401(k) Plans

19,423 topics in this forum

1. Principal Residence for Hardship Distribution - travel trailer

   By TPA Bob, Thursday at 03:08 PM
   • 5 replies
   • 334 views
   • 
   • Peter Gulia
   • Thursday at 09:34 PM

2. SH dual eligibility and TH question

   By BG5150, Tuesday at 02:03 PM
   • 3 replies
   • 172 views
   • 
   • Bri
   • Thursday at 01:05 PM

3. 401k correct fix for example below

   By HRagain, Monday at 07:58 PM
   • 5 replies
   • 311 views
   • 
   • John Feldt ERPA CPC QPA
   • Thursday at 12:21 PM

4. Date of Entry

   By 52626, April 28
   • 6 replies
   • 389 views
   • 
   • Bruce1
   • Wednesday at 04:15 PM

5. Determination of compensation for Roth catch-up for 2026

   By Jakyasar, Monday at 12:04 AM
   • 7 replies
   • 428 views
   • 
   • Peter Gulia
   • Tuesday at 09:05 PM

6. 2024 Non Elective Safe Harbor not deposited

   By D Lewis, May 15
   • 7 replies
   • 462 views
   • 
   • BG5150
   • Monday at 03:56 PM

7. Roth catch-up wage limit

   By Tom, May 14
   • 3 replies
   • 320 views
   • 
   • 401kology
   • May 15

8. Which recordkeepers have implemented self-certifying hardship claims?

   By Peter Gulia, May 14
   • 2 replies
   • 387 views
   • 
   • Peter Gulia
   • May 14

9. Terminated EE Wants to Return the Distribution from Her 401k Plan

   By ratherbereading, May 13   

   • distribution; 401k plan
   • 4 replies
   • 371 views
   • 
   • fmsinc
   • May 13

10. CPA firm using an APS model

    By D Lewis, April 27
    • 4 replies
    • 378 views
    • 
    • D Lewis
    • May 13

11. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 271 views
    • 
    • CuseFan
    • May 12

12. ASC documents?

    By J Simmons, May 12
    • 0 replies
    • 52 views
    • 
    • J Simmons
    • May 12

13. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 317 views
    • 
    • BG5150
    • May 1

14. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 269 views
    • 
    • Bri
    • April 30

15. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 359 views
    • 
    • Artie M
    • April 29

16. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 521 views
    • 
    • Mimi
    • April 28

17. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 448 views
    • 
    • DPSRich
    • April 28

18. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 526 views
    • 
    • Artie M
    • April 27

19. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 398 views
    • 
    • D Lewis
    • April 27

20. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 418 views
    • 
    • Bruce1
    • April 27

21. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 311 views
    • 
    • Artie M
    • April 24

22. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 411 views
    • 
    • C. B. Zeller
    • April 24

23. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 357 views
    • 
    • Paul I
    • April 24

24. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 337 views
    • 
    • Bill Presson
    • April 22

25. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 601 views
    • 
    • Paul I
    • April 22

26. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 363 views
    • 
    • C. B. Zeller
    • April 21

27. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 727 views
    • 
    • ErnieG
    • April 20

28. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

    By notapensiongeek, April 14
    • 6 replies
    • 496 views
    • 
    • rocknrolls2
    • April 16

29. Return of excess deferral... Prepare a 1099-R for 2025?

    By Basically, April 10
    • 7 replies
    • 479 views
    • 
    • R Griffith
    • April 14

30. Complicated question on 401k Compensation and Stock Compensation

    By MD-Benefits Guy, April 10
    • 2 replies
    • 506 views
    • 
    • Artie M
    • April 14

31. 1065 K1 Partners / Schedule C Proprietors / Plan Assets

    By austin3515, April 10
    • 10 replies
    • 439 views
    • 
    • Peter Gulia
    • April 11

32. opting out... but failing 410b

    By AlbanyConsultant, April 7
    • 18 replies
    • 1k views
    • 
    • AlbanyConsultant
    • April 10

33. Who Files Form 945

    By ratherbereading, April 9
    • 2 replies
    • 780 views
    • 
    • Paul I
    • April 9

34. S-Corp Health Ins--plan comp?

    By BG5150, April 8
    • 3 replies
    • 334 views
    • 
    • Peter Gulia
    • April 8

35. Immediate Vesting - BRF Issue?

    By Vlad401k, April 6
    • 5 replies
    • 760 views
    • 
    • Artie M
    • April 7

36. US Citizens Working for Foreign Entity

    By OrderOfOps, April 2
    • 2 replies
    • 363 views
    • 
    • Artie M
    • April 6

37. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 27 replies
    • 5k views
    • 
    • 401kology
    • April 6

38. The "Golden Age" of 401(k) Investments

    By austin3515, March 30
    • 15 replies
    • 847 views
    • 
    • Peter Gulia
    • April 4

39. E*TRADE PROTOTYPE STANDARD PSP

    By Gina Alsdorf, March 31
    • 9 replies
    • 490 views
    • 
    • Jakyasar
    • April 3

40. Deferrals Made Before Employee Was a Participant

    By mming, April 1
    • 3 replies
    • 557 views
    • 
    • John Feldt ERPA CPC QPA
    • April 3

41. employer contributions Roth employer contributions - Availability & Scope of practice advice

    By Miles Leech, April 1
    • 5 replies
    • 617 views
    • 
    • Kac1214
    • April 2

42. HPI and lowering S-corp owner's W-2 compensation

    By AlbanyConsultant, March 26
    • 7 replies
    • 889 views
    • 
    • AlbanyConsultant
    • April 2

43. Correcting Safe Harbor Plan under EPCRS

    By HTO, March 31
    • 2 replies
    • 725 views
    • 
    • HTO
    • April 1

44. Incorrect 401k contribution - mistake of fact

    By roy819, March 30
    • 3 replies
    • 938 views
    • 
    • BG5150
    • March 30

45. No Match on Catch Up with Separate Elections

    By 401kology, March 27   

    • catch-up
    • 3 replies
    • 731 views
    • 
    • acm_acm
    • March 30

46. Eligibility - Hours per Month Requirement

    By Vlad401k, March 26
    • 6 replies
    • 452 views
    • 
    • Bill Presson
    • March 26

47. Anyone happen to have 1997-2003 historical annual returns for VFIAX?

    By blguest, March 25   

    • historical data
    • 5 replies
    • 625 views
    • 
    • david rigby
    • March 26

48. Owner only 401k plan with no designation of beneficiary

    By DDB BN, March 19
    • 6 replies
    • 1.2k views
    • 
    • Appleby
    • March 22

49. Can Husband / Wife with separate businesses (no employees) set up 1 plan

    By DDB BN, January 29
    • 11 replies
    • 3.2k views
    • 
    • FORMER ESQ.
    • March 21

50. Designating excess deferrals in multiple plans (402g limit)

    By roy819, March 18
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • March 19