019

29. Loan Repayment/Maternity Leave

    By Stash026, January 17, 2019
    • 3 replies
    • 3k views
    • 
    • 401_noob
    • January 17, 2019

30. Advising participant of deemed/defaulted loan

    By Karoline Curran, January 4, 2019
    • 6 replies
    • 2.4k views
    • 
    • IHC
    • January 17, 2019

31. Are Loans Taxed Twice?? 1 2

    By austin3515, April 18, 2017
    • 87 replies
    • 17.7k views
    • 
    • XTitan
    • January 16, 2019

32. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 1.1k views
    • 
    • SoCalActuary
    • January 16, 2019

33. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 756 views
    • 
    • Kevin C
    • January 15, 2019

34. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 3k views
    • 
    • Larry Starr
    • January 15, 2019

35. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 1.6k views
    • 
    • Kevin C
    • January 15, 2019

36. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 977 views
    • 
    • CuseFan
    • January 10, 2019

37. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.6k views
    • 
    • card
    • January 9, 2019

38. non active members of LLC in ADP test

    By Jim Chad, January 9, 2019
    • 2 replies
    • 1.2k views
    • 
    • Larry Starr
    • January 9, 2019

39. 5500 EZ filing

    By Earl, January 6, 2019
    • 7 replies
    • 1.1k views
    • 
    • Karoline Curran
    • January 8, 2019

40. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 898 views
    • 
    • BG5150
    • January 8, 2019

41. Missed sending Disclosure

    By CLE401kGuy, January 7, 2019
    • 1 reply
    • 1.9k views
    • 
    • C. B. Zeller
    • January 8, 2019

42. TPA

    By TPAexplorer, January 4, 2019   

    • safe harbor 401k plan with new comp allocation
    • 2 replies
    • 736 views
    • 
    • JackS
    • January 7, 2019

43. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 1.1k views
    • 
    • Karoline Curran
    • January 7, 2019

44. Splitting Plans to avoid audit

    By cpc0506, December 28, 2018
    • 14 replies
    • 3.5k views
    • 
    • Kevin C
    • January 4, 2019

45. Loan Offset / Repayment Under New Rules

    By austin3515, January 2, 2019
    • 5 replies
    • 1.6k views
    • 
    • Luke Bailey
    • January 4, 2019

46. Amnending SH Plan AFTER SH Notice Distributed

    By austin3515, January 2, 2019
    • 12 replies
    • 956 views
    • 
    • shERPA
    • January 4, 2019

47. Freeze a 401(k) plan

    By sb0828, December 28, 2018   

    • freeze
    • 7 replies
    • 3.7k views
    • 
    • Larry Starr
    • January 3, 2019

48. Can an individual without an EIN set up a plan?

    By AKconsult, December 26, 2018
    • 15 replies
    • 2.4k views
    • 
    • FPGuy
    • January 2, 2019

49. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 601 views
    • 
    • Larry Starr
    • January 2, 2019

50. Fee Disclosures and Corporate Fund Actions

    By pb5350, December 31, 2018
    • 1 reply
    • 654 views
    • 
    • card
    • January 1, 2019