401(k) Plans

19,275 topics in this forum

1. Exclude HCEs from match

   By Scott50, March 11, 2019
   • 3 replies
   • 1.5k views
   • 
   • Mike Preston
   • March 12, 2019

2. 2018 First Plan Year - Is Top Heavy

   By MarZDoates, March 11, 2019
   • 4 replies
   • 1.5k views
   • 
   • Lou S.
   • March 12, 2019

3. 30 Day Notice Fee Disclosure

   By khn, March 12, 2019
   • 0 replies
   • 447 views
   • 
   • khn
   • March 12, 2019

4. Delayed deposit of employee deferral

   By rblum50, March 8, 2019
   • 2 replies
   • 701 views
   • 
   • justanotheradmin
   • March 11, 2019

5. ACP test

   By cdavis25, March 11, 2019
   • 1 reply
   • 421 views
   • 
   • BG5150
   • March 11, 2019

6. 6/30 FISCAL YR, HAD SIMPLE WANTS SH401K

   By cheersmate, March 10, 2019   

   • simple plan
   • 401k plan
   • (and 1 more)

     Tagged with:

     • simple plan
     • 401k plan
     • overlapping plans deduction considerations
   • 0 replies
   • 342 views
   • 
   • cheersmate
   • March 10, 2019

7. Mom Answers Phones for 10 hours

   By austin3515, March 7, 2019
   • 9 replies
   • 1.2k views
   • 
   • BG5150
   • March 8, 2019

8. SH Plan Eligibility- Excluding EEs in Controlled Group

   By kshawbenefits, March 7, 2019
   • 9 replies
   • 1.6k views
   • 
   • Kevin C
   • March 8, 2019

9. Affiliated Service Groups

   By ERISA-Bubs, March 7, 2019
   • 3 replies
   • 869 views
   • 
   • PensionPro
   • March 8, 2019

10. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 1.6k views
    • 
    • CuseFan
    • March 8, 2019

11. Prior Year Testing if Amendments Made

    By austin3515, March 8, 2019
    • 2 replies
    • 401 views
    • 
    • austin3515
    • March 8, 2019

12. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 1 reply
    • 465 views
    • 
    • C. B. Zeller
    • March 8, 2019

13. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 5.8k views
    • 
    • Tom Poje
    • March 8, 2019

14. Individually Designed Document Question

    By khn, March 6, 2019
    • 21 replies
    • 1.7k views
    • 
    • jpod
    • March 7, 2019

15. 401k Hardship withdrawl for purchase of primary residence

    By Watson, March 7, 2019
    • 4 replies
    • 5.6k views
    • 
    • Doc Ument
    • March 7, 2019

16. Multiple Business Owner Plan Participation

    By coleboy, March 7, 2019
    • 3 replies
    • 651 views
    • 
    • Luke Bailey
    • March 7, 2019

17. Safe Harbor Match Question

    By Pammie57, March 6, 2019
    • 4 replies
    • 628 views
    • 
    • Kevin C
    • March 6, 2019

18. working less than 500 hours and benefiting under SHNEC

    By AJC, March 5, 2019
    • 4 replies
    • 618 views
    • 
    • AJC
    • March 5, 2019

19. Entry date calculation

    By AKconsult, March 5, 2019
    • 1 reply
    • 848 views
    • 
    • Tom Poje
    • March 5, 2019

20. Client Leaving PEO 401k Plan

    By coleboy, March 4, 2019
    • 1 reply
    • 683 views
    • 
    • Kevin C
    • March 5, 2019

21. Including Nanny on Payroll of S Corp, Exclude from 401(k)?

    By matthny, February 28, 2019
    • 5 replies
    • 2.5k views
    • 
    • Bill Presson
    • March 5, 2019

22. Allocating Gains Loss on Pooled Accounts

    By Karoline Curran, March 1, 2019
    • 12 replies
    • 2.9k views
    • 
    • justanotheradmin
    • March 5, 2019

23. How to protect your 401k from a looming recession?

    By Stella, March 1, 2019   

    • recession
    • bonds
    • 9 replies
    • 1.1k views
    • 
    • david rigby
    • March 4, 2019

24. blackout period w/out moving recordkeepers?

    By TPApril, March 1, 2019
    • 4 replies
    • 818 views
    • 
    • BG5150
    • March 4, 2019

25. Safe Harbor Match and Top Heavy Rules

    By ldr, February 28, 2019   

    • safe harbor match
    • top heavy
    • 6 replies
    • 2.1k views
    • 
    • BG5150
    • March 4, 2019

26. ERISA Pre-emption where participant murders spouse

    By TamB, March 21, 2017   

    • erisa
    • murder
    • (and 1 more)

      Tagged with:

      • erisa
      • murder
      • non-participant
    • 11 replies
    • 2.8k views
    • 
    • david rigby
    • March 1, 2019

27. W-2 error

    By R. Butler, February 27, 2019
    • 3 replies
    • 608 views
    • 
    • Kevin C
    • March 1, 2019

28. plan document missing-VCP issue

    By cpc0506, February 26, 2019
    • 10 replies
    • 2.3k views
    • 
    • Luke Bailey
    • February 27, 2019

29. Can Plan Sponsor make a loan to a plan?

    By TPApril, February 26, 2019
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 26, 2019

30. Is IRS being Stupid? Form 945 Issue

    By justanotheradmin, January 25, 2016   

    • Form 945
    • IRS
    • 21 replies
    • 5.8k views
    • 
    • DPL
    • February 26, 2019

31. 401k Loan Amount - What is the max for me?

    By sarathesmith2, February 24, 2019
    • 6 replies
    • 3.2k views
    • 
    • card
    • February 26, 2019

32. HCE's

    By coleboy, February 25, 2019
    • 5 replies
    • 672 views
    • 
    • coleboy
    • February 26, 2019

33. Self-Employed and true-ups

    By JustnERPA, February 15, 2019
    • 4 replies
    • 762 views
    • 
    • Luke Bailey
    • February 25, 2019

34. Medical Hardship

    By Ray H, February 24, 2019
    • 1 reply
    • 460 views
    • 
    • CuseFan
    • February 25, 2019

35. Hardship Withdrawals

    By Cynchbeast, February 8, 2019
    • 4 replies
    • 1.1k views
    • 
    • rr_sphr
    • February 25, 2019

36. Otherwise Excludable EE and maximum waiting period

    By NW529, February 24, 2019   

    • otherwise excludable
    • entry date
    • (and 2 more)

      Tagged with:

      • otherwise excludable
      • entry date
      • eligibility
      • nondiscrimination testing
    • 7 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 25, 2019

37. Share Holder Insurance Premiums

    By coleboy, February 22, 2019
    • 3 replies
    • 643 views
    • 
    • coleboy
    • February 25, 2019

38. 401k spin-off

    By B21, February 19, 2019
    • 6 replies
    • 1.9k views
    • 
    • Mike Preston
    • February 22, 2019

39. Is rollover money exempt from the 10% penalty?

    By ldr, February 20, 2019   

    • rollover
    • withdrawal
    • (and 1 more)

      Tagged with:

      • rollover
      • withdrawal
      • penalty
    • 17 replies
    • 2.3k views
    • 
    • ldr
    • February 22, 2019

40. Coverage for 401(k)--controlled group

    By BG5150, February 21, 2019
    • 9 replies
    • 1.4k views
    • 
    • Roycal
    • February 22, 2019

41. Plan Termination and Employer Contributions

    By Chippy, February 21, 2019
    • 2 replies
    • 789 views
    • 
    • Tom Poje
    • February 22, 2019

42. Top Heavy Plan with DB contributions

    By cpc0506, February 21, 2019
    • 7 replies
    • 1.1k views
    • 
    • justanotheradmin
    • February 22, 2019

43. Are Wages Exempt from Tax Withholding Plan Comp Under 3401(a)?

    By PensionPro, February 19, 2019
    • 3 replies
    • 1.1k views
    • 
    • duckthing
    • February 21, 2019

44. Notice of Class Action Settlement

    By JustnERPA, February 18, 2019
    • 11 replies
    • 2k views
    • 
    • FPGuy
    • February 20, 2019

45. Hardship Distribution / Medical Debt

    By austin3515, February 19, 2019
    • 5 replies
    • 851 views
    • 
    • Cardscrazy
    • February 20, 2019

46. 1600 hour service requirement?

    By kmhaab, February 13, 2019
    • 26 replies
    • 2.3k views
    • 
    • BG5150
    • February 20, 2019

47. Successor plan foolishness

    By Belgarath, February 15, 2019
    • 7 replies
    • 1.3k views
    • 
    • Belgarath
    • February 20, 2019

48. 2 Owners, 3 Companies, 3 plans

    By Zoey, February 19, 2019
    • 6 replies
    • 551 views
    • 
    • Zoey
    • February 19, 2019

49. Otherwise Excludable Employees on ADP Test

    By ratherbereading, May 11, 2018   

    • 401k test; excludable ees
    • 13 replies
    • 3.8k views
    • 
    • Tom Poje
    • February 19, 2019

50. 401k testing

    By mehmgo, February 19, 2019
    • 1 reply
    • 527 views
    • 
    • Kevin C
    • February 19, 2019