401(k) Plans

19,499 topics in this forum

1. 2 1/2 month rule

   By BG5150, 15 hours ago
   • 1 reply
   • 28 views
   • 
   • AlbanyConsultant
   • 14 hours ago

2. Safe Harbor 3 Tier Match

   By DPSRich, 19 hours ago
   • 0 replies
   • 23 views
   • 
   • DPSRich
   • 19 hours ago

3. Determine if SH plan annually

   By Basically, September 2
   • 4 replies
   • 346 views
   • 
   • Liz Hallam
   • Monday at 02:55 PM

4. 5% owner for RMD when company is owned by a trust

   By D Lewis, September 2
   • 3 replies
   • 369 views
   • 
   • D Lewis
   • Saturday at 02:00 AM

5. Loan Payoff After Plan Termination?

   By metsfan026, August 21
   • 10 replies
   • 870 views
   • 
   • David D
   • Friday at 04:51 PM

6. Plan in and out of MEP with 5500SF reporting issues

   By D Lewis, July 30
   • 2 replies
   • 354 views
   • 
   • Paul I
   • September 2

7. Elimination of Annuity Options in a 401(k)

   By Tom, November 17, 2022
   • 5 replies
   • 2.5k views
   • 
   • BTG
   • September 1

8. Order of Compliance Testing 401(k) Plans

   By 401kology, August 19   

   • epcrs
   • adp/acp
   • (and 1 more)

     Tagged with:

     • epcrs
     • adp/acp
     • 415
   • 2 replies
   • 588 views
   • 
   • 401kology
   • September 1

9. Roth Catchup Deferral Requirement

   By Basically, August 28
   • 3 replies
   • 614 views
   • 
   • fmsinc
   • August 31

10. Spin off - MEP to new plan

    By TH 401k, August 26
    • 2 replies
    • 316 views
    • 
    • TH 401k
    • August 27

11. Union & HCEs excluded for Safe Harbor

    By TH 401k, August 24
    • 1 reply
    • 325 views
    • 
    • austin3515
    • August 25

12. Does the new employee needs SH for entering the plan early?

    By Jakyasar, August 20
    • 7 replies
    • 777 views
    • 
    • Bri
    • August 25

13. Form 5500 Participant Count Question

    By metsfan026, August 21
    • 6 replies
    • 767 views
    • 
    • Bri
    • August 24

14. 401k Plan Termination due to Sale of Business

    By Renee H, August 19
    • 9 replies
    • 782 views
    • 
    • Artie M
    • August 21

15. Impact of non-match eligible bonus on IRS annual compensation limits

    By Puzzled, August 19
    • 3 replies
    • 482 views
    • 
    • Artie M
    • August 20

16. In-Plan Roth Accounts

    By mming, August 19
    • 2 replies
    • 430 views
    • 
    • Artie M
    • August 20

17. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 10 replies
    • 3.1k views
    • 
    • Jakyasar
    • August 19

18. Safe Harbor Formula > 6%

    By TH 401k, August 16
    • 8 replies
    • 572 views
    • 
    • Paul I
    • August 19

19. Form 5330 for owner 401k at 12/31 - prior yr or current yr?

    By TPApril, August 14
    • 3 replies
    • 561 views
    • 
    • Artie M
    • August 17

20. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.6k views
    • 
    • Bantais
    • August 13

21. HCE and Active Military Duty

    By metsfan026, August 12
    • 5 replies
    • 753 views
    • 
    • Peter Gulia
    • August 12

22. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 3 replies
    • 977 views
    • 
    • Peter Gulia
    • August 10

23. missed deferral opportunity at start of plan - no NHCEs deferred

    By AlbanyConsultant, August 5
    • 14 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • August 8

24. Remove EACA mid-year - removing ALL deferrals

    By justanotheradmin, August 6
    • 1 reply
    • 470 views
    • 
    • Paul I
    • August 7

25. Form 8868 for 5330 extension

    By TPApril, July 31
    • 2 replies
    • 473 views
    • 
    • Artie M
    • August 4

26. H4 visa - are you an employee?

    By AlbanyConsultant, August 3
    • 3 replies
    • 504 views
    • 
    • RatherBeGolfing
    • August 4

27. participant options in a stock sale

    By AlbanyConsultant, July 30
    • 4 replies
    • 513 views
    • 
    • Artie M
    • August 4

28. Paychex Policy Requiring January 1 Plan Effective Date for New Plans

    By Micks, July 27
    • 5 replies
    • 965 views
    • 
    • Micks
    • August 3

29. Extensions for Plans Adopted After 12/31

    By metsfan026, July 31
    • 3 replies
    • 569 views
    • 
    • austin3515
    • August 3

30. Required Roth Catchup and 415 limits

    By BenefitsJayne, July 30
    • 1 reply
    • 440 views
    • 
    • CuseFan
    • July 31

31. Deemed Loans

    By 401Karina, November 30, 2023
    • 14 replies
    • 12.6k views
    • 
    • Bantais
    • July 31

32. Separate Trust Document - Not a Requirement?

    By MrsMacias, July 29
    • 4 replies
    • 495 views
    • 
    • Artie M
    • July 30

33. SECURE 2.0 - Roth Catch-Up for HPEs - Correction

    By Vlad401k, July 30
    • 3 replies
    • 624 views
    • 
    • WCC
    • July 30

34. Timing of Hours for Vesting

    By effingeh, June 16
    • 8 replies
    • 1.1k views
    • 
    • Christine Oliver
    • July 28

35. 5500 for first year of a spin off plan

    By D Lewis, July 23
    • 2 replies
    • 458 views
    • 
    • D Lewis
    • July 27

36. Deemed Distribution Made in Error

    By Lauren0507, July 15
    • 6 replies
    • 961 views
    • 
    • Lauren0507
    • July 27

37. Non-Standard Safe Harbor Match

    By metsfan026, July 23
    • 2 replies
    • 781 views
    • 
    • BG5150
    • July 24

38. Missed Match versus True-Up and related Earnings

    By effingeh, July 23
    • 5 replies
    • 647 views
    • 
    • Artie M
    • July 24

39. Maximizing annual addition when 401(k) not maximized

    By drakecohen, July 22
    • 2 replies
    • 791 views
    • 
    • Gilmore
    • July 23

40. Part time ee to independent contractor & vesting/partial termination?

    By TPApril, July 20
    • 8 replies
    • 1.1k views
    • 
    • Artie M
    • July 23

41. 2023 IRS Audits

    By Mallory H, July 14
    • 3 replies
    • 646 views
    • 
    • Bill Presson
    • July 21

42. Top Heavy Balance with ER Contribution after the end of the plan year

    By justatester, July 16
    • 2 replies
    • 523 views
    • 
    • John Feldt ERPA CPC QPA
    • July 17

43. SCP, VFCP, or None of the Above

    By Catch22PGM, July 9   

    • correction method
    • scp
    • (and 1 more)

      Tagged with:

      • correction method
      • scp
      • vfcp
    • 5 replies
    • 967 views
    • 
    • PensionPete
    • July 16

44. Contributions after asset sale by ineligible employer

    By 30Rock, July 14
    • 8 replies
    • 854 views
    • 
    • 30Rock
    • July 16

45. what to do without newsletters!?

    By casey72, July 14
    • 1 reply
    • 346 views
    • 
    • Lois Baker
    • July 15

46. Loan Payments on W-2 as Roth

    By 401kWhisperer, July 8
    • 4 replies
    • 560 views
    • 
    • BG5150
    • July 11

47. How long to keep documents relating to 401(k)?

    By Miles Leech, July 8
    • 6 replies
    • 862 views
    • 
    • Peter Gulia
    • July 9

48. Deemed Distribution - Good test question for the pension geeks!

    By Brenda Wren, July 7
    • 10 replies
    • 1.4k views
    • 
    • Peter Gulia
    • July 9

49. Late Contribution Correction Question

    By khn, July 2
    • 4 replies
    • 779 views
    • 
    • Cherry Park Advisory
    • July 9

50. Roth Recharacterization timing for ADP failures

    By ComplianceGeek, July 8
    • 0 replies
    • 386 views
    • 
    • ComplianceGeek
    • July 8