401(k) Plans

19,532 topics in this forum

1. 401k definition of Compensation help needed

   By MD-Benefits Guy, October 29
   • 6 replies
   • 473 views
   • 
   • MD-Benefits Guy
   • Friday at 03:32 PM

2. Form 5330 E-Filing

   By austin3515, Friday at 01:31 PM
   • 0 replies
   • 147 views
   • 
   • austin3515
   • Friday at 01:31 PM

3. insurance in the plan... but only one person left

   By AlbanyConsultant, November 3
   • 3 replies
   • 405 views
   • 
   • Peter Gulia
   • Thursday at 01:57 AM

4. Are in-service distribution and hardship withdrawals protected benefits?

   By Jakyasar, November 2
   • 8 replies
   • 621 views
   • 
   • BG5150
   • November 4

5. Is in-service required to be provided ever in a 401k plan?

   By Jakyasar, November 2
   • 2 replies
   • 447 views
   • 
   • Artie M
   • November 3

6. New plan & delaying participant entry

   By TPApril, October 29
   • 4 replies
   • 598 views
   • 
   • My Three Sons
   • November 3

7. TAM 201715001 left this open: does a spouse’s solo 401(k) need coverage testing against an ASG partnership’s staff?

   By Dr Taxtor, November 1   

   • controlled group affiliated service group, 414(m), 414(c), 410(b), coverage testing, solo 401(k)
   • 2 replies
   • 338 views
   • 
   • Dr Taxtor
   • November 2

8. Advisor Compensation - Spouse

   By MGOAdmin, October 20   

   • 401k
   • advisors
   • (and 1 more)

     Tagged with:

     • 401k
     • advisors
     • fees
   • 3 replies
   • 549 views
   • 
   • Peter Gulia
   • October 21

9. Billing per head count

   By Bruce1, October 15
   • 3 replies
   • 463 views
   • 
   • BG5150
   • October 16

10. MDO on comp exclusion spans multiple years - Do all get the 25% QNEC or are some ok at 0%

    By 401kology, October 14   

    • mdo
    • 3 replies
    • 338 views
    • 
    • 401kology
    • October 15

11. 6 month eligibility

    By Mallory H, October 7
    • 6 replies
    • 796 views
    • 
    • Peter Gulia
    • October 9

12. Safe Harbor Plans and Super Catch-ups

    By youngbenefitslawyer, October 5
    • 3 replies
    • 452 views
    • 
    • austin3515
    • October 8

13. Safe Harbor and Profit-Sharing Contributions for Dissolved Company

    By mtopalovic, October 5
    • 7 replies
    • 760 views
    • 
    • Peter Gulia
    • October 7

14. SIMPLE IRA to Safe Harbor 401K

    By FishOn, October 6
    • 1 reply
    • 492 views
    • 
    • John Feldt ERPA CPC QPA
    • October 7

15. Affiliated Service Group Determination

    By metsfan026, October 3
    • 1 reply
    • 560 views
    • 
    • FORMER ESQ.
    • October 6

16. Aggregate Individual 401k / Multi Employer Money Purchase Plan Contributions

    By J Farrar, October 5
    • 0 replies
    • 439 views
    • 
    • J Farrar
    • October 5

17. ADP Test failure was not as bad as thought=>overpmt to HCE

    By TPApril, October 1
    • 1 reply
    • 564 views
    • 
    • Artie M
    • October 1

18. Failing 414(s) Test...how to correct

    By BG5150, September 23
    • 9 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • October 1

19. What size must a retirement plan be to get Vanguard recordkeeping?

    By Peter Gulia, September 29
    • 5 replies
    • 947 views
    • 
    • David D
    • September 30

20. Comp for HPI question: change in sponsor

    By BG5150, September 28
    • 3 replies
    • 631 views
    • 
    • BG5150
    • September 29

21. Terminated plan and RMD

    By Consultant Guy, September 28
    • 3 replies
    • 757 views
    • 
    • CuseFan
    • September 29

22. Failed ADP test determined yrs later, after HCE's have distributed: 1099-R Question

    By TPApril, September 28
    • 4 replies
    • 798 views
    • 
    • BG5150
    • September 28

23. eligibility of rehire

    By Lou81, September 25
    • 2 replies
    • 955 views
    • 
    • Bri
    • September 26

24. Delinquent Filer Program available?

    By Barbara, September 24
    • 5 replies
    • 1.3k views
    • 
    • Barbara
    • September 25

25. Off Calendar Year Catch Up Questions

    By PensionPro, September 23
    • 1 reply
    • 605 views
    • 
    • Gilmore
    • September 24

26. Short year SIMPLE replacement - Self-employed individuals

    By justanotheradmin, September 22
    • 3 replies
    • 739 views
    • 
    • CuseFan
    • September 23

27. Retroactive Amendment

    By Inquiring Mind, September 19
    • 2 replies
    • 942 views
    • 
    • justanotheradmin
    • September 21

28. Adding True Up Feature Mid Year

    By khn, September 16
    • 8 replies
    • 1.2k views
    • 
    • C. B. Zeller
    • September 21

29. Missed Roth Catch-up contributions

    By 30Rock, September 17
    • 6 replies
    • 1.1k views
    • 
    • 30Rock
    • September 19

30. Excise tax - two "sets" of late contributions in one year

    By t.haley, September 17
    • 2 replies
    • 748 views
    • 
    • Artie M
    • September 18

31. Solo 401(k) Class Exclusions

    By Nic Pospiech, September 11   

    • solo k
    • hourly exclusions
    • (and 1 more)

      Tagged with:

      • solo k
      • hourly exclusions
      • solo 401(k)
    • 3 replies
    • 1k views
    • 
    • FORMER ESQ.
    • September 18

32. Mega Backdoor Roth Shown on Form 5500

    By metsfan026, September 17
    • 1 reply
    • 1.1k views
    • 
    • Paul I
    • September 17

33. Owner only 401k plan - late deferrals

    By Jakyasar, September 11
    • 10 replies
    • 1.3k views
    • 
    • Peter Gulia
    • September 16

34. 50% Loan Requirement - Does It Matter After Loan Taken?

    By metsfan026, September 15
    • 5 replies
    • 1.3k views
    • 
    • fmsinc
    • September 16

35. Post Severance Compensation of Dr. account receivable

    By Lou81, September 11
    • 6 replies
    • 1.3k views
    • 
    • Artie M
    • September 16

36. 2 1/2 month rule

    By BG5150, September 8
    • 4 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • September 11

37. Safe Harbor 3 Tier Match

    By DPSRich, September 8
    • 3 replies
    • 767 views
    • 
    • DPSRich
    • September 11

38. Determine if SH plan annually

    By Basically, September 2
    • 4 replies
    • 872 views
    • 
    • Liz Hallam
    • September 7

39. 5% owner for RMD when company is owned by a trust

    By D Lewis, September 2
    • 3 replies
    • 988 views
    • 
    • D Lewis
    • September 5

40. Loan Payoff After Plan Termination?

    By metsfan026, August 21
    • 10 replies
    • 1.7k views
    • 
    • David D
    • September 4

41. Plan in and out of MEP with 5500SF reporting issues

    By D Lewis, July 30
    • 2 replies
    • 759 views
    • 
    • Paul I
    • September 2

42. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 5 replies
    • 2.9k views
    • 
    • BTG
    • September 1

43. Order of Compliance Testing 401(k) Plans

    By 401kology, August 19   

    • epcrs
    • adp/acp
    • (and 1 more)

      Tagged with:

      • epcrs
      • adp/acp
      • 415
    • 2 replies
    • 966 views
    • 
    • 401kology
    • September 1

44. Roth Catchup Deferral Requirement

    By Basically, August 28
    • 3 replies
    • 1.1k views
    • 
    • fmsinc
    • August 31

45. Spin off - MEP to new plan

    By TH 401k, August 26
    • 2 replies
    • 793 views
    • 
    • TH 401k
    • August 27

46. Union & HCEs excluded for Safe Harbor

    By TH 401k, August 24
    • 1 reply
    • 730 views
    • 
    • austin3515
    • August 25

47. Does the new employee needs SH for entering the plan early?

    By Jakyasar, August 20
    • 7 replies
    • 1.3k views
    • 
    • Bri
    • August 25

48. Form 5500 Participant Count Question

    By metsfan026, August 21
    • 6 replies
    • 1.4k views
    • 
    • Bri
    • August 24

49. 401k Plan Termination due to Sale of Business

    By Renee H, August 19
    • 9 replies
    • 1.5k views
    • 
    • Artie M
    • August 21

50. Impact of non-match eligible bonus on IRS annual compensation limits

    By Puzzled, August 19
    • 3 replies
    • 1.2k views
    • 
    • Artie M
    • August 20