401(k) Plans

19,362 topics in this forum

1. Plan Terminated - Residual Dividends in Following Year - 5500 Required?

   By 401(k)athryn, March 28, 2019
   • 5 replies
   • 3.4k views
   • 
   • chc93
   • March 29, 2019

2. Affiliated Service Group and Testing

   By 52626, March 29, 2019
   • 1 reply
   • 813 views
   • 
   • C. B. Zeller
   • March 29, 2019

3. Client moved to PEO, termed prior plan, moving out of PEO starting new plan in less than 12 months

   By AlwaysLearning, March 29, 2019   

   • peo
   • 401(k)
   • 4 replies
   • 886 views
   • 
   • AlwaysLearning
   • March 29, 2019

4. SH 401(k) Plan where deductions have not been submitted

   By Theresa, March 28, 2019
   • 3 replies
   • 460 views
   • 
   • 401king
   • March 29, 2019

5. Banks offering preferred commercial lending rates to plan sponsors

   By MarZDoates, March 26, 2019
   • 11 replies
   • 774 views
   • 
   • Bob the Swimmer
   • March 28, 2019

6. Two Hardships for Same Event

   By CYK0913, March 26, 2019
   • 2 replies
   • 493 views
   • 
   • rr_sphr
   • March 28, 2019

7. SCP no existing NHCEs

   By Draper55, March 27, 2019
   • 10 replies
   • 1.8k views
   • 
   • Kevin C
   • March 28, 2019

8. Owner gives back his salary

   By ratherbereading, March 25, 2019
   • 15 replies
   • 1.6k views
   • 
   • JamesK
   • March 28, 2019

9. Excess Employer Safe Harbor Match

   By Theresa, March 26, 2019
   • 6 replies
   • 2.2k views
   • 
   • C. B. Zeller
   • March 27, 2019

10. Non-Elective Deductibility Rules

    By Stash026, March 25, 2019
    • 2 replies
    • 443 views
    • 
    • Patricia Neal Jensen
    • March 26, 2019

11. existing 401(k) Plan

    By Theresa, February 25, 2019
    • 5 replies
    • 629 views
    • 
    • Theresa
    • March 26, 2019

12. Failed to suspend deferrals after h'ship--now what?

    By BG5150, March 22, 2019
    • 4 replies
    • 989 views
    • 
    • Luke Bailey
    • March 26, 2019

13. Correcting Wage Overpayment and Contributions made in error to 401(k)

    By Guest JWIRA, September 9, 2006
    • 4 replies
    • 5.4k views
    • 
    • Christine Oliver
    • March 25, 2019

14. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 532 views
    • 
    • austin3515
    • March 25, 2019

15. Eligibility - When does a Participant Enter

    By 52626, March 22, 2019
    • 8 replies
    • 3.3k views
    • 
    • Tom Poje
    • March 25, 2019

16. Ineligible to participate in 401k because of unionization

    By erisa_novice, March 21, 2019
    • 9 replies
    • 4.1k views
    • 
    • FPGuy
    • March 22, 2019

17. PEO spin off plan - PEO and new plan Safe Harbor

    By cpc0506, March 22, 2019
    • 1 reply
    • 1.6k views
    • 
    • Kevin C
    • March 22, 2019

18. Marijuana Dispensary

    By austin3515, November 1, 2017
    • 24 replies
    • 5.2k views
    • 
    • RatherBeGolfing
    • March 22, 2019

19. Incorrect Deferral % - Overage

    By Purplemandinga, March 22, 2019
    • 1 reply
    • 399 views
    • 
    • Luke Bailey
    • March 22, 2019

20. Controlled Group Safe Harbor and Traditional

    By 52626, March 19, 2019
    • 5 replies
    • 458 views
    • 
    • Mike Preston
    • March 21, 2019

21. Exclusion of Fringe Benefits

    By BTG, March 20, 2019
    • 5 replies
    • 3.9k views
    • 
    • Doc Ument
    • March 21, 2019

22. Forfeiture buy-back practices

    By Brenda Wren, February 15, 2019
    • 6 replies
    • 2.1k views
    • 
    • Cardscrazy
    • March 21, 2019

23. Participant Request to Add Asset Class

    By khn, March 20, 2019
    • 5 replies
    • 792 views
    • 
    • Cardscrazy
    • March 21, 2019

24. Excluding Union Members from 401(k) Plan

    By erisa_novice, March 20, 2019   

    • union workers
    • exclusions
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • March 20, 2019

25. Affordable Care Act Ins Prem Refunds Count as Plan Compensation?

    By cheersmate, March 18, 2019   

    • insurance premium refunds
    • plan compensation
    • (and 1 more)

      Tagged with:

      • insurance premium refunds
      • plan compensation
      • affordable care act
    • 4 replies
    • 960 views
    • 
    • CuseFan
    • March 20, 2019

26. $0 W-2 wages deferred $9,000

    By jsample, March 12, 2019
    • 13 replies
    • 1.2k views
    • 
    • card
    • March 19, 2019

27. Year End True-up - % of total match

    By Ryan L, March 12, 2019
    • 10 replies
    • 1k views
    • 
    • Ryan L
    • March 19, 2019

28. coverage testing in a control group

    By BW, March 15, 2019
    • 4 replies
    • 938 views
    • 
    • CuseFan
    • March 18, 2019

29. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.6k views
    • 
    • TMH
    • March 18, 2019

30. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.6k views
    • 
    • Kevin C
    • March 18, 2019

31. Congratulations

    By legort69, March 16, 2019
    • 0 replies
    • 330 views
    • 
    • legort69
    • March 16, 2019

32. Participant deferred from severance--what kind of refund

    By BG5150, March 14, 2019
    • 9 replies
    • 1.2k views
    • 
    • JamesK
    • March 15, 2019

33. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 386 views
    • 
    • 401king
    • March 15, 2019

34. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.6k views
    • 
    • Melissa
    • March 15, 2019

35. overshot deferral

    By thepensionmaven, March 15, 2019
    • 2 replies
    • 529 views
    • 
    • duckthing
    • March 15, 2019

36. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 634 views
    • 
    • CuseFan
    • March 14, 2019

37. Fringe Benefit? Meals and Lodging?

    By justanotheradmin, March 11, 2019
    • 6 replies
    • 3.3k views
    • 
    • justanotheradmin
    • March 13, 2019

38. Tip Income

    By AATPA, October 12, 2018
    • 1 reply
    • 1k views
    • 
    • dan654083
    • March 13, 2019

39. Exclude HCEs from match

    By Scott50, March 11, 2019
    • 3 replies
    • 1.6k views
    • 
    • Mike Preston
    • March 12, 2019

40. 2018 First Plan Year - Is Top Heavy

    By MarZDoates, March 11, 2019
    • 4 replies
    • 1.6k views
    • 
    • Lou S.
    • March 12, 2019

41. 30 Day Notice Fee Disclosure

    By khn, March 12, 2019
    • 0 replies
    • 479 views
    • 
    • khn
    • March 12, 2019

42. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 739 views
    • 
    • justanotheradmin
    • March 11, 2019

43. ACP test

    By cdavis25, March 11, 2019
    • 1 reply
    • 459 views
    • 
    • BG5150
    • March 11, 2019

44. 6/30 FISCAL YR, HAD SIMPLE WANTS SH401K

    By cheersmate, March 10, 2019   

    • simple plan
    • 401k plan
    • (and 1 more)

      Tagged with:

      • simple plan
      • 401k plan
      • overlapping plans deduction considerations
    • 0 replies
    • 379 views
    • 
    • cheersmate
    • March 10, 2019

45. Mom Answers Phones for 10 hours

    By austin3515, March 7, 2019
    • 9 replies
    • 1.3k views
    • 
    • BG5150
    • March 8, 2019

46. SH Plan Eligibility- Excluding EEs in Controlled Group

    By kshawbenefits, March 7, 2019
    • 9 replies
    • 1.7k views
    • 
    • Kevin C
    • March 8, 2019

47. Affiliated Service Groups

    By ERISA-Bubs, March 7, 2019
    • 3 replies
    • 905 views
    • 
    • PensionPro
    • March 8, 2019

48. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 2.1k views
    • 
    • CuseFan
    • March 8, 2019

49. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 441 views
    • 
    • austin3515
    • March 8, 2019

50. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 1 reply
    • 507 views
    • 
    • C. B. Zeller
    • March 8, 2019