401(k) Plans

19,502 topics in this forum

1. 50% Loan Requirement - Does It Matter After Loan Taken?

   By metsfan026, 2 hours ago
   • 3 replies
   • 21 views
   • 
   • BG5150
   • 25 minutes ago

2. Post Severance Compensation of Dr. account receivable

   By Lou81, Friday at 01:26 PM
   • 5 replies
   • 337 views
   • 
   • Lou81
   • 7 hours ago

3. Owner only 401k plan - late deferrals

   By Jakyasar, Friday at 02:05 PM
   • 8 replies
   • 356 views
   • 
   • Peter Gulia
   • 22 hours ago

4. Solo 401(k) Class Exclusions

   By Nic Pospiech, Friday at 01:27 PM   

   • solo k
   • hourly exclusions
   • (and 1 more)

     Tagged with:

     • solo k
     • hourly exclusions
     • solo 401(k)
   • 2 replies
   • 332 views
   • 
   • CuseFan
   • Friday at 06:41 PM

5. 2 1/2 month rule

   By BG5150, September 8
   • 4 replies
   • 443 views
   • 
   • AlbanyConsultant
   • Friday at 02:02 PM

6. Safe Harbor 3 Tier Match

   By DPSRich, September 8
   • 3 replies
   • 307 views
   • 
   • DPSRich
   • Friday at 01:59 PM

7. Determine if SH plan annually

   By Basically, September 2
   • 4 replies
   • 416 views
   • 
   • Liz Hallam
   • September 7

8. 5% owner for RMD when company is owned by a trust

   By D Lewis, September 2
   • 3 replies
   • 469 views
   • 
   • D Lewis
   • September 5

9. Loan Payoff After Plan Termination?

   By metsfan026, August 21
   • 10 replies
   • 958 views
   • 
   • David D
   • September 4

10. Plan in and out of MEP with 5500SF reporting issues

    By D Lewis, July 30
    • 2 replies
    • 401 views
    • 
    • Paul I
    • September 2

11. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 5 replies
    • 2.6k views
    • 
    • BTG
    • September 1

12. Order of Compliance Testing 401(k) Plans

    By 401kology, August 19   

    • epcrs
    • adp/acp
    • (and 1 more)

      Tagged with:

      • epcrs
      • adp/acp
      • 415
    • 2 replies
    • 637 views
    • 
    • 401kology
    • September 1

13. Roth Catchup Deferral Requirement

    By Basically, August 28
    • 3 replies
    • 685 views
    • 
    • fmsinc
    • August 31

14. Spin off - MEP to new plan

    By TH 401k, August 26
    • 2 replies
    • 364 views
    • 
    • TH 401k
    • August 27

15. Union & HCEs excluded for Safe Harbor

    By TH 401k, August 24
    • 1 reply
    • 364 views
    • 
    • austin3515
    • August 25

16. Does the new employee needs SH for entering the plan early?

    By Jakyasar, August 20
    • 7 replies
    • 836 views
    • 
    • Bri
    • August 25

17. Form 5500 Participant Count Question

    By metsfan026, August 21
    • 6 replies
    • 844 views
    • 
    • Bri
    • August 24

18. 401k Plan Termination due to Sale of Business

    By Renee H, August 19
    • 9 replies
    • 853 views
    • 
    • Artie M
    • August 21

19. Impact of non-match eligible bonus on IRS annual compensation limits

    By Puzzled, August 19
    • 3 replies
    • 534 views
    • 
    • Artie M
    • August 20

20. In-Plan Roth Accounts

    By mming, August 19
    • 2 replies
    • 472 views
    • 
    • Artie M
    • August 20

21. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 10 replies
    • 3.2k views
    • 
    • Jakyasar
    • August 19

22. Safe Harbor Formula > 6%

    By TH 401k, August 16
    • 8 replies
    • 611 views
    • 
    • Paul I
    • August 19

23. Form 5330 for owner 401k at 12/31 - prior yr or current yr?

    By TPApril, August 14
    • 3 replies
    • 596 views
    • 
    • Artie M
    • August 17

24. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.7k views
    • 
    • Bantais
    • August 13

25. HCE and Active Military Duty

    By metsfan026, August 12
    • 5 replies
    • 808 views
    • 
    • Peter Gulia
    • August 12

26. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 3 replies
    • 1k views
    • 
    • Peter Gulia
    • August 10

27. missed deferral opportunity at start of plan - no NHCEs deferred

    By AlbanyConsultant, August 5
    • 14 replies
    • 1.2k views
    • 
    • AlbanyConsultant
    • August 8

28. Remove EACA mid-year - removing ALL deferrals

    By justanotheradmin, August 6
    • 1 reply
    • 524 views
    • 
    • Paul I
    • August 7

29. Form 8868 for 5330 extension

    By TPApril, July 31
    • 2 replies
    • 515 views
    • 
    • Artie M
    • August 4

30. H4 visa - are you an employee?

    By AlbanyConsultant, August 3
    • 3 replies
    • 559 views
    • 
    • RatherBeGolfing
    • August 4

31. participant options in a stock sale

    By AlbanyConsultant, July 30
    • 4 replies
    • 563 views
    • 
    • Artie M
    • August 4

32. Paychex Policy Requiring January 1 Plan Effective Date for New Plans

    By Micks, July 27
    • 5 replies
    • 1k views
    • 
    • Micks
    • August 3

33. Extensions for Plans Adopted After 12/31

    By metsfan026, July 31
    • 3 replies
    • 624 views
    • 
    • austin3515
    • August 3

34. Required Roth Catchup and 415 limits

    By BenefitsJayne, July 30
    • 1 reply
    • 480 views
    • 
    • CuseFan
    • July 31

35. Deemed Loans

    By 401Karina, November 30, 2023
    • 14 replies
    • 13.6k views
    • 
    • Bantais
    • July 31

36. Separate Trust Document - Not a Requirement?

    By MrsMacias, July 29
    • 4 replies
    • 550 views
    • 
    • Artie M
    • July 30

37. SECURE 2.0 - Roth Catch-Up for HPEs - Correction

    By Vlad401k, July 30
    • 3 replies
    • 663 views
    • 
    • WCC
    • July 30

38. Timing of Hours for Vesting

    By effingeh, June 16
    • 8 replies
    • 1.2k views
    • 
    • Christine Oliver
    • July 28

39. 5500 for first year of a spin off plan

    By D Lewis, July 23
    • 2 replies
    • 496 views
    • 
    • D Lewis
    • July 27

40. Deemed Distribution Made in Error

    By Lauren0507, July 15
    • 6 replies
    • 1k views
    • 
    • Lauren0507
    • July 27

41. Non-Standard Safe Harbor Match

    By metsfan026, July 23
    • 2 replies
    • 820 views
    • 
    • BG5150
    • July 24

42. Missed Match versus True-Up and related Earnings

    By effingeh, July 23
    • 5 replies
    • 693 views
    • 
    • Artie M
    • July 24

43. Maximizing annual addition when 401(k) not maximized

    By drakecohen, July 22
    • 2 replies
    • 831 views
    • 
    • Gilmore
    • July 23

44. Part time ee to independent contractor & vesting/partial termination?

    By TPApril, July 20
    • 8 replies
    • 1.1k views
    • 
    • Artie M
    • July 23

45. 2023 IRS Audits

    By Mallory H, July 14
    • 3 replies
    • 669 views
    • 
    • Bill Presson
    • July 21

46. Top Heavy Balance with ER Contribution after the end of the plan year

    By justatester, July 16
    • 2 replies
    • 565 views
    • 
    • John Feldt ERPA CPC QPA
    • July 17

47. SCP, VFCP, or None of the Above

    By Catch22PGM, July 9   

    • correction method
    • scp
    • (and 1 more)

      Tagged with:

      • correction method
      • scp
      • vfcp
    • 5 replies
    • 1k views
    • 
    • PensionPete
    • July 16

48. Contributions after asset sale by ineligible employer

    By 30Rock, July 14
    • 8 replies
    • 899 views
    • 
    • 30Rock
    • July 16

49. what to do without newsletters!?

    By casey72, July 14
    • 1 reply
    • 387 views
    • 
    • Lois Baker
    • July 15

50. Loan Payments on W-2 as Roth

    By 401kWhisperer, July 8
    • 4 replies
    • 604 views
    • 
    • BG5150
    • July 11