401(k) Plans

19,409 topics in this forum

1. Client moved to PEO, termed prior plan, moving out of PEO starting new plan in less than 12 months

   By AlwaysLearning, March 29, 2019   

   • peo
   • 401(k)
   • 4 replies
   • 950 views
   • 
   • AlwaysLearning
   • March 29, 2019

2. SH 401(k) Plan where deductions have not been submitted

   By Theresa, March 28, 2019
   • 3 replies
   • 507 views
   • 
   • 401king
   • March 29, 2019

3. Banks offering preferred commercial lending rates to plan sponsors

   By MarZDoates, March 26, 2019
   • 11 replies
   • 854 views
   • 
   • Bob the Swimmer
   • March 28, 2019

4. Two Hardships for Same Event

   By CYK0913, March 26, 2019
   • 2 replies
   • 554 views
   • 
   • rr_sphr
   • March 28, 2019

5. SCP no existing NHCEs

   By Draper55, March 27, 2019
   • 10 replies
   • 1.9k views
   • 
   • Kevin C
   • March 28, 2019

6. Owner gives back his salary

   By ratherbereading, March 25, 2019
   • 15 replies
   • 1.6k views
   • 
   • JamesK
   • March 28, 2019

7. Excess Employer Safe Harbor Match

   By Theresa, March 26, 2019
   • 6 replies
   • 2.3k views
   • 
   • C. B. Zeller
   • March 27, 2019

8. Non-Elective Deductibility Rules

   By Stash026, March 25, 2019
   • 2 replies
   • 474 views
   • 
   • Patricia Neal Jensen
   • March 26, 2019

9. existing 401(k) Plan

   By Theresa, February 25, 2019
   • 5 replies
   • 676 views
   • 
   • Theresa
   • March 26, 2019

10. Failed to suspend deferrals after h'ship--now what?

    By BG5150, March 22, 2019
    • 4 replies
    • 1k views
    • 
    • Luke Bailey
    • March 26, 2019

11. Correcting Wage Overpayment and Contributions made in error to 401(k)

    By Guest JWIRA, September 9, 2006
    • 4 replies
    • 5.5k views
    • 
    • Christine Oliver
    • March 25, 2019

12. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 565 views
    • 
    • austin3515
    • March 25, 2019

13. Eligibility - When does a Participant Enter

    By 52626, March 22, 2019
    • 8 replies
    • 3.4k views
    • 
    • Tom Poje
    • March 25, 2019

14. Ineligible to participate in 401k because of unionization

    By erisa_novice, March 21, 2019
    • 9 replies
    • 4.3k views
    • 
    • FPGuy
    • March 22, 2019

15. PEO spin off plan - PEO and new plan Safe Harbor

    By cpc0506, March 22, 2019
    • 1 reply
    • 1.7k views
    • 
    • Kevin C
    • March 22, 2019

16. Marijuana Dispensary

    By austin3515, November 1, 2017
    • 24 replies
    • 5.5k views
    • 
    • RatherBeGolfing
    • March 22, 2019

17. Incorrect Deferral % - Overage

    By Purplemandinga, March 22, 2019
    • 1 reply
    • 427 views
    • 
    • Luke Bailey
    • March 22, 2019

18. Controlled Group Safe Harbor and Traditional

    By 52626, March 19, 2019
    • 5 replies
    • 509 views
    • 
    • Mike Preston
    • March 21, 2019

19. Exclusion of Fringe Benefits

    By BTG, March 20, 2019
    • 5 replies
    • 4.1k views
    • 
    • Doc Ument
    • March 21, 2019

20. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2.2k views
    • 
    • Cardscrazy
    • March 21, 2019

21. Participant Request to Add Asset Class

    By khn, March 20, 2019
    • 5 replies
    • 849 views
    • 
    • Cardscrazy
    • March 21, 2019

22. Excluding Union Members from 401(k) Plan

    By erisa_novice, March 20, 2019   

    • union workers
    • exclusions
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • March 20, 2019

23. Affordable Care Act Ins Prem Refunds Count as Plan Compensation?

    By cheersmate, March 18, 2019   

    • insurance premium refunds
    • plan compensation
    • (and 1 more)

      Tagged with:

      • insurance premium refunds
      • plan compensation
      • affordable care act
    • 4 replies
    • 1.1k views
    • 
    • CuseFan
    • March 20, 2019

24. $0 W-2 wages deferred $9,000

    By jsample, March 12, 2019
    • 13 replies
    • 1.3k views
    • 
    • card
    • March 19, 2019

25. Year End True-up - % of total match

    By Ryan L, March 12, 2019
    • 10 replies
    • 1.2k views
    • 
    • Ryan L
    • March 19, 2019

26. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 996 views
    • 
    • CuseFan
    • March 18, 2019

27. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.8k views
    • 
    • TMH
    • March 18, 2019

28. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.8k views
    • 
    • Kevin C
    • March 18, 2019

29. Congratulations

    By legort69, March 16, 2019
    • 0 replies
    • 361 views
    • 
    • legort69
    • March 16, 2019

30. Participant deferred from severance--what kind of refund

    By BG5150, March 14, 2019
    • 9 replies
    • 1.2k views
    • 
    • JamesK
    • March 15, 2019

31. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 423 views
    • 
    • 401king
    • March 15, 2019

32. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.7k views
    • 
    • Melissa
    • March 15, 2019

33. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 569 views
    • 
    • duckthing
    • March 15, 2019

34. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 691 views
    • 
    • CuseFan
    • March 14, 2019

35. Fringe Benefit? Meals and Lodging?

    By justanotheradmin, March 11, 2019
    • 6 replies
    • 3.5k views
    • 
    • justanotheradmin
    • March 13, 2019

36. Tip Income

    By AATPA, October 12, 2018
    • 1 reply
    • 1k views
    • 
    • dan654083
    • March 13, 2019

37. Exclude HCEs from match

    By Scott50, March 11, 2019
    • 3 replies
    • 1.7k views
    • 
    • Mike Preston
    • March 12, 2019

38. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.6k views
    • 
    • Lou S.
    • March 12, 2019

39. 30 Day Notice Fee Disclosure

    By khn, March 12, 2019
    • 0 replies
    • 507 views
    • 
    • khn
    • March 12, 2019

40. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 786 views
    • 
    • justanotheradmin
    • March 11, 2019

41. ACP test

    By cdavis25, March 11, 2019
    • 1 reply
    • 492 views
    • 
    • BG5150
    • March 11, 2019

42. 6/30 FISCAL YR, HAD SIMPLE WANTS SH401K

    By cheersmate, March 10, 2019   

    • simple plan
    • 401k plan
    • (and 1 more)

      Tagged with:

      • simple plan
      • 401k plan
      • overlapping plans deduction considerations
    • 0 replies
    • 414 views
    • 
    • cheersmate
    • March 10, 2019

43. Mom Answers Phones for 10 hours

    By austin3515, March 7, 2019
    • 9 replies
    • 1.4k views
    • 
    • BG5150
    • March 8, 2019

44. SH Plan Eligibility- Excluding EEs in Controlled Group

    By kshawbenefits, March 7, 2019
    • 9 replies
    • 1.9k views
    • 
    • Kevin C
    • March 8, 2019

45. Affiliated Service Groups

    By ERISA-Bubs, March 7, 2019
    • 3 replies
    • 945 views
    • 
    • PensionPro
    • March 8, 2019

46. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 2.3k views
    • 
    • CuseFan
    • March 8, 2019

47. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 490 views
    • 
    • austin3515
    • March 8, 2019

48. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 1 reply
    • 554 views
    • 
    • C. B. Zeller
    • March 8, 2019

49. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 7.2k views
    • 
    • Tom Poje
    • March 8, 2019

50. Individually Designed Document Question

    By khn, March 6, 2019
    • 21 replies
    • 2.1k views
    • 
    • jpod
    • March 7, 2019