401(k) Plans

19,362 topics in this forum

1. Retroactive amendment to lower NRA

   By cpc0506, February 6, 2019
   • 11 replies
   • 2k views
   • 
   • Peter Gulia
   • February 8, 2019

2. Employee Salary Deferral Contribution Deadline for Solo 401(k)

   By Guest marco100, December 21, 2012
   • 8 replies
   • 17.5k views
   • 
   • Bird
   • February 8, 2019

3. Exclusion part time

   By Sixers, February 7, 2019
   • 5 replies
   • 941 views
   • 
   • Tom Poje
   • February 8, 2019

4. SHNEC, Top Heavy and Otherwise Excludable EE's

   By LMD1, February 2, 2019
   • 6 replies
   • 1.9k views
   • 
   • QP_Guy
   • February 6, 2019

5. Compensation for ADP Testing

   By msmith, February 5, 2019
   • 6 replies
   • 2.3k views
   • 
   • BG5150
   • February 6, 2019

6. testing each xt deposit... including receivable?

   By AlbanyConsultant, January 31, 2019
   • 7 replies
   • 525 views
   • 
   • Belgarath
   • February 6, 2019

7. 1Part. 401k employee after-tax contribution source and timing

   By spiritrider, February 3, 2019
   • 1 reply
   • 857 views
   • 
   • PensionPro
   • February 6, 2019

8. Beneficial Interest / Controlled Groups

   By austin3515, February 5, 2019
   • 9 replies
   • 2.9k views
   • 
   • PensionPro
   • February 5, 2019

9. additonal income for S corp owner

   By s2mone, February 1, 2019   

   • compenstion
   • s corp
   • (and 1 more)

     Tagged with:

     • compenstion
     • s corp
     • adp
   • 8 replies
   • 1.4k views
   • 
   • jpod
   • February 5, 2019

10. Web Based Training / Tutorials / ASG Rules

    By austin3515, February 1, 2019
    • 6 replies
    • 656 views
    • 
    • austin3515
    • February 5, 2019

11. Family and ownership attribution

    By Pammie57, January 31, 2019
    • 3 replies
    • 3.1k views
    • 
    • Larry Starr
    • February 5, 2019

12. Excess match due to failed ADP Test

    By cpc0506, February 4, 2019
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 5, 2019

13. 402(g) excess - two jobs

    By pmacduff, February 1, 2019
    • 10 replies
    • 4k views
    • 
    • Mike Preston
    • February 4, 2019

14. miniscule error causes top heavy problem

    By M Norton, January 31, 2019   

    • sh match error
    • top heavy issue
    • 8 replies
    • 1.3k views
    • 
    • M Norton
    • February 4, 2019

15. Add Voluntary After tax to SH Plan--does it mess with TH?

    By BG5150, January 25, 2019
    • 7 replies
    • 943 views
    • 
    • Kevin C
    • February 4, 2019

16. Discretionary Match After Plan Year End

    By Gilmore, January 26, 2019
    • 14 replies
    • 4.2k views
    • 
    • Tom Poje
    • February 4, 2019

17. 401k merged into ADP MEP, back to 401k

    By Sixers, January 31, 2019   

    • mep
    • spinoff
    • 4 replies
    • 1.2k views
    • 
    • hr for me
    • February 3, 2019

18. Plan Amendment to allow early entry for one individual

    By MarZDoates, February 1, 2019
    • 2 replies
    • 661 views
    • 
    • MarZDoates
    • February 1, 2019

19. Compensation after termination

    By Vlad401k, January 29, 2018
    • 17 replies
    • 9.8k views
    • 
    • ldr
    • February 1, 2019

20. 402(g) excess included in 415?

    By BG5150, January 29, 2019
    • 4 replies
    • 1.9k views
    • 
    • duckthing
    • February 1, 2019

21. excluding "on-call" pay and hours

    By M Norton, January 21, 2019   

    • exclusions
    • on-call pay
    • 6 replies
    • 3k views
    • 
    • M Norton
    • January 31, 2019

22. Missed Deferral - Catch Up Contribution

    By 52626, January 27, 2019
    • 10 replies
    • 3.5k views
    • 
    • cheersmate
    • January 31, 2019

23. Percentage of plans with 3(38) vs 3(21)?

    By Getholmes, January 30, 2019
    • 2 replies
    • 350 views
    • 
    • imchipbrown
    • January 31, 2019

24. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 816 views
    • 
    • Peter Gulia
    • January 30, 2019

25. excess 415 for terminated employee

    By Nancy D, January 29, 2019   

    • 415 excess
    • 5 replies
    • 1.2k views
    • 
    • Nancy D
    • January 30, 2019

26. 401k excess matching of $18

    By Liam, January 23, 2019
    • 11 replies
    • 2.5k views
    • 
    • Below Ground
    • January 29, 2019

27. discretionary non-elective to cure top heavy

    By Jim Chad, January 29, 2019
    • 1 reply
    • 441 views
    • 
    • Belgarath
    • January 29, 2019

28. Excess Deferral and 415 Limit

    By Vlad401k, March 5, 2018
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • January 29, 2019

29. Matching Contribution True Up By Mistake

    By TPA Bob, January 26, 2019   

    • safe harbor match
    • true up
    • 1 reply
    • 697 views
    • 
    • Luke Bailey
    • January 28, 2019

30. recognizing past service / 401k testing

    By CLE401kGuy, January 25, 2019
    • 3 replies
    • 785 views
    • 
    • Bri
    • January 28, 2019

31. Safe harbor Change

    By coleboy, January 28, 2019
    • 1 reply
    • 410 views
    • 
    • C. B. Zeller
    • January 28, 2019

32. Leaving MEP to start own plan

    By cpc0506, January 23, 2019
    • 5 replies
    • 3.8k views
    • 
    • thepensionmaven
    • January 28, 2019

33. 401k terminating; starting a SIMPLE

    By Santo Gold, January 25, 2019
    • 1 reply
    • 3.5k views
    • 
    • Luke Bailey
    • January 26, 2019

34. affiliated service group

    By Scuba 401, January 24, 2019
    • 1 reply
    • 365 views
    • 
    • Scuba 401
    • January 24, 2019

35. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 757 views
    • 
    • Doc Ument
    • January 23, 2019

36. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 995 views
    • 
    • Luke Bailey
    • January 22, 2019

37. Match Calculated Per Pay Basis - Safe Harbor

    By CLE401kGuy, January 4, 2019   

    • compensation limit
    • 6 replies
    • 1.8k views
    • 
    • Below Ground
    • January 21, 2019

38. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 935 views
    • 
    • tghooper
    • January 17, 2019

39. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 6.2k views
    • 
    • ESOP Guy
    • January 17, 2019

40. Loan Repayment/Maternity Leave

    By Stash026, January 17, 2019
    • 3 replies
    • 2.7k views
    • 
    • 401_noob
    • January 17, 2019

41. Advising participant of deemed/defaulted loan

    By Karoline Curran, January 4, 2019
    • 6 replies
    • 2.2k views
    • 
    • IHC
    • January 17, 2019

42. Are Loans Taxed Twice?? 1 2

    By austin3515, April 18, 2017
    • 87 replies
    • 15.4k views
    • 
    • XTitan
    • January 16, 2019

43. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 1k views
    • 
    • SoCalActuary
    • January 16, 2019

44. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 658 views
    • 
    • Kevin C
    • January 15, 2019

45. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 2.5k views
    • 
    • Larry Starr
    • January 15, 2019

46. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • January 15, 2019

47. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 876 views
    • 
    • CuseFan
    • January 10, 2019

48. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.4k views
    • 
    • card
    • January 9, 2019

49. non active members of LLC in ADP test

    By Jim Chad, January 9, 2019
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • January 9, 2019

50. 5500 EZ filing

    By Earl, January 6, 2019
    • 7 replies
    • 948 views
    • 
    • Karoline Curran
    • January 8, 2019