401(k) Plans

19,516 topics in this forum

1. What size must a retirement plan be to get Vanguard recordkeeping?

   By Peter Gulia, 7 hours ago
   • 4 replies
   • 49 views
   • 
   • Peter Gulia
   • 52 minutes ago

2. Comp for HPI question: change in sponsor

   By BG5150, yesterday at 06:32 PM
   • 3 replies
   • 161 views
   • 
   • BG5150
   • 6 hours ago

3. Terminated plan and RMD

   By Consultant Guy, yesterday at 04:25 PM
   • 3 replies
   • 272 views
   • 
   • CuseFan
   • 6 hours ago

4. Failed ADP test determined yrs later, after HCE's have distributed: 1099-R Question

   By TPApril, yesterday at 06:00 AM
   • 4 replies
   • 245 views
   • 
   • BG5150
   • Yesterday at 08:07 PM

5. eligibility of rehire

   By Lou81, Friday at 11:28 AM
   • 2 replies
   • 499 views
   • 
   • Bri
   • Saturday at 09:12 PM

6. Delinquent Filer Program available?

   By Barbara, Thursday at 05:46 PM
   • 5 replies
   • 638 views
   • 
   • Barbara
   • Friday at 11:01 PM

7. Failing 414(s) Test...how to correct

   By BG5150, September 23
   • 7 replies
   • 535 views
   • 
   • BG5150
   • Thursday at 07:43 PM

8. Off Calendar Year Catch Up Questions

   By PensionPro, Wednesday at 11:40 PM
   • 1 reply
   • 225 views
   • 
   • Gilmore
   • Thursday at 02:22 PM

9. Short year SIMPLE replacement - Self-employed individuals

   By justanotheradmin, September 22
   • 3 replies
   • 315 views
   • 
   • CuseFan
   • September 23

10. Retroactive Amendment

    By Inquiring Mind, September 19
    • 2 replies
    • 490 views
    • 
    • justanotheradmin
    • September 21

11. Adding True Up Feature Mid Year

    By khn, September 16
    • 8 replies
    • 610 views
    • 
    • C. B. Zeller
    • September 21

12. Missed Roth Catch-up contributions

    By 30Rock, September 17
    • 6 replies
    • 492 views
    • 
    • 30Rock
    • September 19

13. Excise tax - two "sets" of late contributions in one year

    By t.haley, September 17
    • 2 replies
    • 350 views
    • 
    • Artie M
    • September 18

14. Solo 401(k) Class Exclusions

    By Nic Pospiech, September 11   

    • solo k
    • hourly exclusions
    • (and 1 more)

      Tagged with:

      • solo k
      • hourly exclusions
      • solo 401(k)
    • 3 replies
    • 670 views
    • 
    • FORMER ESQ.
    • September 18

15. Mega Backdoor Roth Shown on Form 5500

    By metsfan026, September 17
    • 1 reply
    • 638 views
    • 
    • Paul I
    • September 17

16. Owner only 401k plan - late deferrals

    By Jakyasar, September 11
    • 10 replies
    • 754 views
    • 
    • Peter Gulia
    • September 16

17. 50% Loan Requirement - Does It Matter After Loan Taken?

    By metsfan026, September 15
    • 5 replies
    • 739 views
    • 
    • fmsinc
    • September 16

18. Post Severance Compensation of Dr. account receivable

    By Lou81, September 11
    • 6 replies
    • 723 views
    • 
    • Artie M
    • September 16

19. 2 1/2 month rule

    By BG5150, September 8
    • 4 replies
    • 694 views
    • 
    • AlbanyConsultant
    • September 11

20. Safe Harbor 3 Tier Match

    By DPSRich, September 8
    • 3 replies
    • 486 views
    • 
    • DPSRich
    • September 11

21. Determine if SH plan annually

    By Basically, September 2
    • 4 replies
    • 580 views
    • 
    • Liz Hallam
    • September 7

22. 5% owner for RMD when company is owned by a trust

    By D Lewis, September 2
    • 3 replies
    • 664 views
    • 
    • D Lewis
    • September 5

23. Loan Payoff After Plan Termination?

    By metsfan026, August 21
    • 10 replies
    • 1.2k views
    • 
    • David D
    • September 4

24. Plan in and out of MEP with 5500SF reporting issues

    By D Lewis, July 30
    • 2 replies
    • 524 views
    • 
    • Paul I
    • September 2

25. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 5 replies
    • 2.7k views
    • 
    • BTG
    • September 1

26. Order of Compliance Testing 401(k) Plans

    By 401kology, August 19   

    • epcrs
    • adp/acp
    • (and 1 more)

      Tagged with:

      • epcrs
      • adp/acp
      • 415
    • 2 replies
    • 768 views
    • 
    • 401kology
    • September 1

27. Roth Catchup Deferral Requirement

    By Basically, August 28
    • 3 replies
    • 859 views
    • 
    • fmsinc
    • August 31

28. Spin off - MEP to new plan

    By TH 401k, August 26
    • 2 replies
    • 489 views
    • 
    • TH 401k
    • August 27

29. Union & HCEs excluded for Safe Harbor

    By TH 401k, August 24
    • 1 reply
    • 492 views
    • 
    • austin3515
    • August 25

30. Does the new employee needs SH for entering the plan early?

    By Jakyasar, August 20
    • 7 replies
    • 1k views
    • 
    • Bri
    • August 25

31. Form 5500 Participant Count Question

    By metsfan026, August 21
    • 6 replies
    • 1.1k views
    • 
    • Bri
    • August 24

32. 401k Plan Termination due to Sale of Business

    By Renee H, August 19
    • 9 replies
    • 1.1k views
    • 
    • Artie M
    • August 21

33. Impact of non-match eligible bonus on IRS annual compensation limits

    By Puzzled, August 19
    • 3 replies
    • 750 views
    • 
    • Artie M
    • August 20

34. In-Plan Roth Accounts

    By mming, August 19
    • 2 replies
    • 615 views
    • 
    • Artie M
    • August 20

35. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 10 replies
    • 3.4k views
    • 
    • Jakyasar
    • August 19

36. Safe Harbor Formula > 6%

    By TH 401k, August 16
    • 8 replies
    • 762 views
    • 
    • Paul I
    • August 19

37. Form 5330 for owner 401k at 12/31 - prior yr or current yr?

    By TPApril, August 14
    • 3 replies
    • 702 views
    • 
    • Artie M
    • August 17

38. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.8k views
    • 
    • Bantais
    • August 13

39. HCE and Active Military Duty

    By metsfan026, August 12
    • 5 replies
    • 972 views
    • 
    • Peter Gulia
    • August 12

40. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 3 replies
    • 1.2k views
    • 
    • Peter Gulia
    • August 10

41. missed deferral opportunity at start of plan - no NHCEs deferred

    By AlbanyConsultant, August 5
    • 14 replies
    • 1.5k views
    • 
    • AlbanyConsultant
    • August 8

42. Remove EACA mid-year - removing ALL deferrals

    By justanotheradmin, August 6
    • 1 reply
    • 663 views
    • 
    • Paul I
    • August 7

43. Form 8868 for 5330 extension

    By TPApril, July 31
    • 2 replies
    • 618 views
    • 
    • Artie M
    • August 4

44. H4 visa - are you an employee?

    By AlbanyConsultant, August 3
    • 3 replies
    • 711 views
    • 
    • RatherBeGolfing
    • August 4

45. participant options in a stock sale

    By AlbanyConsultant, July 30
    • 4 replies
    • 709 views
    • 
    • Artie M
    • August 4

46. Paychex Policy Requiring January 1 Plan Effective Date for New Plans

    By Micks, July 27
    • 5 replies
    • 1.1k views
    • 
    • Micks
    • August 3

47. Extensions for Plans Adopted After 12/31

    By metsfan026, July 31
    • 3 replies
    • 788 views
    • 
    • austin3515
    • August 3

48. Required Roth Catchup and 415 limits

    By BenefitsJayne, July 30
    • 1 reply
    • 563 views
    • 
    • CuseFan
    • July 31

49. Deemed Loans

    By 401Karina, November 30, 2023
    • 14 replies
    • 15.9k views
    • 
    • Bantais
    • July 31

50. Separate Trust Document - Not a Requirement?

    By MrsMacias, July 29
    • 4 replies
    • 733 views
    • 
    • Artie M
    • July 30