401(k) Plans

19,362 topics in this forum

1. Backup Trustee

   By Stash026, December 6, 2018
   • 11 replies
   • 1.4k views
   • 
   • Bob the Swimmer
   • December 9, 2018

2. Time to Declare Matching Contribution Percent

   By toolegit, December 6, 2018
   • 1 reply
   • 406 views
   • 
   • austin3515
   • December 8, 2018

3. Remove a participating employer

   By 401Kerfuffle, December 6, 2018
   • 2 replies
   • 2.1k views
   • 
   • Luke Bailey
   • December 7, 2018

4. Credit Service for Predecessor Employer ... From Date, Through Date. Is this an option?

   By 401king, December 3, 2018
   • 3 replies
   • 1.1k views
   • 
   • Kevin C
   • December 6, 2018

5. Child Support Arrearages From 401k, Deceased Participant

   By cwallace, December 5, 2018
   • 3 replies
   • 2k views
   • 
   • QDROphile
   • December 6, 2018

6. 401(a) (17) Compensation limit for off Calendar Year Plan

   By Pammie57, December 5, 2018
   • 3 replies
   • 1.6k views
   • 
   • Larry Starr
   • December 6, 2018

7. Adding Safe Harbor to Existing 401(k)

   By lisabroc, December 4, 2018
   • 6 replies
   • 1.5k views
   • 
   • Larry Starr
   • December 5, 2018

8. Plan design question: Limited HCE eligibility

   By Santo Gold, December 4, 2018
   • 4 replies
   • 562 views
   • 
   • Larry Starr
   • December 5, 2018

9. match contribution eligibility determined quarterly?

   By Santo Gold, December 4, 2018
   • 2 replies
   • 671 views
   • 
   • Kevin C
   • December 5, 2018

10. RMD from New Plan - required or not?

    By ldr, December 5, 2018   

    • rmd
    • new plan
    • 2 replies
    • 625 views
    • 
    • ldr
    • December 5, 2018

11. 401(k) non-elective safe harbor plan that excludes a small numer of NHCEs from making elective deferrals

    By RWPHoenix, December 5, 2018
    • 1 reply
    • 504 views
    • 
    • ETA Consulting LLC
    • December 5, 2018

12. Suspension Period under Proposed Hardship Regulations

    By Gruegen, December 3, 2018
    • 1 reply
    • 720 views
    • 
    • Luke Bailey
    • December 5, 2018

13. Investment of Employer Contribution

    By khn, December 4, 2018
    • 4 replies
    • 746 views
    • 
    • khn
    • December 4, 2018

14. Trustee Refusing To Approve Distribution

    By Stash026, November 14, 2018
    • 13 replies
    • 3k views
    • 
    • Larry Starr
    • December 1, 2018

15. Partial Distributions No Longer Valid ?

    By KazzaDoom, November 30, 2018   

    • 401k
    • qdro
    • (and 2 more)

      Tagged with:

      • 401k
      • qdro
      • distribution
      • withdraw
    • 12 replies
    • 5.5k views
    • 
    • Larry Starr
    • December 1, 2018

16. New Company Formed - Distributional event?

    By tylerb172, November 29, 2018
    • 1 reply
    • 408 views
    • 
    • Luke Bailey
    • November 30, 2018

17. Two matches

    By MGOAdmin, November 28, 2018   

    • match
    • last day
    • 8 replies
    • 1k views
    • 
    • chc93
    • November 30, 2018

18. key employee Which "plan year" do you use to determine keys for top-heavy

    By Luke Bailey, November 28, 2018   

    • top-heavy
    • 416(i)(1)
    • 12 replies
    • 3.5k views
    • 
    • Mike Preston
    • November 30, 2018

19. Spousal Beneficiary Requirements and Common Law Spouse?

    By cheersmate, November 28, 2018   

    • common law spouse
    • beneficiary designation requirements
    • (and 1 more)

      Tagged with:

      • common law spouse
      • beneficiary designation requirements
      • spouse
    • 11 replies
    • 3.2k views
    • 
    • cheersmate
    • November 29, 2018

20. Benefits Rights and Features

    By Purplemandinga, November 27, 2018
    • 2 replies
    • 1.4k views
    • 
    • Purplemandinga
    • November 28, 2018

21. Disregarded entity compensation

    By Purplemandinga, November 26, 2018
    • 2 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • November 27, 2018

22. 414s Compensation Testing

    By justatester, November 26, 2018
    • 1 reply
    • 960 views
    • 
    • Kevin C
    • November 26, 2018

23. Discretionary match on top of SH match

    By AKconsult, November 20, 2018
    • 6 replies
    • 1.5k views
    • 
    • Doc Ument
    • November 23, 2018

24. withdrawing from 401k penalty free at 55

    By linusbeagle, November 16, 2018
    • 8 replies
    • 2.4k views
    • 
    • spiritrider
    • November 22, 2018

25. Discretionary match--how discretionary?

    By BG5150, November 20, 2018
    • 2 replies
    • 576 views
    • 
    • Kevin C
    • November 21, 2018

26. Adding EACA Mid-Year

    By austin3515, November 20, 2018
    • 4 replies
    • 6.1k views
    • 
    • Doc Ument
    • November 20, 2018

27. Using Negative Contributions to Correct Excess Deferrals

    By 401 Chaos, November 19, 2018
    • 7 replies
    • 4k views
    • 
    • CJ Allen
    • November 20, 2018

28. Emergency Medical Service Personnel definition

    By spiritrider, November 20, 2018
    • 0 replies
    • 264 views
    • 
    • spiritrider
    • November 20, 2018

29. 1099R Not Reported On a Loan Default

    By Karoline Curran, November 15, 2018   

    • loan default
    • 1099r
    • (and 1 more)

      Tagged with:

      • loan default
      • 1099r
      • brokerage accts
    • 10 replies
    • 1.6k views
    • 
    • Luke Bailey
    • November 19, 2018

30. IRA Contribution & 401(k)

    By MGOAdmin, November 15, 2018
    • 4 replies
    • 1.1k views
    • 
    • Appleby
    • November 18, 2018

31. Correcting Failed Compensation Test in Safe Harbor 401(k) Plan

    By PensionPro, November 16, 2018   

    • 414(s)
    • 2 replies
    • 1.1k views
    • 
    • PensionPro
    • November 17, 2018

32. match as contribution or cash?

    By Santo Gold, November 15, 2018
    • 4 replies
    • 539 views
    • 
    • Luke Bailey
    • November 17, 2018

33. Late Participant Fee Disclosure

    By khn, November 2, 2018
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • November 16, 2018

34. PEO and Controlled Group

    By Gilmore, November 12, 2018
    • 9 replies
    • 3.2k views
    • 
    • Gilmore
    • November 15, 2018

35. Can an Affiliated Service Group Create a Control Group?

    By TN CPA, November 14, 2018   

    • control group
    • affiliated service group
    • 1 reply
    • 461 views
    • 
    • Lou S.
    • November 14, 2018

36. SHNEC deposit for 2017 plan year not made until now

    By MarZDoates, November 13, 2018
    • 5 replies
    • 774 views
    • 
    • MarZDoates
    • November 14, 2018

37. IRS Issues Proposed Hardship Withdrawal Rules

    By Lois Baker, November 9, 2018
    • 7 replies
    • 869 views
    • 
    • Peter Gulia
    • November 14, 2018

38. Is it okay for a plan’s investment menu to include a non-diversified alternative?

    By Peter Gulia, November 7, 2018   

    • erisa 404(c)
    • 11 replies
    • 2.2k views
    • 
    • 401 Chaos
    • November 14, 2018

39. Compliance calendar for 6/30 year ends

    By ESI2015, November 13, 2018
    • 0 replies
    • 320 views
    • 
    • ESI2015
    • November 13, 2018

40. Adding Target-Date Funds as QDIA- Committee Procedures

    By kshawbenefits, November 11, 2018   

    • target-date funds
    • investment committee
    • 5 replies
    • 726 views
    • 
    • kshawbenefits
    • November 13, 2018

41. Schedule A vs. Schedule C: TPA Compensation

    By ldr, November 12, 2018   

    • 5500
    • revenue sharing
    • (and 1 more)

      Tagged with:

      • 5500
      • revenue sharing
      • tpa fees
    • 4 replies
    • 1.7k views
    • 
    • ldr
    • November 13, 2018

42. Pre-Tax or Roth Deferrals but not both

    By pensionam, November 8, 2018
    • 15 replies
    • 2k views
    • 
    • thepensionmaven
    • November 13, 2018

43. 415 Excesses / EPCRS

    By austin3515, November 11, 2018
    • 2 replies
    • 1k views
    • 
    • RatherBeGolfing
    • November 12, 2018

44. Taxes for Participant with Foreign Address

    By Guest Dee401kLady, March 26, 2014   

    • Taxes
    • 9 replies
    • 3.5k views
    • 
    • aGordeno
    • November 12, 2018

45. Hurricane Florence hardship

    By QPAetc, October 4, 2018   

    • disaster
    • hurricane
    • (and 3 more)

      Tagged with:

      • disaster
      • hurricane
      • florence
      • hardship
      • loans
    • 4 replies
    • 1.1k views
    • 
    • Lois Baker
    • November 9, 2018

46. Forfeiture Reversion to Employer (sort of) ?

    By legort69, November 7, 2018
    • 8 replies
    • 1.7k views
    • 
    • ERISAAPPLE
    • November 9, 2018

47. Seeking Clarity on Year-End Deadline for Using Forfeitures

    By 401 Chaos, November 8, 2018
    • 2 replies
    • 1.1k views
    • 
    • 401 Chaos
    • November 9, 2018

48. Voluntary Contributions

    By thepensionmaven, November 7, 2018
    • 7 replies
    • 1.2k views
    • 
    • chc93
    • November 8, 2018

49. Hardship Eligiblity

    By Stash026, November 7, 2018
    • 3 replies
    • 728 views
    • 
    • dmwe
    • November 8, 2018

50. Maximum loan limits

    By Ajillity, November 6, 2018
    • 4 replies
    • 963 views
    • 
    • Ajillity
    • November 7, 2018