401(k) Plans

19,319 topics in this forum

1. [Update] Excess deferral in 2017 (not corrected by April 15, 2018) with two unrelated employers/plans

   By Pxhesq, April 19, 2018   

   • 401(k)
   • excess deferral
   • 5 replies
   • 2.8k views
   • 
   • Kac1214
   • April 20, 2018

2. Retroactively amend compensation definition

   By Guest Iwonder, May 2, 2006
   • 7 replies
   • 8k views
   • 
   • Tom Poje
   • April 18, 2018

3. Interesting Update On VCP Fees (not exciting news)

   By austin3515, April 18, 2018
   • 2 replies
   • 505 views
   • 
   • austin3515
   • April 18, 2018

4. 401K DISTRIBUTION ERRORS

   By dave 222, April 13, 2018
   • 6 replies
   • 1.3k views
   • 
   • BG5150
   • April 18, 2018

5. Excluding some NHCE from Safe Harbor Match

   By BG5150, April 18, 2018
   • 5 replies
   • 1.3k views
   • 
   • ERISAAPPLE
   • April 18, 2018

6. Terminating Money Purchase Plan - Starting new 401k Plan

   By coleboy, April 18, 2018
   • 6 replies
   • 1.4k views
   • 
   • CuseFan
   • April 18, 2018

7. failure to implement auto escalation

   By K2retire, April 18, 2018
   • 0 replies
   • 788 views
   • 
   • K2retire
   • April 18, 2018

8. general question - allowed to contribute for 2017 now & wants corrected w2?

   By Erica23, April 16, 2018
   • 11 replies
   • 807 views
   • 
   • Tom Poje
   • April 17, 2018

9. Safe harbor plan with enhanced match and additional match

   By 30Rock, April 4, 2018
   • 5 replies
   • 2.1k views
   • 
   • MWeddell
   • April 16, 2018

10. Controlled Group - combined testing

    By RPC-TPA, April 16, 2018
    • 1 reply
    • 964 views
    • 
    • Mike Preston
    • April 16, 2018

11. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.7k views
    • 
    • ERISAAPPLE
    • April 16, 2018

12. 401(k) participation by credit card tips

    By dan654083, April 7, 2018
    • 5 replies
    • 1.8k views
    • 
    • MWeddell
    • April 16, 2018

13. Match contribution based on service

    By Santo Gold, April 12, 2018
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • April 16, 2018

14. Deferral rate changes for money earned but not paid

    By Loves401(k), April 13, 2018
    • 1 reply
    • 469 views
    • 
    • WCC
    • April 13, 2018

15. Automatic Enrollment - notice not provided

    By Tinman, April 12, 2018
    • 1 reply
    • 2.7k views
    • 
    • Kevin C
    • April 13, 2018

16. entered early by mistake

    By Earl, April 13, 2018
    • 1 reply
    • 540 views
    • 
    • ETA Consulting LLC
    • April 13, 2018

17. Partners & K- 1 Earnings

    By coleboy, April 12, 2018
    • 3 replies
    • 598 views
    • 
    • Larry Starr
    • April 12, 2018

18. Off-Calendar year end plan, catch-up contributions

    By AATPA, April 11, 2018   

    • catch-up
    • off-calendar
    • 9 replies
    • 3.2k views
    • 
    • AATPA
    • April 12, 2018

19. Late Deposit

    By PFranckowiak, April 12, 2018
    • 1 reply
    • 507 views
    • 
    • ETA Consulting LLC
    • April 12, 2018

20. discretionary match after QACA SH contribution

    By bmore1147, April 6, 2018   

    • 401k
    • safe harbor
    • (and 3 more)

      Tagged with:

      • 401k
      • safe harbor
      • qaca
      • match
      • testing
    • 2 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 11, 2018

21. EACA Notice Requirement for Mid-Year Lookback

    By Gruegen, April 11, 2018
    • 1 reply
    • 986 views
    • 
    • BG5150
    • April 11, 2018

22. 1 year of Service

    By wifrbr, April 4, 2018
    • 14 replies
    • 3.9k views
    • 
    • Doc Ument
    • April 10, 2018

23. Schedule C compensation

    By pensionLifer, April 10, 2018
    • 5 replies
    • 2.3k views
    • 
    • Larry Starr
    • April 10, 2018

24. excluding hce from safe harbor in a board res

    By hileman, April 10, 2018
    • 2 replies
    • 976 views
    • 
    • Larry Starr
    • April 10, 2018

25. Successor Plan?

    By Kac1214, April 4, 2018
    • 7 replies
    • 900 views
    • 
    • Luke Bailey
    • April 10, 2018

26. 401K 2nd Loan

    By MareiL, April 8, 2018
    • 5 replies
    • 8k views
    • 
    • MareiL
    • April 10, 2018

27. Forfeitures in late correction of ACP failure

    By CuseFan, April 9, 2018
    • 2 replies
    • 649 views
    • 
    • CuseFan
    • April 10, 2018

28. Hardship withdrawals

    By thepensionmaven, April 10, 2018   

    • hardship
    • 3 replies
    • 617 views
    • 
    • duckthing
    • April 10, 2018

29. accrual of elective deferral

    By thepensionmaven, April 4, 2018   

    • accrual
    • 7 replies
    • 1.1k views
    • 
    • thepensionmaven
    • April 10, 2018

30. ADP Excess Contribution Recharacterization

    By TheoDawg, April 6, 2018
    • 2 replies
    • 1.7k views
    • 
    • Luke Bailey
    • April 9, 2018

31. Safe harbor non-elective not yet made

    By thepensionmaven, May 24, 2017
    • 27 replies
    • 8.6k views
    • 
    • 401(k)athryn
    • April 6, 2018

32. Late Forms 1099R

    By CLKent23, April 3, 2018
    • 5 replies
    • 1.7k views
    • 
    • JamesK
    • April 6, 2018

33. Non-Resident Trustee

    By wifrbr, April 2, 2018
    • 6 replies
    • 2k views
    • 
    • QP_Guy
    • April 5, 2018

34. Allocation between Roth and non-Roth amounts when participant receives partial distribution from plan

    By Luke Bailey, April 4, 2018   

    • roth
    • 401(k)
    • (and 2 more)

      Tagged with:

      • roth
      • 401(k)
      • non-roth
      • distribution
    • 6 replies
    • 2k views
    • 
    • ETA Consulting LLC
    • April 5, 2018

35. Interest calc on excess deferrals

    By thepensionmaven, April 4, 2018   

    • excees deferrals
    • 1 reply
    • 425 views
    • 
    • Mike Preston
    • April 5, 2018

36. 415c Maximum Contributions

    By Marlene, January 24, 2018   

    • cross testing
    • 12 replies
    • 3k views
    • 
    • msmith
    • April 4, 2018

37. Safe Harbor Hardship Distribution and 409A

    By Randy Watson, February 12, 2008
    • 9 replies
    • 5k views
    • 
    • XTitan
    • April 4, 2018

38. Safe Harbor & Participation Comp

    By ERISAAPPLE, March 29, 2018
    • 4 replies
    • 1.1k views
    • 
    • ERISAAPPLE
    • April 4, 2018

39. missed deferral incorrect correction

    By K2retire, April 3, 2018   

    • qnec
    • wrong compensation definition
    • 1 reply
    • 595 views
    • 
    • Luke Bailey
    • April 4, 2018

40. Plan Eligibility

    By EBDI, April 2, 2018
    • 5 replies
    • 1.3k views
    • 
    • EBDI
    • April 3, 2018

41. Sole Prop with No Income

    By Earl, April 1, 2018
    • 5 replies
    • 684 views
    • 
    • BG5150
    • April 3, 2018

42. Failed ADP Test

    By coleboy, March 27, 2018
    • 15 replies
    • 3k views
    • 
    • Bird
    • April 2, 2018

43. In Home Supported Services (IHSS)

    By Jennie, March 30, 2018
    • 6 replies
    • 6.4k views
    • 
    • Jennie
    • April 2, 2018

44. Help needed...tough situation

    By scarabrad, April 2, 2018
    • 1 reply
    • 481 views
    • 
    • jpod
    • April 2, 2018

45. Missed Deferrals Less Than 3 months

    By coleboy, March 30, 2018
    • 5 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • March 30, 2018

46. 401k Overcontribution Correction

    By Doghouse, March 27, 2018
    • 7 replies
    • 2k views
    • 
    • ERISAAPPLE
    • March 30, 2018

47. Enrollment

    By mjf06241972, March 28, 2018   

    • enrollment 401k employees
    • 6 replies
    • 2k views
    • 
    • Kevin C
    • March 29, 2018

48. Mid-year Amendment to a Safe Harbor Plan

    By austin3515, March 28, 2018
    • 21 replies
    • 4.1k views
    • 
    • austin3515
    • March 29, 2018

49. 401k Plan Termination & Successor Plan Rule

    By cbendertpa23, March 27, 2018   

    • plan termination
    • 401k
    • (and 2 more)

      Tagged with:

      • plan termination
      • 401k
      • successor plan
      • 12 month rule
    • 2 replies
    • 1.8k views
    • 
    • Luke Bailey
    • March 28, 2018

50. QNEC & Catch-up

    By wifrbr, March 28, 2018
    • 3 replies
    • 966 views
    • 
    • Kac1214
    • March 28, 2018